Rick Scherer - NMLS 102054

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Rick Scherer - NMLS 102054 Rick Scherer | Branch Manager
NMLS ID # 102054

Boxcar Mortgage, LLC DBA Valor Home Loans
NMLS #1969375
Equal Housing Opportunity

Rick Scherer is licensed in AL, AR, AZ, CT, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, ME, MI, MN, MS, NC, NE, NJ, OH, PA, SC, TN, TX, VA, WI

I'm honored to be named a Top 1% Mortgage Originator in America for 2024 by Mortgage Executive Magazine.This recognition...
12/05/2025

I'm honored to be named a Top 1% Mortgage Originator in America for 2024 by Mortgage Executive Magazine.
This recognition reflects the amazing clients I serve and the unwavering support of my team at Planet. I’m grateful every day to help people achieve the dream of homeownership!

New FHA Guidelines for non-permanent residents just announced. Non-permanent residents will no longer be eligible for FH...
29/03/2025

New FHA Guidelines for non-permanent residents just announced. Non-permanent residents will no longer be eligible for FHA Financing as of May 25, 2025. So anyone interested in purchasing a home with low or no down payment that is not a US Citizen or Permanent Resident must be under contract and FHA Case # ordered by May 25, 2025. This is a HUGE announcement and I urge anyone that is to consider getting pre-approved and start looking for a home ASAP. If you know someone that isn't a US Citizen or Permanent Resident that is contemplating buying a home, tell them now is the time to start looking at getting pre-approved.

Anyone with questions, feel free to send me a message or call me at 352-446-9422.

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I just wanted to send out a HUGE "THANK YOU" to all my clients and referral partners for helping me qualify for the 2024...
27/01/2025

I just wanted to send out a HUGE "THANK YOU" to all my clients and referral partners for helping me qualify for the 2024 Presidents Club! I helped 161 clients become homeowners and over 40 million in total volume. I loved working with each and every one of you and appreciate you putting your trust in me!

For those of you still deciding whether to buy a home, let's discuss and see what I can do. I specialize in first-time homebuyers and down payment assistance. We have one of the best programs on the market today! Let's chat!

Axia Home Loans retail division has been sold to Planet Home Lending. I am transitioning to Planet today. Current Pre-Ap...
12/08/2024

Axia Home Loans retail division has been sold to Planet Home Lending. I am transitioning to Planet today. Current Pre-Approvals are still valid and I will be reaching out to everyone in the next few days. This is a great move and here are some advantages.

1. Planet Home Lending has a 108 billion dollar servicing division so all loans will be serviced by Planet!

2. Additional programs including Down Payment Assistance, Construction Loans and other programs.

3. As rates are falling, you can take advantage of lower interest rates!

We are keeping our same team in place so nothing is going to change on that which means, I will continue to provide the same excellent service to my clients!

If you have any questions, please call/text me at 352-446-9422.

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FL

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