Jason Stephens - Licensed Healthcare Advisor with Essence Healthcare

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Jason Stephens - Licensed Healthcare Advisor with Essence Healthcare Licensed in Missouri, Illinois, Arkansas, Indiana, Kentucky, Michigan, and Ohio. That is the place where my enthusiasm to help comes from. Call me today.

A typical inquiry I get is: "Why do you care such much about assisting individuals with Medicare?" Like countless individuals, after managing medical problems for family members, and friends, I understand how confusing medical coverage could be especially Medicare. The direct experience assisted me with valuing the significance of the medical coverage decisions you make. What's more, those decisions can affect you and your family for quite a long time. I am a local, licensed healthcare advisor, confirmed to sell for Essence Healthcare Medicare Advantage. All Essence Healthcare plans include Part D prescription drug coverage. At no cost, I will help you discover plans that best suit your own medical care needs and your spending by showing you all the choices. I look forward to talking to you. To enroll in an Essence Healthcare plan, you must have both Medicare Parts A and B and reside in the plan service area. You must continue to pay your Medicare Part B premium. Enrollment in an Essence Healthcare plan may be limited to specific times of the year. Members must use plan providers except in emergency or urgent care situations. If a member obtains routine care from an out-of-network provider without prior approval from Essence Healthcare, neither Medicare nor Essence Healthcare will be responsible for the costs. Every year, Medicare evaluates plans based on a 5-star rating system. Essence Healthcare complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or s*x.

We will never forget. 🇺🇸Today we remember the lives lost on September 11, 2001, honor the heroes who ran toward danger, ...
09/14/2026

We will never forget. 🇺🇸

Today we remember the lives lost on September 11, 2001, honor the heroes who ran toward danger, and remember the strength and unity our country showed in the days that followed.

May we never forget the victims, their families, our first responders, and all those whose lives were forever changed.

Remember. Honor. Never Forget. 🇺🇸

J. Stephens Insurance Agency, LLC

🌟 Medicare Advice You Can Count On 🌟When it comes to Medicare, experience matters. With 14 years of helping people navig...
09/09/2026

🌟 Medicare Advice You Can Count On 🌟

When it comes to Medicare, experience matters. With 14 years of helping people navigate Medicare, I’ve learned that every person’s situation is unique.

âś… Turning 65 and not sure where to start?
âś… Wondering about Medicare Advantage, Medigap, or Part D?
âś… Need help checking if your doctors and prescriptions are covered?

That’s what I’m here for — to make Medicare simple, clear, and stress-free. My goal is to help you find coverage that fits your health needs and your budget.

📞 Send me a message today to schedule your no-cost Medicare review.

📍 “This information is not affiliated with or endorsed by the U.S. government or Medicare. It is provided by licensed agents for educational purposes only.”

💡 When should you start taking Social Security retirement benefits?The decision is a big part of retirement planning — a...
09/09/2026

đź’ˇ When should you start taking Social Security retirement benefits?

The decision is a big part of retirement planning — and there’s no one-size-fits-all answer. The right time depends on your income needs, health, and long-term goals.

Here are some basics you should know:
âś… At age 62, you can apply for retirement Social Security benefits.
âś… If you wait until full retirement age, your monthly benefit increases.
âś… At age 67, your benefit is about 108% of what it would have been at 66.
âś… At age 70, your benefit grows to about 132% of your full retirement benefit.
✅ Increases are added monthly, not annually — so every month you wait, your benefit grows.
✅ Cost of Living Adjustments (COLAs) apply whether you’re collecting or deferring.

📊 Want to see how waiting could impact your benefits? Use the official SSA retirement planner: ssa.gov/benefits/retirement/planner/1943-delay.html

📍 “This information is not affiliated with or endorsed by the U.S. government, Social Security, or Medicare. It is provided by licensed professionals for educational purposes only.”

What should you expect when you meet with an INDEPENDENT insurance agent?YOU GET TO CHOOSE.I’m not limited to offering y...
09/09/2026

What should you expect when you meet with an INDEPENDENT insurance agent?

YOU GET TO CHOOSE.

I’m not limited to offering you plans from just one insurance company.

As an independent insurance agent, I can help you compare available options from multiple insurance companies based on what matters to you:

âś“ Your doctors and hospitals
âś“ Your prescriptions
âś“ Your preferred pharmacies
âś“ Your healthcare needs
âś“ Your budget
âś“ The benefits that matter to you

And sometimes, after reviewing everything, the best decision may be to keep the coverage you already have.

That’s what a Medicare review should be about, understanding your choices and finding coverage that fits you, not forcing you into a particular company.

I currently help Medicare beneficiaries in:

📍 Missouri • Illinois • Arkansas • Indiana • Kentucky • Ohio • Kansas

Your Medicare. Your needs. Your choice.

Ready for your review? Just Call J.

📞 314-501-9596
J. Stephens Insurance Agency, LLC
Independent Insurance Agent

Not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

📬 SEPTEMBER IS ANOC MONTH!Your Annual Notice of Change (ANOC) will explain what is changing with your Medicare plan for ...
09/03/2026

📬 SEPTEMBER IS ANOC MONTH!

Your Annual Notice of Change (ANOC) will explain what is changing with your Medicare plan for the upcoming year.

Now is the time to schedule your personal plan review.

As your independent insurance agent, I’ll help you review your plan changes and prepare for the year ahead.

Appointments fill quickly! Call or message today to reserve yours.

📞 314-501-9596
J. Stephens Insurance Agency, LLC

02/20/2026

Confused About Medicare? You’re Not Alone. 🤔

Every day, people turning 65 ask:

• Do I have to enroll if I’m still working?
• What’s the difference between Medicare Advantage and a supplement?
• Will my prescriptions be covered?
• Can I keep my doctor?
• Did I choose the right plan for 2026?

These are important questions and getting clear answers now can help you avoid costly mistakes later.

If you’re turning 65 in the next 6 months, this is the perfect time to start learning your options.

I offer simple, easy-to-understand Medicare education with no pressure. If you’d like a quick overview, comment “INFO” or send me a message.

Let’s make Medicare simple. ✅

“This information is not affiliated with or endorsed by the U.S. government or Medicare. It is provided by licensed agents for educational purposes only.”

📣 Medicare plans change every year.Premiums, copays, drug formularies, networks; even the benefits can shift.If you have...
11/11/2025

📣 Medicare plans change every year.
Premiums, copays, drug formularies, networks; even the benefits can shift.

If you haven’t reviewed your plan recently, you could be:

Paying more than you should

Losing access to preferred doctors

Missing out on new benefits available this year

I’m a local, independent Medicare broker.
I compare multiple insurance carriers to make sure your plan still fits your needs, at no cost to you.

âś… No pressure
âś… No obligation
âś… Just straight answers

📞 Call or text today to review your plan: 314-501-9596

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

🗓️ Turning 65? Retiring Soon? Have Medicare Questions?Let’s make it simple.Your licensed Medicare broker can help you:✅ ...
09/23/2025

🗓️ Turning 65? Retiring Soon? Have Medicare Questions?
Let’s make it simple.

Your licensed Medicare broker can help you:
âś… Compare plans in your ZIP code
âś… Check your doctors and prescriptions
âś… Understand Medicare Advantage, Medigap & Part D
âś… Explore veteran options (VA, TRICARE, CHAMPVA)
âś… Avoid late penalties and enrollment mistakes

📞 Ready to talk? Click below or send me a message to schedule your free Medicare appointment.
Let’s find the right fit for your health and budget — no pressure, just info.

🧡 Appointments can be by phone, online, or in person.

📍 “This information is not affiliated with or endorsed by the U.S. government or Medicare. It is provided by licensed agents for educational purposes only.”

Call me to review your plan! 314-501-9596 to schedule an appointment
09/23/2025

Call me to review your plan! 314-501-9596 to schedule an appointment

Annual Notification of Change is arriving in the next two weeks

Questions about your Annual Notice of Change that will be arriving soon?

Medicare’s Open Enrollment runs October 15 – December 7 each year. Be prepared IF there are changes!

It’s the time to:
đź’Š Review your Medicare Advantage or Part D prescription plan
đź’Š Make sure your doctors & prescriptions are still covered
💊 Compare costs so you’re not overpaying

Not sure if your current plan is still your best choice?
Message me today for a free, no-obligation Medicare plan review.

🛑 We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get all your options.

Address

Cottleville, MO
63304

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