HSGW Insurance Services

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HSGW Insurance Services We are located on Main St. in historic downtown St. Charles or online at www.hsgwinsurance.com We pride ourselves on being a true "full service" agency.

As an independent insurance agency, we will help you evaluate and compare the products of several highly-rated carriers to help you find the insurance solution that best meets your needs. We will work hard to warn you of potential risks, and strive to get you the most value out of your insurance. We will work to explain all of your options in plain English and help you make the choices that are right for you. We specialize in both personal and commercial lines of insurance including Auto, Home, Condo, Boat, Renters, Umbrella, Business, Life, Health, and more. We will be there any time you have a question, need advice, or to be your advocate in a claims situation. Combine that with superior coverage at the lowest possible cost, and you have true peace of mind. Remember… your best insurance policy is a good agent!

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Today’s smartphones put the power of computing in the palm of your hand. Unfortunately, smartphones are also at risk of the same types of cyber threats that impact other computers and networks. Here are some tips you can use to stay safe.

10/06/2026

Most people rely on their auto and homeowners insurance for liability protection, but serious accidents can sometimes exceed those policy limits. A personal umbrella policy provides an added layer of coverage, helping protect your assets and financial future when unexpected claims arise.

09/11/2026

Insurance is the essential safety net for your small business. From legal claims to property damage, the right coverage ...
08/27/2026

Insurance is the essential safety net for your small business. From legal claims to property damage, the right coverage protects you from unexpected peril. Here are 10 essential policies to safeguard your company and give you peace of mind.

Explore 10 essential types of small business insurance to protect your company. Learn about coverage options for liability, property, and more.

Leaks, moisture, worn insulation, and unwanted critters. Those and more could be in your attic. That's why regular inspe...
08/25/2026

Leaks, moisture, worn insulation, and unwanted critters. Those and more could be in your attic. That's why regular inspections are a good idea.

A visual inspection of your attic can identify potential issues such as leaks, excess moisture, worn insulation, and any unwanted critters that nee...

Severe weather prep doesn't have to break the bank. Here are ideas for low-cost, last-minute preparations you can do tod...
08/22/2026

Severe weather prep doesn't have to break the bank. Here are ideas for low-cost, last-minute preparations you can do today.

Even when time is limited, you can take action to help your home weather a storm.

08/18/2026
What happens when tools are stolen from a job site? Understand the need for Commercial Property Coverage.
08/11/2026

What happens when tools are stolen from a job site? Understand the need for Commercial Property Coverage.

Commercial Property Coverage for Tools Stolen from Jobsite

Address

100 S Main Street
St. Charles, MO
63301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16369462266

Website

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