HSGW Insurance Services

HSGW Insurance Services We are located on Main St. in historic downtown St. Charles or online at www.hsgwinsurance.com We pride ourselves on being a true "full service" agency.

As an independent insurance agency, we will help you evaluate and compare the products of several highly-rated carriers to help you find the insurance solution that best meets your needs. We will work hard to warn you of potential risks, and strive to get you the most value out of your insurance. We will work to explain all of your options in plain English and help you make the choices that are ri

ght for you. We specialize in both personal and commercial lines of insurance including Auto, Home, Condo, Boat, Renters, Umbrella, Business, Life, Health, and more. We will be there any time you have a question, need advice, or to be your advocate in a claims situation. Combine that with superior coverage at the lowest possible cost, and you have true peace of mind. Remember… your best insurance policy is a good agent!

06/22/2026
Why do you need business interruption insurance? Essential advice for entrepreneurs, start-ups and dream builders.
06/09/2026

Why do you need business interruption insurance? Essential advice for entrepreneurs, start-ups and dream builders.

06/05/2026

Quick test and maintenance steps to reduce basement flooding risk from sump pump failure.

06/02/2026

🏡 June is National Homeownership Month and there’s no better time to make sure your home is protected. Explore coverage options that can fit your needs at https://travl.rs/4uObgBU.

05/26/2026

🌊 Whether you’re cruising the coasts or exploring new waters, be sure your boat has the insurance coverage to fit your needs.

Learn more: https://travl.rs/4uJy2dS

05/20/2026

After a convective storm or major loss, contractors can show up fast – and not all of them have your best interests in mind.

In recognition of National Insurance Crime Bureau’s annual Contractor Fraud Awareness Week, we’re sharing warning signs worth knowing before you hire a contractor.

Learn more: https://travl.rs/49cuMPF.

05/13/2026
04/28/2026

Light can be a powerful tool for increasing home security. Here's how to get started.

04/25/2026

Your roof protects you, so why not return the favor? Safeco makes it easy to maintain the health of your roof with this step-by-step checklist.

Address

100 S Main Street
St. Charles, MO
63301

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+16369462266

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