Antonio Gutierrez Mortgage Atelier

Antonio Gutierrez Mortgage Atelier Texas Mortgage Broker & Loan Officer | Loan Factory | NMLS #722537 | English & Español | 940-435-1765

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-

276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

Before you shop for a Texas home, organize three things: recent income records, recent asset statements, and a complete ...
09/08/2026

Before you shop for a Texas home, organize three things: recent income records, recent asset statements, and a complete list of monthly debts. The exact documentation varies by program and borrower, but preparing early can make the financing conversation clearer.

Antonio Gutierrez | Mortgage Broker & Loan Officer | Loan Factory | NMLS #722537 | Licensed in Texas
940-435-1765
https://www.mortgageatelier.com/

Educational only; not a commitment to lend. Eligibility, approval, rates, costs, and terms depend on lender guidelines and borrower qualifications.

This Labor Day, we're celebrating the drive and dedication that build more than careers—they build dreams! 🇺🇸🏡We honor t...
09/07/2026

This Labor Day, we're celebrating the drive and dedication that build more than careers—they build dreams! 🇺🇸🏡

We honor the hard work that moves us forward, especially the journey towards a place to call home.

Happy Labor Day from Loan Factory! ❤️🤍💙



Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Before a Texas mortgage application, review three monthly numbers you can explain clearly: recurring debt payments, hous...
09/06/2026

Before a Texas mortgage application, review three monthly numbers you can explain clearly: recurring debt payments, housing obligations, and documented income.

Avoid opening new credit or making a major debt change without first discussing how it may affect qualification. A clear monthly picture helps create a more useful preapproval conversation.

Message PLAN to organize your next step.

Antonio Gutierrez | Mortgage Broker & Loan Officer | Loan Factory
NMLS #722537 | Licensed in Texas | 940-435-1765
https://www.mortgageatelier.com/
https://ally.loanfactory.com/lo/antonio-gutierrez

Educational only; not financial advice or a commitment to lend. Eligibility, approval, rates, costs, and terms depend on the program, lender guidelines, and borrower qualifications.

Your homeownership journey is unique, and so should be your mortgage solution! 🏡Whether you're looking at Conventional, ...
09/05/2026

Your homeownership journey is unique, and so should be your mortgage solution! 🏡

Whether you're looking at Conventional, FHA, VA, Jumbo, HELOC, DSCR, or investment property financing, I'm here to explore the loan options that align with your specific goals and financial situation. Let's chat about what you're aiming for, and we'll find the perfect path forward.

NMLS #123456 Equal Housing Lender

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Dreaming of a custom home? 🏡  Don't just imagine it, build it!Construction loans can fund your dream home from the groun...
09/04/2026

Dreaming of a custom home? 🏡 Don't just imagine it, build it!

Construction loans can fund your dream home from the ground up, with funds disbursed as your project progresses. Some programs even offer seamless transition to permanent financing.

Ready to break ground? Message me to discuss your construction loan possibilities!



Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Ready to own your first home? 🔑 It's more achievable than you think with a solid plan!Here's a quick guide to get you st...
09/03/2026

Ready to own your first home? 🔑 It's more achievable than you think with a solid plan!

Here's a quick guide to get you started:
✅ Understand your budget
✅ Start saving for your down payment
✅ Review your credit score
✅ Get pre-approved for a loan
✅ Factor in closing costs

Let's turn that dream into a reality. Message me to create your personalized homebuying roadmap!



Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

09/02/2026

Business by day. Rock energy 24/7. 🤘

Bringing that same passion to every stage — including helping you close your next home.

One rate estimate is not a home-financing strategy.Mortgage pricing can move with the market, your credit profile, prope...
09/02/2026

One rate estimate is not a home-financing strategy.

Mortgage pricing can move with the market, your credit profile, property type, occupancy, loan structure and timing. Before you choose a loan—or write an offer—compare three realistic cases:

• Today: a transaction-specific estimate based on current information
• Better: modest improvement without depending on it
• Stress: a higher rate, different points or a larger cash requirement

Then compare the full picture: payment, cash to close, points and lender credits, mortgage insurance, prepayment terms, reserves and how long the rate can be protected.

The right plan is the one that still works when the market does not cooperate.

Antonio Gutierrez | Mortgage Atelier
NMLS #722537 | Loan Factory
940-435-1765

Educational information only. Rates, fees, payments, approval and eligibility require a complete application and transaction-specific disclosures. Equal Housing Opportunity.

09/01/2026

🏡 ¿Tienes ITIN y quieres comprar casa en Texas?

¡Sí puede ser posible! Existen opciones de financiamiento para compradores con ITIN, incluso si no cuentan con Seguro Social. Los requisitos, el enganche y las tasas varían según cada situación.

📩 Envíame un mensaje para revisar tus opciones y comenzar tu camino hacia una casa propia.

Address

8951 Cypress Waters Boulevard #160
Coppell, TX
75019

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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