Antonio Gutierrez Mortgage Atelier

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Antonio Gutierrez Mortgage Atelier Texas Mortgage Broker & Loan Officer | Loan Factory | NMLS #722537 | English & Español | 940-435-1765

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."

Did you know your home equity could unlock new financial options? 🏡 Whether you are planning home improvements, consolid...
11/02/2026

Did you know your home equity could unlock new financial options? 🏡 Whether you are planning home improvements, consolidating debt, or preparing for major expenses, your home may be able to help you reach your goals.

The right path depends on your unique situation and financial needs. Send me a message today and let's explore what is possible for you!

For informational purposes only. Not a commitment to lend.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

There’s no place like home for Halloween! 🎃From carving pumpkins and sharing sweet treats to making memories with family...
10/31/2026

There’s no place like home for Halloween! 🎃

From carving pumpkins and sharing sweet treats to making memories with family, the best moments happen right where you belong.

Wishing you and your loved ones a fun, safe, and happy Halloween from all of us at Loan Factory! 👻✨

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Just because you qualify for a higher loan amount doesn't mean it fits your comfortable monthly budget! 🏡 Property taxes...
10/30/2026

Just because you qualify for a higher loan amount doesn't mean it fits your comfortable monthly budget! 🏡 Property taxes, insurance, HOA fees, and personal savings goals all affect your true buying power.

Planning to buy? Send me a message today and let's review your numbers before you start shopping.

For informational purposes only. Not a commitment to lend.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Looking to expand your real estate portfolio without relying heavily on personal income docs? 🏡DSCR loans focus on wheth...
10/29/2026

Looking to expand your real estate portfolio without relying heavily on personal income docs? 🏡

DSCR loans focus on whether a property's rental income can support its debt, giving investors a smart financing option based on property cash flow.

Ready for your next investment property? Send me a message with DSCR and let's explore your options!

For informational purposes only. Not a commitment to lend.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Planning to use family gift funds for your down payment? 🏡Gift funds are a great option for eligible homebuyers, but spe...
10/28/2026

Planning to use family gift funds for your down payment? 🏡

Gift funds are a great option for eligible homebuyers, but specific rules apply depending on who provides the gift, how it is documented, and your loan type.

Drop your answer in the comments below, or send me a direct message to see how gift funds could work for your situation!

For informational purposes only. Gift-fund requirements vary by loan program, lender, donor, property, and transaction. Not a commitment to lend.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Your home equity can be a great resource for funding upcoming expenses and new opportunities! 🏡Our streamlined HELOC pro...
10/27/2026

Your home equity can be a great resource for funding upcoming expenses and new opportunities! 🏡

Our streamlined HELOC program makes it simple for eligible homeowners to apply online and find flexible options tailored to their individual needs.

Want to explore your options? Send me a message today!

For informational purposes only. Not a commitment to lend.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Planning to buy a home this fall? 🍂 Housing conditions shift throughout the year, making local market knowledge essentia...
10/26/2026

Planning to buy a home this fall? 🍂 Housing conditions shift throughout the year, making local market knowledge essential before you make a move.

Send me a message today! Let’s explore your financing options so you can navigate the market with confidence.

Market conditions vary by location. For informational purposes only.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Mortgage Myth: Getting pre-approved means you are stuck with that lender. 💡The truth? A pre-approval helps you understan...
10/23/2026

Mortgage Myth: Getting pre-approved means you are stuck with that lender. 💡

The truth? A pre-approval helps you understand your home buying power, but you are not obligated to stick with that lender for your final mortgage. You still have the freedom to compare available loan options and choose the path that works for you.

Have questions about getting pre-approved? Send us a message today to get informed before making your next move!

Pre-approval is subject to verification, underwriting guidelines, and lender requirements. Not a commitment to lend.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

Attention real estate investors! Did you know your property’s cash flow could help you qualify for your next loan?DSCR l...
10/22/2026

Attention real estate investors! Did you know your property’s cash flow could help you qualify for your next loan?

DSCR loans focus on rental income rather than personal income qualification. Requirements vary by program, so finding the right structure for your scenario is key.

👉 Send us a message today to explore your DSCR loan options!

Programs subject to guidelines. Not all borrowers will qualify.

Antonio Gutierrez | NMLS #722537
Loan Factory | NMLS #320841

10/21/2026

YOUR NEXT MOVE COULD CHANGE YOUR STORY. 🏡

Your first home. Your next investment. The next chapter you’ve been working toward.

Big goals deserve a clear financing strategy—and a professional who takes the time to understand what you’re building.

Let’s explore the options that may fit your next move:
🔑 FHA, VA, conventional, and jumbo home loans
🏡 Down payment assistance for eligible buyers
📈 DSCR and fix-and-flip financing for investors
💼 Bank-statement programs for self-employed borrowers
🔄 Refinancing aligned with your goals

You bring the vision. I’ll help you understand your financing options and the steps ahead.

Ready to turn “one day” into a plan? Message me “MOVE” or call/text 940-435-1765. Tell me what you want to accomplish—and let me earn your business.

Antonio Gutierrez | Mortgage Broker & Loan Officer | Loan Factory | NMLS #722537 | Licensed in Texas

🌐 https://www.mortgageatelier.com/
📲 Digital card: https://hihello.com/hi/gutierrezfinancialservices
▶️ Meet Antonio: https://youtube.com/shorts/EOITRw4Vrnk
Loan Factory profile: https://ally.loanfactory.com/lo/antonio-gutierrez

Financing is subject to borrower and property eligibility, underwriting approval, and program availability. Down payment assistance has additional requirements. No commitment to lend.
Loan Factory, Inc. | NMLS #320841 | Equal Housing Lender.

Address

370 Bentson Drive
Coppell, TX
76226

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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