J & C Peterson Lending Team

06/10/2026

VA loans are one of the most powerful homebuyer benefits available. 🏡 No down payment, no PMI, and flexible options for eligible military families. Don’t let outdated myths stop you from becoming a homeowner. Learn how your VA benefits could help make homeownership more affordable today. ✨

06/05/2026

Homeownership is about more than having a place to live. It’s about building long-term wealth over time. 🏡📈 The gap between homeowners and renters’ net worth continues to grow, showing how powerful owning a home can be for your financial future. Buying a home may feel overwhelming at first, but starting your journey sooner could help you begin building equity instead of paying rent month after month. 🔑✨ Let’s talk about your options and create a plan that fits your goals. 📲

06/02/2026

From rejected ❌ to accepted ✅ — step into the power of a cash buyer without actually being one. With NAF Cash, you can compete in today’s toughest bidding wars, win like an investor 🏡💰, and potentially save money while sellers see the strength of a cash offer. Ready to level up your offer? Let’s connect 📲

05/21/2026

Deals don’t wait — and neither should you. 🏡✨
At NAF Cash, we help open doors others can’t. Ready to close more deals with confidence?

05/19/2026

5.0 star review received on Experience.com for Jon Peterson by Kevin P - Jon was very responsive and knowlegable. He would respond to my texts withing minutes and alway provided me with the information I needed to know. I was extremely pleased with Jon's assistance.

Click to see all 243 reviews of New American Funding - Jon Peterson, Loan Consultant & Branch Manager | NMLS # 10059

05/19/2026

A HELOC can be a powerful financial tool when you understand how it works. Unlike a traditional loan, a Home Equity Line of Credit gives homeowners flexible access to funds using the equity they have built in their home. It can be used for renovations, debt consolidation, emergencies, or major expenses, but it is important to understand variable rates and responsible borrowing. 🏡💡

Learning the facts about HELOCs can help you make confident and informed financial decisions.

05/18/2026

5.0 star review received on Experience.com for Jon Peterson by Jenna P - Jon is the best! Very attentive and helpful.

Click to see all 242 reviews of New American Funding - Jon Peterson, Loan Consultant & Branch Manager | NMLS # 10059

05/13/2026

5.0 star review received on Experience.com for Jon Peterson by Dane J - Great job as usual Jon - Thanks!!

Click to see all 241 reviews of New American Funding - Jon Peterson, Loan Consultant & Branch Manager | NMLS # 10059

05/12/2026

There is a lot of noise in today’s housing market, and it is easy to feel unsure as a first time homebuyer. But let’s clear something up. Not everything you are hearing online reflects what is actually happening. The truth is, three of the biggest fears right now are based more on headlines than facts. 📊🏡

First, mortgage rates are not expected to drop dramatically overnight. Most forecasts show them staying relatively steady, not crashing down. Second, while there are more homes for sale than last year, inventory is still below what we would consider a fully balanced market. That actually gives buyers more options without flooding the market. And third, home prices are not crashing. What we are seeing is a shift toward a more normal, steady pace after years of rapid growth.

The key takeaway? Do not let fear or misinformation delay your goals. The market is stabilizing, not collapsing. If you want clarity and a strategy that fits your situation, it starts with understanding your options. Let’s connect and map out your next step with confidence. ✨

05/07/2026

What is a Buydown Loan & How Does It Work?”

Thinking about buying a home but feeling nervous about monthly payments starting out high? Let’s talk about a BUYDOWN LOAN 🏡✨

A buydown loan is a mortgage option that allows you to enjoy lower monthly payments at the beginning of your loan term. This is made possible when the buyer, seller, or a third party pays an upfront amount to temporarily reduce your interest rate.

📉 Here’s how it works:

✔ Your interest rate starts lower for the first 1–3 years

✔ Each year, the rate gradually increases

✔ Eventually, it settles into the permanent agreed-upon rate

This structure can make the early years of homeownership much more manageable while you get settled financially. It’s a great option if you expect your income to increase over time or simply want a softer landing into homeownership. As your mortgage lender, my job is to help you explore strategies like this so homeownership feels achievable — not overwhelming. 💬 Thinking about buying soon? Let’s talk about whether a buydown loan could fit your goals!