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The Scott Miller Team We are the leaders in the mortgage industry. We are a customer centric team that enhances the lives of our customers FHA, USDA, VA, Conventional Loans.

We are here to serve you with all of your mortgage needs. NMLS: 90280

10/15/2026

What happens when you combine your biggest debt with your most powerful everyday financial tool? Just like putting a high quality camera into a phone changed everything, combining your mortgage with your checking account changes the game.

Most homeowners leave money sitting idle in a checking account while their home loan quietly accumulates interest. An All In One loan puts your regular deposits to work immediately to reduce your loan balance before you spend that money on monthly bills.

You retain complete access to your funds at all times while your hard earned income works around the clock to save you interest. 💡

Ready to see how much faster you could pay down your balance? Send me a message or give me a call today to see how this strategy can work for you.
https://myoc.io/SMiller

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

10/12/2026

Holding onto a low mortgage rate might actually be costing you more money than you realize.

Across the country, credit card debt is at record highs, while homeowners are sitting on historic amounts of home equity. Keeping your mortgage separate from high-interest debts can quietly drain your monthly cash flow.

When you evaluate your full financial picture, there could be a much smarter way to manage debt and pay yourself first.

Let us review your income and expenses at no cost to see if restructuring makes sense for your family. Send me a message today or call 612-751-7268 to explore your options. 💡
https://myoc.io/SMiller

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

A beautiful home is important… but don't overlook the neighborhood. 🏡When you're searching for your next home, it's abou...
07/15/2026

A beautiful home is important… but don't overlook the neighborhood. 🏡

When you're searching for your next home, it's about more than the house itself. The right neighborhood can have a lasting impact on your lifestyle, your home's value, and your overall happiness.

The "perfect home" is the one that fits both your life and your future.

If you're thinking about buying, I'd be happy to help you evaluate not just the home—but the entire picture.

07/13/2026

A complimentary mortgage review to save you thousands of dollars of interest and eliminate years of your mortgage
https://myoc.io/SMiller

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

07/07/2026

If your 10 year take home pay is more than your current mortgage balance, why does it take 30 years to pay off a mortgage
https://myoc.io/SMiller

CMG Home Loans NMLS ID # 1820 (www.nmlsconsumeraccess.org, www.cmghomeloans.com)

Prequalified or Preapproved... What's the Difference? 🏡These terms are often used interchangeably, but they can make a b...
07/06/2026

Prequalified or Preapproved... What's the Difference? 🏡

These terms are often used interchangeably, but they can make a big difference when you're shopping for a home.

A prequalification gives you a general idea of what you may be able to borrow based on information you provide.

A preapproval goes a step further by verifying your financial information, giving you a stronger position when it's time to make an offer.

In today's competitive market, a preapproval can help you:
✔ Shop with confidence
✔ Know your true budget
✔ Strengthen your offer with sellers

Thinking about buying a home? Let's get you preapproved so you're ready when the right home comes along.

Happy Fourth of July from your CMG Home Loans family! 🇺🇸Wishing you a safe, happy, and memorable Independence Day filled...
07/04/2026

Happy Fourth of July from your CMG Home Loans family! 🇺🇸
Wishing you a safe, happy, and memorable Independence Day filled with sunshine, smiles, and celebration. ❤️🤍💙

Refinancing isn't one-size-fits-all. 🏡Whether you're looking to lower your payment, tap into your home's equity, switch ...
06/25/2026

Refinancing isn't one-size-fits-all. 🏡

Whether you're looking to lower your payment, tap into your home's equity, switch loan types, or pay off your mortgage sooner, there may be an option that fits your goals.

🏡 Homeownership is more than having a place to call your own—it’s a powerful financial tool.When you buy a home, you're ...
06/17/2026

🏡 Homeownership is more than having a place to call your own—it’s a powerful financial tool.

When you buy a home, you're not just paying for shelter. You're:

✔️ Building long-term wealth through equity
✔️ Creating a disciplined savings strategy
✔️ Positioning yourself against inflation
✔️ Gaining stability with predictable housing costs

While renting may make sense for some stages of life, owning a home can provide opportunities to grow your net worth and invest in your future.

Thinking about buying a home but not sure where to start? Let's talk about your options and create a plan that works for you.

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can h...
06/12/2026

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can help affordability, but higher interest rates may increase monthly payments enough to offset those savings. At the same time, rising home values and limited inventory can make homes more expensive over time, while waiting may mean missing out on equity growth.

Instead of trying to perfectly time the market, focus on whether buying makes sense for your finances, timeline, and long-term goals today. I can help you evaluate your options and create a strategy that fits your needs.

Address

8960 Springbrook Drive Suite 200
C**n Rapids, MN
55433

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+16127517268

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