Kelly Arntson - New American Funding

Kelly Arntson - New American Funding Loan Consultant NMLS #380126
New American Funding NMLS #6606

First-time homebuyer fear is more common than you think. 🏡 Many buyers worry about credit scores, down payments, or qual...
06/03/2026

First-time homebuyer fear is more common than you think. 🏡 Many buyers worry about credit scores, down payments, or qualifying for a mortgage, but there are more loan options available today than most people realize. At New American Funding, we’re here to help guide you through the process with clarity and confidence every step of the way. Buying your first home starts with understanding your options and having the right team beside you.✨

NAF Cash gives homebuyers a powerful advantage in competitive markets. 🔑 Instead of competing with traditional financing...
05/27/2026

NAF Cash gives homebuyers a powerful advantage in competitive markets. 🔑 Instead of competing with traditional financing alone, you may be able to present an offer that looks like cash to sellers. No millions required. Just smart mortgage solutions designed to help you compete with confidence. 🏠 The right program could help you stand out and move into your next home faster.

05/20/2026

Did you know your home equity can help you cover real-life expenses? 🏡💰

A cash-out refinance allows homeowners to tap into their equity and turn it into usable cash for things like paying off debt, making home improvements, covering medical expenses, or investing in future goals. In some situations, you may even be able to lower your monthly mortgage payment while accessing cash at the same time. Your home can be a powerful financial tool when used strategically 💡

📌 Save this for later!

Scrolling listings? Those little phrases matter more than you think. Terms like “price reduction,” “seller concessions,”...
05/13/2026

Scrolling listings? Those little phrases matter more than you think. Terms like “price reduction,” “seller concessions,” or “motivated seller” can signal real savings and negotiation power for buyers. Knowing what they mean can help you spot opportunities others miss and make smarter offers. 🏡✨

Ready to shop with confidence? Let’s connect and build a strategy that works for you.

Good news for homebuyers: buying a home is becoming more affordable in most markets — yes, even with today’s rates. Here...
05/06/2026

Good news for homebuyers: buying a home is becoming more affordable in most markets — yes, even with today’s rates.

Here’s what’s happening 👇

More homes are hitting the market 📈 + inventory is rising = more options and negotiating power for YOU.

That means less pressure, more choices, and a better chance to find the right home at the right terms. 💡As a mortgage lender, I’m seeing buyers step back into the market with more confidence because affordability is improving compared to last year—and that’s a big shift. If you’ve been waiting for the “right time,” this spring market might be closer than you think. 🌸

Ready to see what you qualify for? DM me and let’s build your homebuying plan.

Moving into your new home should feel exciting — not overwhelming 🏡✨ Did you know you don’t have to spend hours setting ...
04/29/2026

Moving into your new home should feel exciting — not overwhelming 🏡✨

Did you know you don’t have to spend hours setting up utilities, internet, and home services? With concierge support, everything from electricity to smart home security can be handled for you — saving you time, stress, and even money 💡

Think of it as your personal home setup assistant, so you can focus on what really matters—settling in and making memories ❤️👉 Ready for a smoother move? Let’s connect and make your homebuying journey effortless!

04/22/2026

Your home isn’t just where you live, it’s a tool to build your future. With rising home values, many homeowners are sitting on untapped equity that can be used for cash, debt consolidation, or your next home purchase. 🏡➡️🏡 Curious what that could look like for you? Let’s walk through it together step by step.

After years of higher mortgage rates, we’re finally seeing a shift and it’s creating real opportunities for homeowners. ...
04/15/2026

After years of higher mortgage rates, we’re finally seeing a shift and it’s creating real opportunities for homeowners. 📉✨ Mortgage rates have eased closer to the 6% range, and even small changes like that can make a BIG difference in your monthly payment and long-term savings. For many homeowners who purchased or refinanced when rates were higher, this could be the moment to explore a refinance and take advantage of improved terms.

Refinancing isn’t just about lowering your rate, it’s about aligning your mortgage with your current goals. Whether you’re looking to reduce your monthly payment, shorten your loan term, or build equity faster, the right refinance strategy can help you move forward with more financial confidence. Some homeowners are even saving hundreds each month, simply by making a timely move.

At the end of the day, your mortgage should work for you, not against you. If it’s been a while since you’ve reviewed your loan, now is the perfect time to take a closer look and see what’s possible. 🏡💡Let’s talk about your options and see how you can take advantage of today’s opportunities.

04/08/2026

Not every homebuyer fits into a “traditional” mortgage box… and that’s okay. 👏🏡

If you’re self-employed, a business owner, or have unique income, there are Non-QM loan options designed for YOU. 💼✨ These programs can use things like bank statements, assets, or rental income to help you qualify, without the typical paperwork overload.

Homeownership isn’t one-size-fits-all and your loan shouldn’t be either. Curious what you might qualify for? Let’s explore your options together! 💬

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04/07/2026

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Address

10160 Foley Boulevard NW, Ste. 200
C**n Rapids, MN
55448

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