Libertas Wealth Management Group, Inc.

06/03/2026

Quick question for advisors. When did you last ask a client, "Has anything changed with your estate documents?"

You're a financial advisor and your client just told you their estate plan hasn't been updated since their first marriage.

New episode of The Retirement Fiduciary just dropped. Adam talks to wealth dispute attorney Kelly Lise Murray break down the real cases that end in court, and what advisors can do to help clients avoid them.

Blended families. Misused trusts. An $800K tax filing error. A prenup written by the husband.

All of it, in one episode.

Episode available now. Get it on Apple, Spotify, YouTube or wherever you get your podcasts.

05/06/2026

The worst retirement plans assume life will move in a straight line.

In this clip from Why Most Retirement Plans Fail on The Retirement Fiduciary Podcast, Adam explains why that kind of thinking can quietly break a retirement plan. Health changes. Priorities shift. Family dynamics evolve. Markets do not deliver the same return year after year either.

Here’s what this means: retirement planning cannot be built on static assumptions. A strong plan needs flexibility. It should be designed to adapt as your life changes and as market conditions change.

That is why good retirement planning is not about guessing a perfect rate of return. It is about building a strategy that can hold up in the real world.

You can listen to the full episode of The Retirement Fiduciary Podcast, where you get podcasts, and visit www.LibertasWealth.com if you want help with your retirement plan.

05/04/2026

Retirement planning doesn't always feel exciting.

In this episode of The Retirement Fiduciary Podcast, Adam explains why investing based on ego, headlines, or the urge to “shoot the lights out” can create the wrong kind of risk, especially as retirement gets closer. The real goal is not chasing excitement. It is building a plan that is steady, understandable, and designed to support your life.

He also explains an important truth: there is risk everywhere. Market risk is only one kind. Inflation, liquidity, longevity, and behavioral mistakes can all do damage when they are ignored. That is why risk should serve the plan, not the ego.

Listen to the full episode of The Retirement Fiduciary Podcast wherever you get podcasts and www.LibertasWealth.com to learn more.

04/30/2026

Most retirement plans fail long before retirement starts.

Not because of the market. Because there was no real plan.

In the latest episode of The Retirement Fiduciary Podcast, Adam explains why retirement planning should focus on more than portfolio returns. Savings, expenses, liquidity, and risk all matter if you want a plan that can adapt in the real world.

Listen to the latest episode of The Retirement Fiduciary Podcast or watch it on YouTube:

4 likes. "Why Most Retirement Plans Fail"

04/21/2026

One of the fastest ways to spot misalignment in financial advice is simple:

Does the conversation start with a plan, or with a product?

When recommendations show up before the advisor fully understands goals, cash flow, risk, taxes (at a high level), and real-world constraints, it’s often a sign the “solution” was pre-selected.

In this episode of The Retirement Fiduciary, Adam Koós explains:

🔘Why “product-first” meetings can be a major red flag
🔘Why every strategy has tradeoffs (and “perfect” is usually a sales pitch)
🔘Why pressure and urgency are often the giveaway

For advisors, this is also a useful self-audit:
1️⃣ Are we building confident clients, or dependent clients?
2️⃣ Are we leading with education and clarity, or with implementation?

Listen to: How to Spot a Bad Financial Advisor
If you want help thinking through your next step, visit https://www.libertaswealth.com/how-to-spot-a-bad-financial-advisor/

03/19/2026

Everyone loves a good Cinderella story.

But in both March Madness and investing, long shots rarely play out the way we hope.

Our latest article breaks down why probabilities matter more than gut instinct and how that shows up in real financial decisions.

Read the full article here: https://links.libertaswealth.com/sp/6aa1136bb7d/

03/10/2026

Read our newest article here: https://links.libertaswealth.com/sp/6ee3fb01e63

03/09/2026

🗞️ Gold prices end lower as investors, rattled by Iran conflict, continue to shelter in the dollar.

Check out Adam's thoughts in the latest MarketWatch article:

Gold prices declined on Monday, extending their loss from last week, as an escalating conflict with Iran drove fears of sticky inflation on the back of surging prices of oil, and investors again took shelter in the dollar.

03/09/2026

🗞️New Article: The Fear Is Real. The Breakdown Isn’t.

READ HERE ⤵️

It’s day 2 of this week’s installment and the markets tried to stage a comeback in the middle of the crisis with Iran, in spite of the negative sentiment laced throughout the minds of investors everywhere.

03/03/2026

🗞️New Article: Evaluating S&P 500 Seasonality And NDX Extremes

Read Here:

I’m going to start this week’s 5-par installment with something I’ve never done before. I’m going to share a few of the top charts I’ve found among my everyday R&R (i.e., “reading & research”). The first is a chart from SentimenTrader that shows how the NDX aggregated put/call ratio re...