Community Bankers Association of Ohio - CBAO

Community Bankers Association of Ohio - CBAO Increasing the Value of Independent Financial Institutions Since 1974

Community Bankers Association of Ohio (CBAO) is organized to establish and maintain an informed network of independent community banks in the state of Ohio that will have the influence and commitment to effectively serve, protect and promote the interests of its members.

Help us celebrate the people making a difference in Ohio’s community banking industry!The latest “CBAO Around the State”...
10/09/2026

Help us celebrate the people making a difference in Ohio’s community banking industry!

The latest “CBAO Around the State” recognizes new appointments, promotions and retirements from CBAO member banks across Ohio. Congratulations to everyone featured on these well-deserved milestones!

View the full feature on page 11: https://loom.ly/OF1BkDY

What do stablecoins and tokenized deposits mean for the future of banking?Join us on October 20 to hear from Scott Green...
10/08/2026

What do stablecoins and tokenized deposits mean for the future of banking?

Join us on October 20 to hear from Scott Green, Senior Product Innovation Manager at SHAZAM, at CBAO’s 2026 Electronic Payments & Fraud Prevention Conference.

Scott focuses on payments innovation, digital assets and emerging financial technologies and works with financial institutions to understand how trends like stablecoins, tokenization and programmable payments may affect the future of banking.

In Stablecoins, Tokenized Deposits, and the Future of Banking Payments, Scott will break down what stablecoins are, the potential challenges they pose to traditional banking models and how financial institutions may respond, including through the emerging use of tokenized deposits.

It’s a forward-looking conversation about the threats, opportunities and changes community banks should have on their radar as the payments landscape evolves.

Learn more and register at https://www.cbao.bank/iCore/Events/Event_display.aspx?EventKey=2026EPAFPC

Wrapping up a year of shared ideas and valuable connections! 🤝Today, we welcomed community bank CFOs and controllers to ...
10/07/2026

Wrapping up a year of shared ideas and valuable connections! 🤝

Today, we welcomed community bank CFOs and controllers to the CBAO Office for the final CFO/Controller Forum of 2026.

These gatherings give bankers the opportunity to step away from their day-to-day responsibilities, connect with peers and work through shared challenges together.

Thank you to facilitator Karl Nelson of KPN Consulting and everyone who participated throughout the year. Your questions, experiences and insights make these conversations worthwhile!

Keep an eye out for our 2027 Forum announcements—more opportunities to connect, collaborate and learn alongside your community banking peers are ahead!

We’ve added another expert to our Check Fraud Prevention Practices Panel!CBAO is excited to welcome Besa Sharrah, Centra...
10/06/2026

We’ve added another expert to our Check Fraud Prevention Practices Panel!

CBAO is excited to welcome Besa Sharrah, Central Ohio District Director of External Affairs with the Ohio Attorney General’s Office, to the 2026 Electronic Payments & Fraud Prevention Conference.

Besa works at the intersection of law enforcement, financial institutions, consumer protection and financial crime prevention across Central Ohio. Her work includes cryptocurrency scams and digital assets, and she organized the Attorney General’s first Crypto Scams Summit to bring together banking, law enforcement and financial-crime professionals.

Besa will bring her experience and perspective to our Check Fraud Prevention Practices Panel, joining the conversation on strategies to mitigate check fraud, reduce losses and strengthen recovery efforts.

There’s still time to join us. Learn more and register at https://www.cbao.bank/iCore/Events/Event_display.aspx?EventKey=2026EPAFPC

🌾 SAVE THE DATE!CBAO’s 2027 Agricultural Summit will be held January 28, 2027, at the Hilton Garden Inn in Findlay!Mark ...
10/05/2026

🌾 SAVE THE DATE!
CBAO’s 2027 Agricultural Summit will be held January 28, 2027, at the Hilton Garden Inn in Findlay!

Mark your calendar for a day of education, conversation and connection centered around the issues affecting agriculture, agricultural lending and Ohio’s rural communities.

More details are coming soon. We hope to see you in Findlay!

📅 January 28, 2027
📍 Hilton Garden Inn | Findlay, OH

Canva and AI have made it easier than ever to create marketing materials—but creating content and managing a brand are n...
10/02/2026

Canva and AI have made it easier than ever to create marketing materials—but creating content and managing a brand are not the same thing.

In the latest issue of The Ohio Community Banker, Nicole DeRogatis of K4 Architecture + Design explains why professional design, clear brand standards and human judgment remain essential for community banks.

Thank you, Nicole, for sharing your expertise and contributing such a timely article!

Read “Why Professional Graphic Design Still Matters in the Age of Canva & AI” beginning on page 17: https://loom.ly/s30QpNQ

BSA professionals are navigating changing regulatory expectations, new technologies and increasingly complex financial c...
10/01/2026

BSA professionals are navigating changing regulatory expectations, new technologies and increasingly complex financial crime risks.

On October 29, CBAO's BSA School will bring together a full day of education covering AML/CFT program changes, virtual currency and CBDCs, cybercrime and ransomware, ML/TF red flags, fintech and payments, OFAC and country risk, regulatory updates, ma*****na banking considerations, and partnering with law enforcement.

The goal? Give you practical insight into the issues shaping today's BSA environment and information you can take back to your institution.

Learn more and register at https://www.cbao.bank/iCore/Events/Event_display.aspx?EventKey=2026BSASCH

The more sophisticated fraud becomes, the more important it is to look beyond individual transactions and understand the...
09/29/2026

The more sophisticated fraud becomes, the more important it is to look beyond individual transactions and understand the bigger picture.

Want to dive deeper into today's fraud risks?

Learn more about today's evolving fraud risks and practical prevention strategies at CBAO's 2026 Electronic Payments & Fraud Prevention Conference.

Learn more and register at https://www.cbao.bank/iCore/Events/Event_display.aspx?EventKey=2026EPAFPC

For more than five decades, the CBAO Annual Convention has brought Ohio’s community banking community together—and this ...
09/28/2026

For more than five decades, the CBAO Annual Convention has brought Ohio’s community banking community together—and this year was no exception!

Explore the recap and photos beginning on page 8: https://loom.ly/ChkaWzU

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