Erica Watts, Nmls:1502752

01/04/2026

Working contracts and applications this weekend.
Ready for the new year!
The Lady Lender

10/18/2025

Check this out!

07/21/2025

Check out our latest video answering your questions about purchasing a home in South Carolina

Thinking about living in Columbia SC or buying a home in one of its surrounding suburbs? Whether you're planning on moving to Columbia South Carolina or just...

01/24/2024

💰 Tis the season 💰
🇺🇸 It’s Tax Time
This may be your down payment option 💴 🏡

Concerned about your Debt to Income 🤔
Did you know you could pay off debt AT CLOSING!

🚨 Worried about your credit score 🤨 we have options that you may not know about 😁
Call The Lady Lender today!
803.556.2570

12/07/2023

IT’S CHRISTMAS TIME 🎄🎅
The Lady Lender has options for you rather than high credit card interest rates‼️

The past few weeks have been GREAT for Mortgage bond trading!

This means a 30 year fixed FHA in the 5's is in REACH! 🤩

Our team just priced a FHA
CASH OUT 30 year fixed at 5.750% 🚨 RATE ⭐️
(APR 6.748)

Need to pay off DEBT 💸
credit cards/car loans/etc and free up some cash 💰

You may be able to get a FHA mortgage of up to 80% of the value of your home and pay these items off or get cash in hand just in time for Christmas 🎁

803-556-2570

www.localladylender.com

12/06/2023

Attention all BUSINESS OWNERS AND DO-GOODERS! ❤️🎄❤️

“Shop with a Cop" is a program that assists our friends and neighbors in the community by adopting families that have fallen on hard times and giving them an opportunity to shop with an Irmo Police Officer for food, clothing, toys, and other necessities during the holiday season.

The Irmo Police Department Community Foundation organizes “Shop with a Cop” in partnership with the Irmo Police Department to solicit donations, identify and select families or senior citizens in need and organize their shopping trip. We vet our families very carefully to ensure they qualify for the program. We also invite the sponsors of these families and senior citizens, whether they are individuals or businesses, to participate in this amazing event to witness first-hand the impact they help make in the lives of our families during the holidays. All contributions go directly to the participant.

Any amount is appreciated 🥰
If you would like to give please reach out to me 803-556-2570

Irmo Police Department Community Foundation
board member : Erica Woolwine

01/31/2023

❤️ Love the House ❤️
Get that ‘head over heals’ feeling about the house of your dreams... let me do the paperwork 🖥️ 😉

🏠🥰🏰🤗 803-556-2570
Love working with The Lady