Chris Smith, NMLS# 450502, Loan Officer - PrimeLending

08/12/2025

If you are a real estate professional, you really shouldn't overlook this from SC HOUSING AUTHORITY--

Even if your purchasing client has their down payment and closing cost funds, these rates with SCHOUSING are fire!

The monthly payment difference on a $200k deal with SC HOUSING versus a standard FHA loan is huge- Might be the difference in your client qualifying for a $175k houses and a $200k home.

Call to discuss-

06/27/2025

Don’t let a down payment cloud your future as a homeowner. With help from PrimeLending Down Payment Edge*, it’s clear skies on homeownership with no income limits to hold you back!

Benefits of this FHA down payment assistance program include:

-Little to no money down

-No income limits

-Solutions for first-time and repeat homebuyers

-Flexible assistance options (3.5% forgivable; 3.5% or 5% repayable)

It’s time to take your first step into a brighter future. Talk to me today to get started!

Product info as of 6/24/25, subject to change.

*Certain restrictions apply, subject to down payment assistance program guidelines. Must be paired with program's first lien FHA product. Program is not available in NY or WA. Please contact your PrimeLending loan officer for more details. Subject to credit approval.

https://lo.primelending.com/chsmith

03/24/2025

The interest rate on this was posted today-- Best deal going in home financing right now- by FAR!
Give me a buzz to discuss YOUR options.

03/21/2025

Still waiting to buy a home?
If you work in one of the below fields, you can look to take advantage of a $10,000 down payment assistance program thru the State of SC starting Monday, March 24.
The funds WILL run out- Don't wait too long.
Shoot me a message and let's find out what you will qualify for.

02/10/2025

Want to hold on to your current low mortgage rate but are looking to access some of your home's equity? PrimeLending offers fixed-rate, fixed-payment home equity loan products* that let you access that equity as a lump sum of cash you can use however you like including for home improvements, debt consolidation, or big expenses—while keeping your current mortgage intact.
💰 No refinance required
🔒 Fixed rate, fixed payment
🛠️ Perfect for home renovations & more
Send me a message to explore your options! 📩
*All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

02/06/2025

Don't let student loans stop you from homeownership. Let's talk!

Worried about debt before buying a home? 🤔💸
While paying off existing debt can help, it’s not always necessary to qualify for a mortgage. Even if you have student loans, you can still secure a home loan. 🏡💪 Lenders will look at your debt-to-income ratio (DTI) — the percentage of your income that goes toward debt payments. A lower DTI means more mortgage options and better terms for you. 📊✅
Curious about your options? Reach out today, and let’s review your mortgage possibilities together!

12/13/2024

Taking on your first fixer-upper? Be sure to remember to:

- Set a budget for buying the home and for your renovation projects.
- Hire professionals to help bring your vision to life.
- Explore your renovation mortgage options.
- Tackle the big projects first, like flooring, plumbing, and electrical updates.
- Make it your own! That’s one of the best parts of creating your dream home.

If you need help making a game plan for your fixer-upper financing, our mortgage experts are here to walk you through the home loan process. Send me a DM to get started.

02/13/2024

01/22/2024

Nice trend. Don't wait too long to buy, though, as the bidding wars will ramp up as we near Spring.