Terrell Stubbs - SC Mortgage Guy

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United States
Columbia, SC
Terrell Stubbs - SC Mortgage Guy

NMLS #285157
The customer is the number one priority and I'm dedicated to personally providing superior service!!! NMLS #285157

09/01/2026

An adjustable-rate mortgage (ARM) can be a smart way to make homeownership more affordable in the early years. With a lower initial interest rate, smaller starting payments and the flexibility to refinance down the road, ARMs offer real advantages, especially for short-term homeowners or buyers looking to save upfront.

Reach out to explore whether an ARM fits your goals.

08/28/2026

Your dream home may be closer than you think! Let's chat about options to help you start your homeownership journey.

08/26/2026

Price is only one piece of the affordability puzzle. Learn how financing options, concessions, and monthly payment considerations can help support successful transactions in this week's Mortgage Monitor. Read more: https://ow.ly/yHAT30sYnQP

08/24/2026

Before you start browsing listings, it's helpful to know what may fit comfortably within your budget.

Our Home Affordability Calculator can help you estimate:
-Your potential home price range
-Monthly payment estimates
-How your income, debts, and down payment may impact affordability

Whether you're planning to buy this year or simply exploring your options, understanding your buying power is a great place to start.
Try the calculator: https://ow.ly/7liB30sYg3Z
Ready for a personalized review? Contact us to discuss your goals and available financing options.

08/22/2026

Your properties could be working harder for you.

With cash-out refinance options, you can:
• Unlock equity for your next investment
• Reinvest into your portfolio
• Keep your momentum going

✔ Investment properties only
✔ Business purpose financing

Message me to explore your options.

08/17/2026

Not every buyer starts with perfect credit, and that’s okay. Many loan programs are designed to work with a wide range of credit profiles, and lenders look at the full financial picture, not just a single number. If you’re unsure where you stand or what options might be available, I’m here to help you explore the path that fits your situation.

08/14/2026

Just Closed! Yes, we have financing options for Manufactured Homes.

All loans subject to credit approval and eligibility requirements may apply. Member FDIC | Equal Housing Lender

08/13/2026

The back-to-school season is a great reminder that preparation matters, especially when buying a home.

This week’s Mortgage Monitor shares seven practical lessons for today’s homebuyers, from budgeting and research to reading documents carefully and staying flexible when plans change.

Read the full article for helpful insights on navigating today’s housing market. https://ow.ly/JVa730sXY5z

08/10/2026

Put your home's equity to work without touching your first mortgage. Ameris Bank's Closed-End Home Equity Loan (HELoan) offers a fixed-rate, second-lien option to help you renovate, consolidate debt, or cover major expenses. Keep your low-rate first mortgage in place and enjoy predictable payments with terms that fit your goals.

Learn more about our HELoan program today: https://ow.ly/b72u30sXE0E

08/07/2026

The 2026 Tax Free Weekend begins today, Friday, August 7 and ends Sunday, August 9 at midnight.

Address

1333 MAIN Street STE 200
Columbia, SC
29201

Telephone

+18039175870

Website

http://amerisbank.com/TerrellStubbs

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