Patrick Parraga - Loan Officer Nmls#1760017

10/31/2022

With homeownership, comes home maintenance. One area that might get overlooked, but can save you money as temperatures start to drop, is windows. But don’t let that spook you! Read our latest blogs for tips on window shopping!

Are you looking to get your windows fixed or replaced before the winter? Before you do, let’s look behind the curtain and understand what type of sales tricks window salespeople will use. The company charges a higher price, ensuring you are overwhelmed by the initial quote. This can be a common tr...

09/15/2022

If you're thinking about purchasing a home, it will be important to understand what Freddie Mac, Fannie Mae, the Federal Housing Administration, and the United States Department of Agriculture do to support the mortgage industry. Read our latest blog to learn more about these agencies.

When buying a home and exploring mortgage options, you’re likely to encounter different agencies you may not be familiar with. What do these mortgage-related agencies do and why are they important?

08/18/2022

There are numerous factors you should consider when you think about refinancing, and even more to think about when it comes to making the switch from an ARM to a fixed rate mortgage. Read our latest blog for more info!

There are many factors to consider when you think about refinancing, and even more to when it comes to switching from an ARM to a fixed rate mortgage.

08/18/2022

Here is some more details about the new updated MMP Smartbuy 3.0 program.

Let me know if you have any questions!

08/16/2022

Mmp just announced they have increased their student loan forgiveness program from $30,000 to a maximum of $50,000!!

Let me know if you want to buy a house and get rid of your student debt!

08/11/2022

If walking down the aisle is on your horizon, talking about what your finances will look like together is an important step to take. If you’re ready to have that conversation, use our latest blog post for tips on what and how to discuss all things money with your partner!

Getting married certainly affects you and your partner financially, and having open and honest conversations about money early on is crucial.

07/29/2022

Learn more about our Extended Rate Lock program in our latest blog! If you have any questions or are ready to get started in your homebuying journey, reach out today!

An extended rate lock is a mortgage loan option that allows home purchasers to “lock” in today’s interest rate.

07/21/2022

Buying a new home, especially out of state, can seem daunting. We compiled a couple of tips and tricks to help you throughout this process. Read our latest blog to learn more!

Buying a home can be a daunting task but buying in a different state can bring a higher level of stress and more of the unknown.

07/14/2022

What is an ARM Loan and how can it benefit you? Read more about ARMs in our latest blog post! Feel free to reach out with any questions and let us help make your dreams of home ownership come true!

First Home Mortgage offers a Jumbo Arm Loan, providing the opportunity of a lower initial interest rate for loan amounts well over conventional loan limits.

07/07/2022

Whether you’ve been considering selling your home for some time or an unexpected life change has occurred, the decision to sell is a big one. Take a look at our latest blog to help you decide if now is the right time for you!

Listing your home is a big decision and if you’re wondering if now is a good time, take a look at these signs and decide for yourself.

06/30/2022

You may have noticed your insurance premium fluctuating recently. But why? Today we are breaking down the factors that can play a role in the recent rise of premiums.

Have you noticed an increase in your homeowner’s insurance premiums lately—maybe significantly? If so, you are not alone.

06/23/2022

Buying a home is an investment, and potential for appreciation should be a factor you consider! Keeping this in mind, there are some things to look out for that could predict the appreciation of the home. Check out our latest blog to learn more!

Appreciation is when the value of your home increases over time. There are many factors that contribute to home value appreciation.