Sarah Rathke - PNC Mortgage Loan Officer - NMLS 1698468

Sarah Rathke - PNC Mortgage Loan Officer - NMLS 1698468 You’re looking for a Mortgage Loan Officer you can trust. PNC Bank N.A. NMLS ID: 446303

Whether you’re buying a home, exploring a refinance, or considering ways to use your home’s equity, I’m here to answer questions, explain your options, and help you make confident, informed decisions at every stage of homeownership. My focus is on helping you secure the right mortgage solution for today—while remaining a trusted resource as your needs evolve over time.

09/04/2026

Wishing all my friends, family, clients, and partners a happy Labor Day weekend!

Take time to relax, recharge, and enjoy the company of the people who matter most.
You've earned it.

Before we head into the holiday, I'd love to know:

What's your favorite Labor Day tradition?
🍔 BBQ? 🏖️ Lake day? 🏈 Football? 🏠 Home project?

Share below!

Understanding the timeline to close on a house can help you set realistic expectations and reduce stress. This article h...
09/03/2026

Understanding the timeline to close on a house can help you set realistic expectations and reduce stress. This article has some great tips to help avoid delays.

In a time crunch? Call me let's talk through what you need 719-638-4159

Discover how long it usually takes to close on a house and the key factors that can affect this timeline. Learn how to plan your home purchase effectively.

September is National Mortgage Professional Month.Helping people navigate one of life's biggest financial decisions is s...
09/01/2026

September is National Mortgage Professional Month.

Helping people navigate one of life's biggest financial decisions is something I never take for granted.

Whether you're buying your first home, moving up, downsizing, investing, or simply exploring your options, I'm proud to help clients make informed decisions and feel confident throughout the process.

Thank you to my clients, referral partners, friends, and family for trusting me along the way.

And if you know someone who has questions about home financing, I'd be happy to be a resource.

What homeownership goals are on your mind this year?

Shoutout to my agent partners! 👏Helping first-time homebuyers succeed is a team effort, and I'm grateful for the trust a...
08/31/2026

Shoutout to my agent partners! 👏

Helping first-time homebuyers succeed is a team effort, and I'm grateful for the trust and collaboration that helps our shared clients reach the closing table with confidence.

If you're looking for a dependable lending partner for your buyers, let's chat. I'd love to be a resource for you and your clients. 🏡719-638-4159

Learn how real estate agents can guide first-time homebuyers, from setting expectations to financing support, for a smoother path to homeownership.

🪹 Where are all my new empty nesters?If the kids have moved out and you're wondering whether your home still fits this n...
08/28/2026

🪹 Where are all my new empty nesters?

If the kids have moved out and you're wondering whether your home still fits this next chapter of life, you're not alone.

Many homeowners are exploring downsizing, relocating closer to family, or finding a home that's easier to maintain and better suited to their current lifestyle.

If you've been thinking about making a move, I'd be happy to help you explore your options. And while I'm based in CO, I can help borrowers across the country.

What's on your wish list for your next home? 😊

pncmortgage.com/SarahRathke

Thinking about buying a home or getting pre-approved?Today's mortgage process is often much simpler than many people exp...
08/27/2026

Thinking about buying a home or getting pre-approved?

Today's mortgage process is often much simpler than many people expect, with secure digital tools that can help verify income and assets electronically. Still, it's helpful to understand what lenders review when determining your loan options.

This quick article explains how income is verified and what information may be needed during the mortgage process.

If you're curious about your homebuying options or would like to see what you may qualify for, I'd be happy to help.

🔗 pncmortgage.com/SarahRathke

Are you in the process of applying for a mortgage? Discover what constitutes proof of income and the documents needed to apply for a home loan.

"If rates are still above 6%, why aren't home prices falling?"One reason is inventory. PNC Economics reports that housin...
08/26/2026

"If rates are still above 6%, why aren't home prices falling?"

One reason is inventory. PNC Economics reports that housing supply remains relatively tight, which continues to support home prices. National home prices were up 1.5% from a year ago as of June.

Every market is different, but it's a good reminder that waiting for dramatic price drops may not be the strategy many buyers hope for.

If you'd like to discuss the market and your home financing options, feel free to reach out. 719-638-4159

🔗Read the full report:https://www.pnc.com/content/dam/pnc-com/pdf/aboutpnc/EconomicReports/EconomicUpdates/2026/PNC_Economics_Research_Case_Shiller_25_August_2026.pdf

Did you know the average homeowner with a mortgage has about $310,500 in equity in their home?Have you ever thought abou...
08/26/2026

Did you know the average homeowner with a mortgage has about $310,500 in equity in their home?

Have you ever thought about using the equity in your home to consolidate debt or finance home improvements? Let's talk!

pncmortgage.com/SarahRathke

🏡 Many homeowners think refinancing is only about accessing equity, but that's not always the case.A rate-and-term refin...
08/26/2026

🏡 Many homeowners think refinancing is only about accessing equity, but that's not always the case.

A rate-and-term refinance may help align your mortgage with your financial goals.

📩 Curious whether refinancing could make sense for your situation? Let's connect.

pncmortgage.com/SarahRathke

Rate and term refinance adjusts your mortgage's rate or term for savings. Explore its benefits, process, and differences from cash-out refinancing.

Nobody talks about how many people wait years to ask a question that could have been answered in a 15-minute conversatio...
08/24/2026

Nobody talks about how many people wait years to ask a question that could have been answered in a 15-minute conversation.

Let's connect soon!
pncmortgage.com/SarahRathke

Address

5815 Constitution Avenue
Colorado Springs, CO
80915

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+17196384159

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