Tammie VanDeusen Loan Officer

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Tammie VanDeusen Loan Officer

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Your lender from your first home to your last — from the mountains to the mesas! Helping clients build wealth through real estate. I love what I do!

Summit Lending NMLS #1850081
Tammie VanDeusen NMLS #514878
nmlsconsumeraccess.org
Equal Housing Opportunity I'm still shocked they pay me to do this job. I get to help people realize the dream of home ownership every day. Getting a home loan in today's environment can be challenging and daunting. Though, I have been a mortgage lender for over 20 years. So there isn’t much I haven’t seen or come up against in the mortgage industry. I pride myself on making the process understandable and enjoyable. I cannot promise it will be easy, but I can promise to give you my best. I am honored to be a part of my customers lives from their first home to their last. I have helped hundreds of first time home buyers finance their first homes, to move on to their new homes and investment properties, and down to road with their retirement homes. I'm proud to be working with New American Funding. I have finally found a company that shares my passion and eagerness to get loans closed. You may be aware that being a direct lender to Ginnie Mae, Fannie Mae and Freddie Mac is a pretty big deal. The reason for this is that if you are not a direct lender you may have additional guidelines and overlays outside of the “normal” guidelines. This is why some lenders can do things that others can’t. New American Funding is direct. We have no overlays and the fastest turn times in the industry. Being a direct lender is the number 1 reason I work for this company.

10/26/2026

Communication matters in every real estate transaction—not just with the buyer, but with everyone involved!

One of the best compliments I can receive is hearing that a Realtor on the other side of the transaction felt just as informed and supported as the buyer's agent.

A huge thank you to Stephanie Tanis for taking the time to share these kind words! I believe a successful closing takes teamwork, transparency, and keeping everyone on the same page from contract to closing.

Whether you're representing the buyer or the seller, my goal is always the same: clear communication, fewer surprises, and a smooth path to the closing table.

Here's to great Realtor partnerships and many more successful closings!

Tammie VanDeusen | Mortgage Loan Officer
Your Lender From Your First Home to Your Last – From the Mountains to the Mesas

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com

Summit Lending | NMLS #1850081
Tammie VanDeusen | NMLS #514878

10/19/2026

Are You Feeling Trapped by Your Low Mortgage Rate?

I know many of you locked in those amazing 2.5% or 3% mortgage rates a few years ago. But what happens when the home you loved back then no longer fits your needs?

Maybe you've outgrown your space, you're ready for a new location, or you're simply looking for your next chapter.

I get it! The thought of giving up that low interest rate can be downright scary!

But here's what I want you to know: You may have more options than you think!

Before you let your current mortgage rate keep you stuck, let's talk! I'd love to run the numbers with you, explore your financing options, and see what makes sense for your next move.

Don't let a low mortgage rate haunt your homeownership dreams!

Give me a call. Your next move might not be as scary as you think!

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

10/15/2026

Your feedback means more than you know! ⭐

Helping people achieve their homeownership goals is what I love most, and hearing about your experience means so much to me.

If we've worked together, I'd be grateful if you took a moment to share a Google review. Your kind words help others feel confident taking the next step toward homeownership!

Leave a review here: https://g.page/r/CREr5v06t9IQEAI/review

Thank you for trusting me to be part of your journey!

10/13/2026

🏡 MORTGAGE MARKET UPDATE | What to Watch This Week 📈

Mortgage rates have been on a roller coaster lately, and this week could bring even more movement!

After yesterday’s holiday market closure, we're seeing a little improvement, but mortgage rates are still hovering in the 7% range.

So, what's keeping rates elevated?

🛢️ Higher Energy Prices – Rising oil and energy costs can fuel inflation concerns, putting upward pressure on mortgage rates.

📈 A Strong Economy – Good economic news isn't always good news for mortgage rates. Strong employment and consumer spending can keep interest rates higher for longer.

🔥 Stubborn Inflation – Inflation remains one of the biggest factors influencing the bond market and mortgage pricing.

🔎 WHAT I'M WATCHING THIS WEEK

📅 Wednesday | Inflation Data (CPI)

📅 Thursday | Producer Price Index (PPI)

These economic reports can influence where mortgage rates head next. Cooler inflation could bring some welcome relief, while hotter-than-expected numbers could put rates under pressure again.

🏠 WHAT DOES THIS MEAN FOR YOU?

Whether you're buying your first home, considering your next move, or wondering if refinancing makes sense, don't let the headlines make your financial decisions for you.

Mortgage rates matter, but so do your purchase price, monthly payment, loan options, and long-term goals.

The goal isn't to perfectly time the market. It's to make the right move for YOUR situation.

If you're curious about what today's rates mean for your buying power or current mortgage, let's run the numbers together!

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com

Your Lender From Your First Home to Your Last - From The Mountains To The Mesas.

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

10/05/2026

Is your buyer pool still approved at today’s rates? 🏡

Mortgage rates have been moving quickly, and a buyer who was comfortably pre-approved a few weeks ago may be looking at a very different payment today.
Here’s some perspective: a 0.50% increase in rate on a 30-year fixed mortgage can increase principal & interest by approximately:

🔹 $300,000 loan → +$102/month
🔹 $400,000 loan → +$136/month
🔹 $500,000 loan → +$170/month

For some buyers, that’s manageable. For someone already close to their maximum payment or debt-to-income limit, it could change their purchasing power.

Before they fall in love with a house, let’s make sure the numbers still work.

If you have buyers who were pre-approved several weeks or months ago, send them back my way. I’m happy to rerun their numbers as often as needed.

And if affordability has tightened, we have options to explore—seller concessions, 2/1 temporary buydowns, permanent rate buydowns, different loan programs and offer strategies.

The goal isn’t to scare buyers because rates moved. It’s to keep them informed, qualified and ready to make an offer when the right house comes along.

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com
Your Lender From Your First Home to Your Last - From The Mountains To The Mesas.

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

10/02/2026

📊 FRIDAY RATE RUNDOWN | Mortgage Rates + What Buyers Should Know

Mortgage rates are back above 7% — but that doesn’t automatically mean it’s a bad time to buy.

In many markets, today’s buyers have something they haven’t had much of in recent years:
NEGOTIATING POWER.

That can open the door to strategies like:
🏡 Seller concessions toward closing costs
📉 2/1 temporary buydowns to lower the initial payment
💰 Permanent rate buydowns to reduce the rate long-term

The rate matters — but it’s only one piece of the deal. Purchase price, seller concessions, down payment, loan program and monthly payment all matter too.

📊 THIS WEEK’S NATIONAL AVERAGES
30-Year Conventional: 7.47%
30-Year VA: 7.17%
30-Year FHA: 7.20%
5/1 ARM: 6.82%

⚠️ Important: These are national averages, not necessarily the rates I’m offering. Your actual rate depends on factors including loan program, credit, down payment and individual qualifications.

Thinking about buying? Send me your purchase price + down payment + target monthly payment. I’ll run the numbers and see what options make sense.

Sometimes the opportunity isn’t just in the rate — it’s in how we structure the whole deal.

Tammie VanDeusen
📞 (719) 310-3438
🌐 www.mountainmesamortgage.com
Your Lender From Your First Home to Your Last - From The Mountains To The Mesas.

Tammie VanDeusen NMLS #514878
Summit Lending NMLS #1850081

09/29/2026

🍂 October Community Happenings is here! 🍂

There’s a lot happening around Battlement Mesa, Parachute & Grand Valley this month, so save these dates!

🎺 Oct. 7–8 | Fall Concerts
Come support our student musicians! GVHS performs Oct. 7 at 7 PM and GVMS performs Oct. 8 at 7 PM.
👟 Oct. 10 | Buck Fever 5K
Adults, kids, men and women are invited to participate! Registration begins at 7:30 AM at the Grand Valley Recreation Center, with the race starting at 9 AM.
🎀 Oct. 13 | GVHS Pink Out
Grand Valley High School goes pink with a fundraiser supporting Grand River Health.
🐄 Oct. 16 | FFA Calf Fry & Auction
Join GVHS FFA for its 1st Annual Calf Fry & Auction at 6 PM at Grand Valley High School.
🎃 Oct. 24 | Trunk or Treat
Halloween fun at the Grand Valley Recreation Center with a movie, s’mores, candy and more!
🍬 Oct. 30 | Trick R Treat Street
Head to Bea Underwood Elementary for Trick R Treat Street and some Halloween fun for local families!

📅 And save the date for November!
🇺🇸 Nov. 11 | Veterans Dinner — Appetizers at 4:30 PM and dinner at 5 PM at the Grand Valley Recreation Center.
🎄 Nov. 22 | Holiday Craft Fair — 9 AM–3 PM at Grand Valley High School.

⭐ LOCAL BUSINESS SPOTLIGHT: Twins Creek Tattoo
This month we’re introducing you to another local business right here in Battlement Mesa! Twins Creek Tattoo, the Western branch of Bonedale Tattoo, offers custom electric tattooing by appointment at 73 Sipprelle Dr., next to Artful Experiences. Check out the newsletter to learn more about their artists, work and tattoo experience.

🏢 THE SHOPS AT BATTLEMENT MESA
Thinking about opening your first storefront or expanding your business? We’re highlighting available restaurant, retail, office and medical space, including shared office opportunities starting at $250/month.

🏡 TAMMIE’S CORNER: Is Your Low Rate Holding You Back?
A low mortgage rate is great—but it’s only one part of your financial picture. This month, Tammie talks about looking at your equity, higher-interest debt, monthly cash flow and changing housing needs before assuming your current rate means you’re stuck.

There’s a lot happening right here at home. ❤️ Save this post, share the newsletter, and help us keep supporting the businesses, schools and organizations that make our community special!

Address

Colorado Springs, CO
80905

Website

https://mountainmesamortgage.com/

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