Bree Ham at NFM Lending

Bree Ham at NFM Lending Bree Ham- Mortgage Loan Originator NMLS #1858040 NFM Lending NMLS #2893 Equal Housing Lender Call me for more information or follow the link to my webpage!

Homeownership is a journey, and every step forward counts. Whether you’re just starting or ready to buy, support is here...
05/04/2026

Homeownership is a journey, and every step forward counts. Whether you’re just starting or ready to buy, support is here along the way.

Self-Employed? You still have options! Being your boss doesn’t mean homeownership is out of reach. There are loan progra...
04/29/2026

Self-Employed? You still have options! Being your boss doesn’t mean homeownership is out of reach.

There are loan programs and strategies for self-employed buyers, even with non-traditional income.

Ready to explore your options and make homeownership a reality? Send a message today to get started.

What actually happens at closing? It’s the final step where you sign the paperwork, finalize your loan, and get the keys...
04/27/2026

What actually happens at closing?

It’s the final step where you sign the paperwork, finalize your loan, and get the keys to your new home.

Getting ready to buy? Send a message to learn how to make your closing day smooth and stress-free!

Homeownership isn’t just about having a place to live. It’s about creating stability and building equity for the future....
04/23/2026

Homeownership isn’t just about having a place to live. It’s about creating stability and building equity for the future.

Every payment brings you closer to owning something truly yours while investing in your long-term goals.

Wondering if homeownership is within reach? Send a message today to explore your options and take the first step toward owning a home.

This Earth Day, think green at home. Energy-efficient upgrades like LED lighting, smart thermostats, improved insulation...
04/21/2026

This Earth Day, think green at home.

Energy-efficient upgrades like LED lighting, smart thermostats, improved insulation, and energy efficient appliances can lower utility bills while reducing your environmental impact.

Small changes can make a big difference for both your wallet and the planet.

Wondering if renting or owning is right for you? Renting offers flexibility, but owning a home builds equity, creates st...
04/17/2026

Wondering if renting or owning is right for you?

Renting offers flexibility, but owning a home builds equity, creates stability, and helps you invest in your future.

Curious what homeownership could look like for you? Send a message to explore your options!

Spring is the perfect time for seasonal home maintenance. Staying on top of tasks like checking gutters and servicing yo...
04/15/2026

Spring is the perfect time for seasonal home maintenance.

Staying on top of tasks like checking gutters and servicing your HVAC helps protect your investment and prevent bigger issues later.

Want more homeownership tips? Send me a message to get started!

Spring is the perfect time for a financial refresh. Cleaning up your credit and organizing your financial documents now ...
04/14/2026

Spring is the perfect time for a financial refresh. Cleaning up your credit and organizing your financial documents now can make the mortgage process much smoother when you’re ready to buy.

Thinking about purchasing a home later this year? Send me a DM to get started.

Small changes in spending today can bring you closer to homeownership. Cutting back on expenses, boosting savings, or pa...
04/09/2026

Small changes in spending today can bring you closer to homeownership.

Cutting back on expenses, boosting savings, or paying down debt can make a big difference when applying for a mortgage.

Ready to work toward your homebuying goals? Reach out today for simple steps to get started!

Thinking about applying for a mortgage? Hold off on opening any new credit accounts. New credit cards or loans can affec...
04/07/2026

Thinking about applying for a mortgage? Hold off on opening any new credit accounts.

New credit cards or loans can affect your credit score and debt-to-income ratio, which are two key factors lenders review during approval.

Want a smooth approval process? Reach out today to get started.

Think you need 20% down to buy a home? Think again! Many buyers are surprised to learn there are loan programs that requ...
04/03/2026

Think you need 20% down to buy a home? Think again!

Many buyers are surprised to learn there are loan programs that require much less upfront, and some even offer down payment assistance.

Don’t let a common myth hold you back from homeownership. Let’s talk about your options!

Address

Colorado Springs, CO

Telephone

+17194572200

Website

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