Zack Tarbet - Mortgage Loan Officer

Zack Tarbet - Mortgage Loan Officer After serving eight years in the Army, Zack now assists families throughout the home loan process.

Who knew my toughest competition this week wouldn’t be the housing market… it would be Mario Kart 😅🏁Safe to say I may ne...
05/04/2026

Who knew my toughest competition this week wouldn’t be the housing market… it would be Mario Kart 😅🏁

Safe to say I may need a rematch.

👇 BIG VA appraisal update 👇Rush or priority appraisal fees can’t be passed on to the Veteran. If a deal needs to move fa...
04/30/2026

👇 BIG VA appraisal update 👇

Rush or priority appraisal fees can’t be passed on to the Veteran. If a deal needs to move faster, that cost has to be handled between the lender and the appraiser, and it must be initiated by the lender, not the appraiser.

What this means in practice:
If your buyer is using a VA loan and there’s a tight timeline, they’re still protected from extra “rush” charges. That keeps costs more predictable and avoids last-minute surprises at closing.

For agents, this is important when setting expectations on timelines. If you know a file may need to move quickly, loop your lender in early so they can coordinate properly.

VA continues to focus on protecting Veterans from unnecessary fees, and this is another example of that.

If you want a quick breakdown of current VA appraisal fees and timelines, I can send it over.

10/29/2025

Why Your “Reason to Sell” Matters | Realtor Partner Advice

A quick convo with a Realtor partner Katrina on why homeowners move — and how timing + the market affect results.
📩 Message us for guidance before you sell!
📺 Don’t forget to subscribe to our YouTube for more tips:
https://youtube.com/?si=re3vFPId3Ns_ye4y

10/27/2025

What is Tidewater? Don't Flood Your Home's Value!

💧 Confused about “tidewater” in real estate? You’re not alone! When I first heard it, I thought the house was literally flooded 😅.

Here’s what you need to know:

Tidewater happens when the appraiser doesn’t agree with the seller’s asking price.

The appraiser hasn’t released the exact value yet.

Buyer’s agent, listing agent, and lender have 48 hours to submit 3 comparable properties to help the process.

🏠 Avoid surprises during your home buying process—understand tidewater before it hits!

10/24/2025

We’ve heard different experiences from homeowners in D.R. Horton communities.
How about you?
Tell us what you’ve noticed — the positives, the challenges, and everything in between. Your feedback can help others! 🗣️🏡

Every Realtor has a different “must-have” when partnering with a lender. Is it communication? Quick closings? Problem-so...
10/22/2025

Every Realtor has a different “must-have” when partnering with a lender. Is it communication? Quick closings? Problem-solving? Comment yours below ⬇️


VA Loans Made Simple. DM me or drop a “🏠” if you want to chat. ...
10/21/2025

VA Loans Made Simple. DM me or drop a “🏠” if you want to chat.

10/20/2025

From serving in the Army 🇺🇸 to helping others find their dream homes 🏠 —
Dan’s story is all about growth, purpose, and using the GI Bill + VA benefits to build a brand-new career in real estate.

Watch the full story on YouTube 🎥:
https://youtube.com/shorts/nn5d52vkcMg?feature=share

Don’t be today years old when you find out VA loans = 0% down 😅
10/20/2025

Don’t be today years old when you find out VA loans = 0% down 😅








10/17/2025

Real story. Real benefit. VA loans done right 🇺🇸🏠

Don’t miss out on more real VA loan stories! 👉 Subscribe and watch on YouTube: https://www.youtube.com/

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Colorado Springs, CO
80922

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