Rick Smith

Rick Smith Personalized, one on one mortgage services. NMLS #235269 I will take the time to get to know you and your specific mortgage needs.

With 11 years experience, I have the knowledge and expertise to find the best loan program for you.

#: 100011199

Universal Lending NMLS #2996
2139 Chuckwagon Road, Suite 25, Colorado Springs, CO 80919
Equal Housing Opportunity
719-592-9500

NMLS Consumer Site: http://www.nmlsconsumeraccess.org/
Licensing Statement https://www.ulc.com/aboutus/licensingstatement

Spring’s popping up all over. Longer days, early blooms – these are signs that it’s time to make some simple home repair...
04/17/2019

Spring’s popping up all over. Longer days, early blooms – these are signs that it’s time to make some simple home repairs after the long winter. Here are 9 simple jobs to take care of in order to make sure you’re ready for the change of seasons.

Spring’s popping up all over. Longer days, early blooms – these are signs that it’s time to make some simple home repairs after the long winter. Here are 9 simple jobs to take car…

Stay safe online during a real estate transaction! Do not become a victim of wire fraud.
04/05/2019

Stay safe online during a real estate transaction! Do not become a victim of wire fraud.

The Federal Trade Commission (FTC) and the National Association of REALTORS® have announced concerns over closing cost scams. Here’s how the scam works: Hackers break into a consumer’s …

A refinance may be the right move for you! Interest rates have dropped again, with rates currently at their lowest point...
04/01/2019

A refinance may be the right move for you! Interest rates have dropped again, with rates currently at their lowest point since January 2018. This means that refinancing may be a smart financial choice for you. Contact me today if you’re ready to discuss this opportunity.

Interest rates are lower and inventory is higher than they've been in a while! If you've been trying to decide if now is...
03/29/2019

Interest rates are lower and inventory is higher than they've been in a while! If you've been trying to decide if now is the right time to buy a home, let's talk. Mortgage interest rates have dropped and inventory is rising. Now may be the time to make your move. Don't miss this window of opportunity to buy your first home, upsize or downsize. Contact me today if you're ready to get your finances in order.

U.S. long-term mortgage rates fell this week, giving an incentive to potential buyers as the spring homebuying season op...
03/22/2019

U.S. long-term mortgage rates fell this week, giving an incentive to potential buyers as the spring homebuying season opens. If you are ready to consider homeownership or want to know more about refinancing now, contact me today to get started.

WASHINGTON (AP) — U. S. long-term mortgage rates fell this week, giving an incentive to potential buyers as the spring homebuying season opens. Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage declined to 4. 28 percent from 4. 31 percent the previou...

Few people are predicting that 2019 will be a record-breaking year for home prices. But relatively speaking, 2019 might ...
03/16/2019

Few people are predicting that 2019 will be a record-breaking year for home prices. But relatively speaking, 2019 might be the best time for you to put your house on the market. Especially if you’re on the fence about selling this year or next…

Housing markets may not be as hot as previous years, but selling now could be your best bet.

Colorado Springs is a hot housing market because it's a great place to call home!
03/07/2019

Colorado Springs is a hot housing market because it's a great place to call home!

Colorado Springs was one of the nation’s hottest metro areas in January, according to Realtor.com’s Market Hotness Index, which measures

Is it time to get out of your parents’ basement? I want to help   make their  .
03/03/2019

Is it time to get out of your parents’ basement? I want to help make their .

If you're a young adult and a homebuying isn't on your radar, you may want to reconsider. Homeownership is a great way t...
02/28/2019

If you're a young adult and a homebuying isn't on your radar, you may want to reconsider. Homeownership is a great way to build your wealth.

Real estate is "an escalator to wealth," David Bach tells CNBC.

Get ready if you’re getting ready to buy!
02/22/2019

Get ready if you’re getting ready to buy!

Buying a home is as much about your state of mind as the state of your bank account—but both need to be in great condition. Here's how to get in shape.

Get ready for  .
02/13/2019

Get ready for .

With so many options for Valentine’s Day in Colorado Springs, there’s really no excuse not to have some sort of outing!

Make sure you make safety your number 1 priority!
02/06/2019

Make sure you make safety your number 1 priority!

Mysterious calls are targeting female real estate agents in Colorado who are working alone.

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Colorado Springs, CO
80829

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