On Course Lending "Powered by Lending Spot", Rob Sherwood, NMLS# 213300

On Course Lending "Powered by Lending Spot", Rob Sherwood, NMLS# 213300 Rob Sherwood, Loan Originator, NMLS # 213300 We are devoted to understanding your unique circumstances, earning your trust and doing the right thing, always!

Rob Sherwood, Loan Originator, NMLS #213300

At On Course Lending, we are driven to deliver a seamless and stress free loan approval process when financing your new or existing home. Our experienced team will provide the knowledge and guidance necessary to ensure a smooth experience while the vast product offerings to which we have access ensure we match you to the perfect loan. Our team is commit

ted to you from start to finish, and we are devoted to understanding your unique circumstances, earning your trust and doing the right thing, always! That’s the Valor Promise to you. We believe that everyone deserves the opportunity to purchase their dream home. When it comes to your mortgage, we carefully consider each option available as this will become your largest financial asset. The loan program selected is built around you and your unique needs. Our continued success is based on a trusting, professional and respectful interaction with our customers, builder and real estate partners. Ultimately, our goal is to not only have your loan finalized on time, but to provide you with an honest, well-communicated and knowledge-based mortgage lending experience. Lending Spot LLC NMLS #2463121. Equal Housing Opportunity. For licensing information, go to https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2463121

06/15/2026

Since late March, markets have had repeated opportunities to play deal or no deal when it comes to ending the Iran war. Sometimes we won. Sometimes we lost. This week's installment was touch and go, but ultimately a winner.

06/13/2025

The juxtaposition of last week's jobs report and this week's Consumer Price Index (CPI) created a fair amount of volatility, but for fans of low mortgage rates, it's too soon to care.

05/17/2025

With 15 minutes left in the trading day, Moody's delivered a weekend surprise that may result in another volatile start in the week ahead.

03/22/2025

Interest rates improved fairly steadily throughout the week with the biggest drop seen after Wednesday's Fed announcement. But the Fed didn't cut rates.

A little bounce this week but rates still lower than they have been the past few months...
03/07/2025

A little bounce this week but rates still lower than they have been the past few months...

There's a lot for financial markets to digest at the moment. Over the past few weeks, the net effect of that digestion has been good for bonds/rates and bad for stocks. But the prevailing correlation broke down this week and few people in the U.S. truly understand why.

Trending in the right direction!
02/28/2025

Trending in the right direction!

Rates have been almost perfectly consistent in moving lower since February 13th and broadly consistent since January 15th. There's one big reason for that and it's simpler than you might think.

Great time to buy! Reach out to see what you can qualify for!
02/21/2025

Great time to buy! Reach out to see what you can qualify for!

It ended up being another good week for rates with another Friday drop to the lowest levels in 2 months. Momentum shifted for the better after Wednesday's Fed Minutes but accelerated quickly after Friday's economic data. Which deserves more credit?

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