JD.Mortgage

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JD.Mortgage Strategic loan structuring. VA · Self-Employed · Investor. J.D. Peck.

No-overlay VA (no min credit score) | Bank statement, DSCR, 1099 | HELOC | 25+ yrs | 3,100+ funded | Lending in 49 states (not NY) | NMLS 314883 / PRMG 75243
Start here 👇 (NMLS #314883) | VA Mortgage Specialist Our team helps service members, veterans, and their families secure VA home loans—especially when other lenders say no. With no overlays and manual underwriting options, we specialize in low credit score and high DTI approvals. As part of PRMG Inc.(NMLS #75243), a top 25 mortgage lender, we offer VA, FHA, Conventional, Jumbo, and Renovation loans with competitive rates and fast closings. Whether you're a first-time buyer or upgrading, we provide expert guidance and personalized solutions nationwide.

10/18/2026
10/14/2026

Credit score in the 600s? You can still use your equity.

A 640 score can get you a line up to $150,000, with total loans up to 75% of your home's value. Your first mortgage doesn't change, and it takes about 2 minutes to see your offers.

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Start here: jd.mortgage/heloc-how-it-works

NMLS 314883 | PRMG NMLS 75243

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A refinance would wipe out the rate you worked hard to get. A Lightning Equity Hybrid HELOC sits behind your current loa...
10/12/2026

A refinance would wipe out the rate you worked hard to get. A Lightning Equity Hybrid HELOC sits behind your current loan, so your first mortgage stays exactly the same. You only borrow what you need, from $25,000 to $750,000.

DM me LIGHTNING



—
Questions? DM me.
Start here: jd.mortgage/heloc-how-it-works
NMLS 314883 | PRMG NMLS 75243

Address

Colorado Springs, CO

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

Telephone

+17194281020

Website

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