08/31/2026
🏡 THINKING ABOUT BUYING A HOME?
Here’s What the Market Is Telling Us This Week – August 31st 👇
There’s a lot of noise around rates, the Fed, jobs, inflation, and housing right now—but if you’re thinking about buying a home, there are some real opportunities hiding underneath the headlines.
📉 RATES: VOLATILE, BUT WATCH FRIDAY
• Mortgage rates improved during the middle of last week as oil prices came down, then moved higher again after the Fed’s Jackson Hole speech.
• The big event this week is Friday’s Jobs Report. Recent employment data has shown signs of a weaker labor market. If Friday confirms that trend, it could be positive for mortgage rates.
• Buyer takeaway: Rates can change quickly. If you find the right house, ask about strategies like seller-paid buydowns, negotiating closing costs, and refinancing later rather than trying to perfectly time the market.
🏠 HOUSING: BUYERS HAVE SOMETHING THEY’VE BEEN MISSING—LEVERAGE
• National new-home sales fell 10.5% in July, and home-price growth continues to slow. That does not mean home values are crashing—major appreciation reports are still showing values increasing overall, just at a slower pace.
• Here in Southern Colorado, inventory remains high, homes are taking longer to sell, and sellers are averaging less than their original asking price.
• At the same time, pending and closed sales increased last week.
• Translation? Buyers ARE buying—they’re just being pickier and negotiating harder.
💰 ECONOMY: MIXED SIGNALS = RATE VOLATILITY
• The Fed remains concerned about inflation and believes the labor market is relatively strong. But other employment reports are telling a different story, with QCEW and ADP data pointing toward much weaker job growth.
• Meanwhile, inflation came in largely as expected.
• That disagreement is exactly why upcoming employment reports matter so much. Signs of a weakening economy or labor market could ultimately help mortgage rates.
❤️ THE BOTTOM LINE
Don’t ask, “Is this the perfect market to buy?”
Ask, “Can I get a better DEAL in this market?”
For many buyers, the answer right now may be yes. Then the question becomes “Can I afford this?”, and we can help you answer that! The goal isn’t to perfectly time the lowest rate or the bottom of the housing market. It’s to find the right home, negotiate the strongest deal possible, make sure the payment works for your budget, and have a strategy for what comes next.
Curious what buying would actually look like for YOU? Let’s run the numbers.
UPCOMING HOME*OWNER* WEBINAR – SEPTEMBER 3RD :
Join us THIS WEEK, Thursday September 3rd from 6:30–7:30 PM for a homeowner-focused webinar covering everything refinance-related, including market outlook, timing considerations, rate trends, and strategies homeowners should be watching. Hope to see you there!
Have questions or ready to explore your options? Let’s connect! ✨[email protected] | 720.545.1012
Call, text, or email to set up a call today!
