10/29/2026
Ask a first-time buyer what scares them and "cash to close" is right up there — mostly because nobody explains it! So here it is: it's three buckets. Your down payment, your closing costs, and your prepaids/escrows (insurance and taxes set aside upfront). Add the buckets and you get the number you'll see on your Loan Estimate early in the process. Planning beats panicking — know your three buckets. 🪣 Save this one for your homebuying folder. 📌
Hans Fetterhoff, Mortgage Broker, CO License #100009597, NMLS # 273273 | Broker House Mortgage, 719-686-3652 | Lender Works, LLP dba Broker House Mortgage, Company NMLS # 2002619 | Regulated by the Division of Real Estate | Equal Housing Opportunity