The Premiere Team at Valor Home Loans

Directions Website Contact the business

The Premiere Team at Valor Home Loans More mortgage solutions. More possibilities. Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375

Whether you're buying, refinancing, investing, or exploring specialty lending, the Valor Premiere Team is here to help.

09/24/2026

Your mortgage shouldn’t just be about making a payment every month. It should be part of a bigger financial strategy. 🏡

The Equity Builder is designed to help qualified homeowners look at their mortgage differently, with a strategy focused on building equity and potentially reducing the long-term cost of homeownership.

The question isn’t just, “What’s my monthly payment?”
It’s also, “What is this loan costing me over time?”

Want to see how the numbers could look for you? Talk with Todd or Aaron.

📞 Todd Crane: (719) 482-5359
📞 Aaron Keyes: (404) 455-5710
🌐 EquityBuilderLoan.com



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959
This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs.

🏡 Interest rates went up. Now what?That’s the question a lot of buyers are asking right now. But this week’s Mortgage Ma...
09/21/2026

🏡 Interest rates went up. Now what?

That’s the question a lot of buyers are asking right now. But this week’s Mortgage Market Update shows why looking at the interest rate alone may not tell the whole story.

Fixed rates moved higher, while the Equity Builder Loan followed a very different path.

We’re also sharing a real client comparison with actual numbers that illustrates how two different loan structures can produce very different long-term outcomes.

Because when you’re helping a client evaluate their options, it isn’t just the rate. It’s the total cost.

Agents, want the full update each week?
📩 DM us your email and we’ll add you to the list! Or put it in the comments below. 👇



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959

This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs, and may not be used toward the down payment.

09/17/2026

If you serve your community, there may be a home loan advantage designed with you in mind. 🏡

Hero’s Advantage offers eligible community heroes an opportunity to make homeownership more attainable. Aaron shares why this is a program worth knowing about, especially if buying a home is on your radar.

Want to know if Hero’s Advantage could be an option for you? Reach out and let’s have a conversation.

📞 Aaron Keyes: (404) 455-5710
🌐 Learn more at valorpremiere.com



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959

This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs and prepaid items, and may be subject to additional terms and conditions.

Big changes are coming to home appraisals, and they could affect both timelines and costs for upcoming transactions. 🏡A ...
09/14/2026

Big changes are coming to home appraisals, and they could affect both timelines and costs for upcoming transactions. 🏡

A redesigned appraisal report is rolling out, with more property details, additional photos and expanded data. And appraisers are already anticipating what that could mean:

📈 52% plan to raise their fees
⏱️ 63% expect longer turnaround times
📋 Only 30% say they’re fully ready today

For buyers and real estate agents, the takeaway is simple: build more time into the appraisal process and know what to expect before you write the contract.

Have a buyer getting ready to make an offer? Todd and Aaron can help you plan ahead and keep the financing side moving.

📞 Todd Crane: (719) 482-5359
📞 Aaron Keyes: (404) 455-5710
🌐 ValorPremiere.com



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959
This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs.

09/11/2026

Buying a home isn’t what it was in the ’80s. And thankfully, neither are your mortgage options. 📼🏡

Today’s buyers have more ways to structure financing around their goals, their finances and their next move.

Ready to find out what options could work for you? Give Todd or Aaron a call.

📞 Todd Crane: (719) 482-5359
📞 Aaron Keyes: (404) 455-5710
🌐 ValorPremiere.com



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959
This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs.

Love the house, but not the kitchen? Or maybe you found the right location with a home that needs a little work. 🏡🔨You m...
09/09/2026

Love the house, but not the kitchen? Or maybe you found the right location with a home that needs a little work. 🏡🔨

You may not have to choose between buying the home and having the money to renovate it.

A renovation loan can combine the purchase and renovation financing into one loan, with options featuring:

🔑 As little as 3% down with Conventional HomeStyle
🏠 3.5% down with FHA 203(k) Limited
📄 One loan for the purchase and renovations
✅ One closing, one rate, one monthly payment

Before you cross a fixer-upper off your list, call Todd or Aaron. They can walk you through the options and see what may work for your situation.

📞 Todd Crane: (719) 482-5359
📞 Aaron Keyes: (404) 455-5710
🌐 ValorPremiere.com



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959
This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs.

09/01/2026

Running a small business can make traditional mortgage qualification more complicated, but it doesn’t mean homeownership is out of reach. The Valor Premiere Team can help self-employed borrowers explore mortgage options designed around how they actually earn income.

Ready to explore your options? Give Todd or Aaron a call today.

📞 Todd Crane: (719) 482-5359
📞 Aaron Keyes: (404) 455-5710



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959

This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs and prepaid items, and may be subject to additional terms and conditions.

A bridge loan can help you tap into the equity in your current home so you can move forward with your next purchase with...
08/28/2026

A bridge loan can help you tap into the equity in your current home so you can move forward with your next purchase without waiting for the sale.

And here’s where it gets interesting:

🏠 $0 monthly payment for 90 days with the Zero-Payment option
🔨 Up to $35,000 may be available to renovate or improve the home you’re leaving
💳 Proceeds may also be used to pay off existing consumer debt

There’s more to how these options can be structured, and the right setup depends on your specific situation. That’s where Todd and Aaron come in.

Thinking about buying before you sell? Give us a call and let’s see what’s possible.

📞 Todd Crane: (719) 482-5359
📞 Aaron Keyes: (404) 455-5710



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959
This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs.

🏡 What are you telling your buyers this week?Buyer demand is slowing, inventory is rising, and more sellers are cutting ...
08/24/2026

🏡 What are you telling your buyers this week?

Buyer demand is slowing, inventory is rising, and more sellers are cutting prices. For agents, that means understanding the market is only half the equation. Knowing which financing strategies could help your clients make a move matters too.

That’s why The Premiere Team puts together a weekly Mortgage Market Update specifically for real estate professionals.

Get a quick look at what’s happening with rates, what’s driving the market, what’s ahead, and creative financing strategies you can discuss with your clients.

Agents, want the full update each week? DM us your email and we'll add you to the list! Or put it in the comments below. 👇



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959

This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs, and may not be used toward the down payment.

If you are a real estate investor, you may not need your personal income to qualify for your next property.That is the i...
08/20/2026

If you are a real estate investor, you may not need your personal income to qualify for your next property.

That is the idea behind a DSCR loan. DSCR stands for Debt Service Coverage Ratio. Instead of qualifying based on your W-2 or tax returns, the loan is based on whether the rental income from the property covers the debt.

It is built for investors, not traditional homebuyers. And it removes one of the biggest obstacles investors run into when scaling a portfolio.

No personal income verification. No employment history required. Just the numbers on the property.

If you are looking to grow your investment portfolio, this is worth a conversation.



Mortgage, LLC DBA Valor Home Loans | NMLS # 1969375 | nmlsconsumeraccess.org | +1 (404) 850-0959
This is not a commitment to lend or lending advice. All loans are subject to borrower qualification, including credit approval, income, and property evaluation. Interest rates, loan terms, and program availability are subject to change without notice. Refinancing may increase total finance charges over the life of the loan, and reduced payments may reflect a longer term. Points and fees may apply. Any advertised lender credit is available only to borrowers who obtain financing through the lender associated with this advertisement, is non-transferable, limited to allowable closing costs, and subject to underwriting approval and loan closing.

Address

2748 North Gate Boulevard
Colorado Springs, CO
80921

Website

, , ,

Alerts

Be the first to know and let us send you an email when The Premiere Team at Valor Home Loans posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Premiere Team at Valor Home Loans:

Shortcuts

Share

Category