Steve Berger, Mortgage Advisor, Sunrise Mortgage Group

Call Directions Website

Steve Berger, Mortgage Advisor, Sunrise Mortgage Group Mortgage guidance for homebuyers, homeowners, and real estate partners in Oregon & Washington. https://myoc.io/c/SteveBerger?source=facebook

Purchase loans, refinancing, first-time buyer help, and smart loan strategies from Sunrise Mortgage Group and me.

At his press conference following the Fed rate decision, Chairman Kevin Warsh once again refused to give forward guidanc...
10/30/2026

At his press conference following the Fed rate decision, Chairman Kevin Warsh once again refused to give forward guidance. Inflation remains well above the Fed's 2% YoY target for "core" PCE (the latest reading was +3.1% YoY!) Mercifully, however, we did get some rate relief this week, with US treasury yields and mortgage rates moving lower.


National news and local views for the week

10/30/2026

What if you could lower your monthly mortgage payment significantly for the first three years without waiting for the market to shift?

A 3/2/1 temporary buydown gives buyers breathing room by reducing the effective payment rate for the first three years of homeownership. This creates predictable savings as you settle into your new home.

For sellers, offering a buydown credit attracts serious buyers much faster than a standard price cut. It helps close the deal faster while giving buyers the immediate payment relief they want. 🏡

Curious to see what your numbers could look like with this strategy? Send me a message today to see how a buydown can work for your next move.

https://myoc.io/steveberger

NMLS # 106535

10/28/2026

Selling your home in a competitive market can feel challenging. What if you could offer buyers a protected interest rate directly on your listing? Our Seller Pre-Lock Listing Program allows sellers to lock in a discounted rate for prospective buyers ahead of time. This smart strategy makes your home more affordable and expands your pool of qualified shoppers. You gain a serious advantage while helping buyers navigate market conditions with confidence. 🏡 Call me to learn how this program can help sell your home faster.

https://myoc.io/steveberger

NMLS # 106535

The sharp rise in US treasury yields (and mortgage rates) over the last 2 months has already hit pending sales and exist...
10/23/2026

The sharp rise in US treasury yields (and mortgage rates) over the last 2 months has already hit pending sales and existing home sales (both -7% MoM in Sept), and builder confidence (October's reading of 29 was the lowest index level seen in 14 years). Let's hope the Fed stays pat next week!

National news and local views for the week

It could be a very cold winter for the housing market if rates keep rising. A hotter-than-expected September CPI (+3.7% ...
10/16/2026

It could be a very cold winter for the housing market if rates keep rising. A hotter-than-expected September CPI (+3.7% YoY) reignited the possibility of a Fed rate hike on October 28. With average 30-year mortgage rates approaching 7.5%, it was no surprise to see existing home sales remain below 4 million units SAAR.


National news and local views for the week

10/15/2026

Finding the right home doesn't happen overnight, and it shouldn't feel like a race against your rate. Lock n' Shop lets you lock in first, then take the time you need to find the home that's right for you. We're happy to walk through how it works.
https://myoc.io/steveberger



NMLS # 106535

10/13/2026

Most people think you have to find a house first and lock your rate second. Lock n' Shop lets you do it the other way around — lock your rate, then shop for your home for up to 90 days.
No pressure, no guessing. Let's look at your options together.
https://myoc.io/steveberger



NMLS # 106535

The BLS reported very weak job growth in September and a rise in the unemployment rate. But US Treasury Bond yields and ...
10/09/2026

The BLS reported very weak job growth in September and a rise in the unemployment rate. But US Treasury Bond yields and mortgage rates still ROSE! Why? Last week, it was the resumption of US/Iran attacks. This week, we blame France.

National news and local views for the week

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t ...
10/08/2026

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t meant for you.

Your time is valuable. Spend it where it matters.
https://myoc.io/steveberger



NMLS # 106535

10/06/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/steveberger



NMLS # 106535

Address

10365 SE Sunnyside Road Suite 330
Clackamas, OR
97015

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15036985800

Alerts

Be the first to know and let us send you an email when Steve Berger, Mortgage Advisor, Sunrise Mortgage Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share