Tammy Wilt - Senior Loan Officer NMLS # 195702 Gray Fox Mortgage

Tammy Wilt - Senior Loan Officer NMLS # 195702 Gray Fox Mortgage Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tammy Wilt - Senior Loan Officer NMLS # 195702 Gray Fox Mortgage, Mortgage brokers, 1135 Rose Hill Drive Suite 101, Charlottesville, VA.

Tammy L Wilt
Senior Mortgage Banker
NMLS #195702
www.nmlsconsumeraccess.org
Licensed in VA,NC
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Gray Fox Mortgage, LLC
NMLS #2511214
Equal Opportunity Lender

5.0 star review received on Experience.com for Tammy Wilt by Scott W - Tammy was professional and patient.  I really app...
06/07/2026

5.0 star review received on Experience.com for Tammy Wilt by Scott W - Tammy was professional and patient. I really appreciated her willingness to work to help get our loan closed.

Click to see all 342 reviews of Tammy Wilt, Senior Mortgage Banker

4.5 star review received on Experience.com for Tammy Wilt by Adriana S - Everythin went super smoothly! Communication wa...
06/04/2026

4.5 star review received on Experience.com for Tammy Wilt by Adriana S - Everythin went super smoothly! Communication was reliable and clear.

Click to see all 341 reviews of Tammy Wilt, Senior Mortgage Banker

5.0 star review received on Experience.com for Tammy Wilt by Martha S - Tammy  Wilt  was  fantastic.  Loved  her  every ...
06/01/2026

5.0 star review received on Experience.com for Tammy Wilt by Martha S - Tammy Wilt was fantastic. Loved her every Tuesday calls and her videos. We were informed of the process every step of the way. Loved her transparency.

Click to see all 340 reviews of Tammy Wilt, Senior Mortgage Banker

5.0 star review received on Experience.com for Tammy Wilt by Yvonne S - Tammy  answered  all  my  questions and  guided ...
05/30/2026

5.0 star review received on Experience.com for Tammy Wilt by Yvonne S - Tammy answered all my questions and guided me though the necessary steps to purchase our new home. Great service!

Click to see all 339 reviews of Tammy Wilt, Senior Mortgage Banker

5.0 star review received on Experience.com for Tammy Wilt by Charles E - Yall  were  great!  From  the  constant but  fr...
05/27/2026

5.0 star review received on Experience.com for Tammy Wilt by Charles E - Yall were great! From the constant but friendly and needed reminders to making everything that needed to be signed clear and simple.

Click to see all 337 reviews of Tammy Wilt, Senior Mortgage Banker

5.0 star review received on Experience.com for Tammy Wilt by Zach K - Tammy you made the process super simple and were a...
05/25/2026

5.0 star review received on Experience.com for Tammy Wilt by Zach K - Tammy you made the process super simple and were able to be flexable with us. I greatly appreciate that!

Click to see all 336 reviews of Tammy Wilt, Senior Mortgage Banker

5.0 star review received on Experience.com for Tammy Wilt by Lyle K - Tammy  and  her  team  were  incredibly  informati...
05/24/2026

5.0 star review received on Experience.com for Tammy Wilt by Lyle K - Tammy and her team were incredibly informative and provided me with tons of information as a new homebuyer. She was incredibly helpful throughout the whole process and settled my nerves with weekly updates and prompt replies to my questions.

Click to see all 335 reviews of Tammy Wilt, Senior Mortgage Banker

05/21/2026

🏡 Rates Are Moving… But Guidance Matters More Than Ever

In today’s volatile mortgage market, rates can change quickly — sometimes multiple times in a single day. Headlines, inflation reports, global events, and stock market swings all impact mortgage pricing.

That’s why having a trusted mortgage professional matters more than simply chasing the “lowest rate” online.

A good mortgage advisor helps you:
✔ Understand the full financial picture — not just the interest rate
✔ Compare options strategically
✔ Know when it makes sense to lock vs. float
✔ Avoid costly surprises at closing
✔ Build a long-term homeownership plan, not just close a loan

The right mortgage strategy can save you far more than a slightly lower advertised rate.

My goal is always to provide honest guidance, transparent communication, and a smooth process — especially when the market feels uncertain.

If you have questions about today’s market, refinancing opportunities, or buying in this environment, I’m always happy to help.

5.0 star review received on Experience.com for Tammy Wilt by Timothy R - Taylor and I are very lucky to work with you ag...
05/20/2026

5.0 star review received on Experience.com for Tammy Wilt by Timothy R - Taylor and I are very lucky to work with you again for our mortgage loan. It was your overall professionalism, knowledge, kindess and overall genuine personality that brought us back to Gray Fox. No matter the question, time of day or even when you were on vacation you answered all our questions without hesitation. Thank you for everything!

Click to see all 334 reviews of Tammy Wilt, Senior Mortgage Banker

05/20/2026

Summer often brings fresh starts — graduations, new jobs, relocations, growing families, and new opportunities. ☀️🏡

No matter where you are in the process:
✔️ Just starting to think about buying
✔️ Preparing financially
✔️ Moving this summer
✔️ Downsizing or relocating

Having a plan can make the process feel much less overwhelming.

If a move or home purchase is part of your goals this year, I’d love to help however I can.

Address

1135 Rose Hill Drive Suite 101
Charlottesville, VA
22903

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

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