Tammy Wilt - Senior Loan Officer NMLS # 195702 Gray Fox Mortgage

06/07/2026

5.0 star review received on Experience.com for Tammy Wilt by Scott W - Tammy was professional and patient. I really appreciated her willingness to work to help get our loan closed.

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06/04/2026

4.5 star review received on Experience.com for Tammy Wilt by Adriana S - Everythin went super smoothly! Communication was reliable and clear.

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06/01/2026

5.0 star review received on Experience.com for Tammy Wilt by Martha S - Tammy Wilt was fantastic. Loved her every Tuesday calls and her videos. We were informed of the process every step of the way. Loved her transparency.

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05/30/2026

5.0 star review received on Experience.com for Tammy Wilt by Yvonne S - Tammy answered all my questions and guided me though the necessary steps to purchase our new home. Great service!

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05/27/2026

5.0 star review received on Experience.com for Tammy Wilt by Charles E - Yall were great! From the constant but friendly and needed reminders to making everything that needed to be signed clear and simple.

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05/25/2026

5.0 star review received on Experience.com for Tammy Wilt by Zach K - Tammy you made the process super simple and were able to be flexable with us. I greatly appreciate that!

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05/24/2026

5.0 star review received on Experience.com for Tammy Wilt by Lyle K - Tammy and her team were incredibly informative and provided me with tons of information as a new homebuyer. She was incredibly helpful throughout the whole process and settled my nerves with weekly updates and prompt replies to my questions.

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05/21/2026

🏡 Rates Are Moving… But Guidance Matters More Than Ever

In today’s volatile mortgage market, rates can change quickly — sometimes multiple times in a single day. Headlines, inflation reports, global events, and stock market swings all impact mortgage pricing.

That’s why having a trusted mortgage professional matters more than simply chasing the “lowest rate” online.

A good mortgage advisor helps you:
✔ Understand the full financial picture — not just the interest rate
✔ Compare options strategically
✔ Know when it makes sense to lock vs. float
✔ Avoid costly surprises at closing
✔ Build a long-term homeownership plan, not just close a loan

The right mortgage strategy can save you far more than a slightly lower advertised rate.

My goal is always to provide honest guidance, transparent communication, and a smooth process — especially when the market feels uncertain.

If you have questions about today’s market, refinancing opportunities, or buying in this environment, I’m always happy to help.

05/20/2026

5.0 star review received on Experience.com for Tammy Wilt by Timothy R - Taylor and I are very lucky to work with you again for our mortgage loan. It was your overall professionalism, knowledge, kindess and overall genuine personality that brought us back to Gray Fox. No matter the question, time of day or even when you were on vacation you answered all our questions without hesitation. Thank you for everything!

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05/20/2026

Summer often brings fresh starts — graduations, new jobs, relocations, growing families, and new opportunities. ☀️🏡

No matter where you are in the process:
✔️ Just starting to think about buying
✔️ Preparing financially
✔️ Moving this summer
✔️ Downsizing or relocating

Having a plan can make the process feel much less overwhelming.

If a move or home purchase is part of your goals this year, I’d love to help however I can.