The Mike B Mortgage Team

  • Home
  • The Mike B Mortgage Team
Directions Website

The Mike B Mortgage Team Mike Buczynski | NMLS ID #432414 #423065
Christ Follower. Home Buyer Coach. Mortgage Master. Basketball Coach.

Utilizing AI Along with The Best Technology to Revolutionize the Mortgage Experience. www.mymortgageguymikeb.com
www.schedulewithmikeb.com At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process. Our History
Founded in 1996, First Heritage Mortgage was designed to be the premier source of mortgage financing in the Washington DC area. By working hard to prove ourselves on every loan, we have earned a reputation for our ability to provide innovative mortgage solutions, customized to the unique needs of each borrower. Today, we serve customers throughout the Mid-Atlantic, southern East Coast, and beyond. Our Approach
We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first time homebuyer assistance programs, refinancing options, and more. As a direct lender, we control every aspect of the mortgage process from start to finish. Our borrowers’ loans are processed, underwritten, and closed in a local First Heritage Mortgage office. This translates to a speedy and accurate delivery of services, removing much of the stress from the process. Reach out today to learn more - We look forward to the opportunity to work with you! First Heritage Mortgage, LLC is an Equal Housing Lender. Company NMLS ID #86548
Charlottesville Branch NMLS ID #1070047
(www.nmlsconsumeraccess.org)

We all know it but it's time to show our clients that 20% is not the only option out there.
27/08/2026

We all know it but it's time to show our clients that 20% is not the only option out there.

21/08/2026

Let me bust one of the biggest myths in the mortgage business: You need 20% down to buy a home.
You don’t.”
HERE’S THE REALITY:
There are multiple mortgage programs that can allow you to buy a home with:
• 0% down with certain qualifying programs
• 3% down with certain conventional programs
• 3.5% down with FHA
• And other programs with different down-payment options
And here’s something really important:
Putting 20% down isn’t automatically the best strategy for everyone.
Your income, credit, assets, goals, the type of property you’re buying, and even where you’re buying can all affect which loan program makes the most sense.
So instead of saying:
“I’m not ready to buy because I don’t have 20% down…”
Let’s build a game plan.
I’ll look at your situation, walk you through the programs and products you may qualify for, and help you determine what makes the most sense for you.
You bring the dream.
I’ll bring the experience, the plan, and the team to help you win at real estate.
📲 Send me a message or give me a call. Let’s put your game plan together.

Call now to connect with business.

⚠️ Storm warning. Less than 24 hours to go. What’s the first thing that comes to mind?For many homeowners, it’s a rapid-...
12/07/2026

⚠️ Storm warning. Less than 24 hours to go. What’s the first thing that comes to mind?

For many homeowners, it’s a rapid-fire checklist:
🏠 Is the roof okay?
📋 What does my homeowners insurance actually cover?
🌊 Do I need flood insurance?

If that sounds familiar, you’re not alone. Most people think about severe weather preparation when a storm is already on the radar—but the best time to protect your home is long before the forecast turns threatening.

We created a guide to help you prepare your home and your insurance plan before the next storm hits.
https://myoc.io/ayBvgXxYl7D/xwee7

5.0 star review received on Experience.com for Mike Buczynski by Ziryan J - Mike was an excellent lender to work with. W...
11/07/2026

5.0 star review received on Experience.com for Mike Buczynski by Ziryan J - Mike was an excellent lender to work with. We had a very last-minute closing, and he stepped in to represent me and went above and beyond to make sure everything was completed on time. His communication, professionalism, and dedication made the entire process much less stressful. I highly recommend Mike to anyone looking for a reliable lender in the Harrisonburg area.

Click to see all 162 reviews of Mike Buczynski at First Heritage Mortgage, Senior Loan Officer | NMLS ID #432414

5.0 star review received on Experience.com for Mike Buczynski by Peg G - Mike always works tirelessly with great energy ...
11/07/2026

5.0 star review received on Experience.com for Mike Buczynski by Peg G - Mike always works tirelessly with great energy and creativity! He came up with a fabulous package for my buyer. Thanks Mike!

Click to see all 162 reviews of Mike Buczynski at First Heritage Mortgage, Senior Loan Officer | NMLS ID #432414

Rent or Buy? Which option is right for you? 🏡 Choosing between renting and buying is one of the biggest financial decisi...
10/07/2026

Rent or Buy? Which option is right for you? 🏡

Choosing between renting and buying is one of the biggest financial decisions you'll make. Both come with unique benefits, and the right choice depends on your goals, budget, and lifestyle. 🔑

Read our blog to explore the pros and cons of each option and make a more informed decision for your future!
https://myoc.io/ayBvgXxYl7D/tGvIG

Ready to start investing but not sure where to begin? 🔐You’ve worked hard to save your money, and you know it has more p...
08/07/2026

Ready to start investing but not sure where to begin? 🔐

You’ve worked hard to save your money, and you know it has more potential invested than sitting in a bank account. The challenge? Finding the right strategy. 🧐

How do you know if an investment is a smart move? Is real estate really worth the hype? What should you understand before jumping into a new market? These are questions every investor asks. 🤔🏡

In our blog, we explore why real estate is often considered one of the most powerful tools for building generational wealth, how to get started investing in property, and what it takes to create long-term success. Check it out!
https://myoc.io/ayBvgXxYl7D/z6YOW

5.0 star review received on Experience.com for Mike Buczynski by Errin K - Mike and his team were timely, informative, a...
08/07/2026

5.0 star review received on Experience.com for Mike Buczynski by Errin K - Mike and his team were timely, informative, and were great with my clients!

Click to see all 160 reviews of Mike Buczynski at First Heritage Mortgage, Senior Loan Officer | NMLS ID #432414

Address


Opening Hours

Monday 09:00 - 18:00
Tuesday 09:00 - 18:00
Wednesday 09:00 - 18:00
Thursday 09:00 - 18:00
Friday 09:00 - 18:00

Alerts

Be the first to know and let us send you an email when The Mike B Mortgage Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

  • Want your business to be the top-listed finance company?

Share