Jay Domenic NMLS #504845 Loan Officer with Towne Mortgage

08/31/2026

Becoming an empty nester can be the perfect opportunity to take a fresh look at your home and future goals.

Whether you're thinking about downsizing, rightsizing, renovating, or staying put, understanding how your home fits your lifestyle and financial plans can help you make confident decisions for the years ahead.

The best next step is the one that supports where you are today and where you want to go next.

Thinking about your next chapter? Let's talk.

08/20/2026

Not everything on the back-to-school checklist can be added to your cart. 🛒🏡

As routines change and kids grow, it's worth asking whether your home still fits your family's needs. If you've been thinking about making a move, I'm always happy to chat.

08/11/2026

A little perspective goes a long way. When you look at the bigger picture, today’s rates aren’t what they seem. The “right time” to buy isn’t about perfect conditions, it’s about the right plan.

If you want to talk it through, I'm here anytime.

07/27/2026

Buying a home? Don’t forget about closing costs 💡

Here’s what to know:

• Closing costs = 3%–6% of the home’s price
• They include lender fees, title/inspection costs, taxes, insurance, and more
• You’ll get an early estimate (Loan Estimate) and final numbers before closing (Closing Disclosure)
• Some costs may be negotiable—and in some cases, sellers can help cover a portion
• There are even assistance programs that may help reduce upfront costs

The key takeaway: understanding your cash to close upfront helps you avoid surprises and plan with confidence.

Have questions about closing costs? Let’s walk through your numbers together.

07/22/2026

I get this text all the time.
You don’t have to have it all figured out to start.
You can just ask questions.
Start small. No pressure.
If you’ve got questions, I've got you.

07/13/2026

How much house can you actually afford? It’s more than just a number—it’s about smart planning.

Here’s what really matters 👇

• Income + debt (DTI): Your monthly obligations play a big role in borrowing power
• Credit score: Better credit can unlock lower rates and higher affordability
• Down payment: More upfront can mean lower monthly payments (but options are available!)
• Rates + loan terms: These directly impact your monthly cost

💡 Pro tip: Getting pre‑qualified helps you set a realistic budget, strengthens your offer, and lets you move faster when you find the right home.

And remember, just because you qualify for a certain amount doesn’t mean it’s what you should spend. Be sure to factor in closing costs, taxes, insurance, and everyday expenses.

Ready to see what’s comfortable for your budget? Let’s run the numbers together.

07/09/2026

Great grilling starts at home. Make the most of every backyard moment. ❤️

06/30/2026

A safe home means caring for every detail including the comfort of your pets 🐾☀️ Be mindful of the heat and take steps to keep them protected this summer.

06/26/2026

5.0 star review received on Experience.com for Jay Domenic by Kyle G - Great communication through every step of the way and helping advise us through all of the decisions'

Click to see all 194 reviews of Jay Domenic, Mortgage Loan Officer | NMLS # 504845

06/21/2026

It’s the extras that make all the difference 🔨🔥 Grill stations, garages, backyard spaces made for relaxing—this is what Dad-approved living looks like.

Ready to find a home that checks every box? Let’s connect.