Hal Johnson at Embrace Home Loans

05/15/2026

Lifelong friends - repeat clients doing a remodel on this property near the soon to be NEW Commanders Stadium....

05/15/2026

05/01/2026

Rates are moving. When they hit the right number for your situation, I'm not sending a mass email , I'm making personal calls to a short list of people I've already said I'd look out for. If you own a home or plan to in the next few years, you should be on it.

https://www.embracehomeloans.com/location/virginia/charlottesville/hal-johnson

04/15/2026

Does your client have their eye on a certain school? Approved to Move™
will give them a fully underwritten approval on the homes they bid on - with
an offer virtually as good as cash. That will really help them make the grade
when the seller's considering all their offers.

https://www.embracehomeloans.com/loans/approved2move

09/16/2025

You may be able to save money – and reach your financial goals sooner – by refinancing your home. But how do you know if it's the right move for you? Here are some signs that it may be time to refinance your mortgage:

https://blog.embracehomeloans.com/signs-it-may-be-time-to-refinance/

08/29/2025

https://embracehomeloans.com/loans/winthebid

07/04/2025

Celebrate the delicious taste of freedom with Embrace! This Independence Day, we’re here to help you enjoy the sweetest part of the American Dream: Owning your own home. With our flexible mortgage solutions, achieving homeownership is easier than ever. Enjoy the holiday, knowing that your journey to a new home can be as sweet as this special day. Reach out to get started!

03/04/2025

5.0 star review received on Experience.com for Hal Johnson by Marie A - Hal was responsive, thorough, competent, resourceful and professional. Top notch!

Click to see all 154 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

03/01/2025

5.0 star review received on Experience.com for Hal Johnson by Erdal A - Hal was very fantastic at leading us through the loan process. He was great at getting us the appropriate loan in a timely manner. He was always available for questions and concerns. We appreciate his input and time getting us this loan.

Click to see all 153 reviews of Hal Johnson, Senior Loan Officer | NMLS 233808

01/18/2025

http://embracehomeloans.com/hal-johnson