The Rick Melville Mortgage Team

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United States
Charlotte, NC
The Rick Melville Mortgage Team

Rick Melville,
NMLS # 107798
Licensed in NC,SC,FL, AL, VA, GA #107798
CMG Home Loans NMLS Branch #2135049
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Rick Melville
Certified Mortgage Planning Specialist
NMLS # 107798
Charlotte, NC
office - 704.299.1025
cell - 704.299.1025
[email protected]
CMG Mortgage, Inc. dba CMG Home Loans, NMLS ID # 1820. Equal Housing Opportunity. To verify our complete list of state licenses, please visit www.cmghomeloans.com/corporate/licensing. For licensing information, go to: www.nmlsconsumeraccess.org

10/28/2026

Appraisals are changing, and agents who understand UAD 3.6 will have the advantage! 🏡
Join CMG Home Loans for an Agent Seminar with Tim Parent, SVP of Collateral Risk, Review & Construction Operations, to learn what’s changing, what to expect from the new appraisal format, and how to prepare.
📅 Tuesday, November 3rd | 11am to 12pm PST
💻 Online via Microsoft Teams
RSVP now and secure your spot: bit.ly/4dSNVIS

10/05/2026

Don’t downsize the dream—explore ways to lower the initial payment instead!
Let’s talk about how a Mortgage Payment Buydown can help you ease into homeownership 🏡

10/05/2026

What’s causing rates to rise? 📈
This month, several pieces of the economy moved in the same direction, putting more pressure on borrowing costs and the housing market. Despite higher mortgage rates, more inventory and less competition could offer buyers more opportunity 👀
Read here: https://www.cmgfi.com/mysite/alexander-hicks/blog/september-housing-market-update-why-mortgage-rates-are-up-and-what-it-means-for-buyers-and-sellers-2026-09-17

10/02/2026

Client Review: "Thank you and your team for holding our hands through this journey. If we have the opportunity to send business your way, we definitely will. Thank you and your team for everything." It takes balance to do some mortgage loans, a lot of teamwork and communication!

08/27/2026

We're always on the forefront with COOL new programs to help our clients and business partners!

06/08/2026

Renewed Iran conflict raises mortgage rate risk into late 2026
What's happening: The conflict with Iran heated up again over the weekend, pushing oil prices up 3% late Sunday.

Why this matters: The longer the conflict lasts, the worse it is for mortgage rates. If the conflict lasts past the midterms and if the economic data stays firm, then Fed members will be talking about more than one rate hike; they will be guiding the market to multiple rate hikes.

11/11/2025

Czech this out! Community One combines with Freddie Mac HomePossible to help buyers who are at or below 80% AMI to purchase a home with as little as 1% down. Community One provides up to $6,000 in down payment assistance to drastically reduce the out-of-pocket cost to purchase a home.

11/03/2025

The historic property topped the previous price record set earlier this year, when Treasury Secretary Scott Bessent sold his mansion for $18.25 million.

10/31/2025

Buyers worried about job prospects are getting cold feet, or realizing that costs will be higher than expected.

Address

3540 Toringdon Way Suite 200, Ofc 262
Charlotte, NC
28277

Website

http://www.rickmelville.com/

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