Isabela "Izzy" Montalvo -Cardinal Financial

08/24/2026

Are you struggling to understand the complexities of building a strong credit score? You're not alone, as many individuals face similar challenges. I have outlined the 5 key categories and their corresponding percentage influences on the score. CLICK THE CALL NOW TAB in the lower right corner for a no obligation consultation and look at your credit profile to set you up for success in homeownership and financing. #

08/17/2026

Looking to buy a home but you need to sell your home first? We have programs that have you covered so you do not need to wait to sell before you purchase. Do you want to purchase but do not have the full down payment required? We have100% financing programs! Call me today so we can discuss your options.

08/17/2026

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a community you love, buying a home can be one of the most impactful financial decisions you make. If homeownership is one of your goals, now is a great time to start exploring your options. Have questions about the homebuying process? I'm here to help. Reach out any time!

Homeownership is about more than having a place to live. From building equity over time to putting down roots in a community you love, buying a home can be one of the most impactful financial decisions you make. If homeownership is one of your goals, now is a great time to start exploring your optio...

08/06/2026

Not sure if it is the right time to purchase your home in today's market? Call me today for a no obligation consultation to see if buying home is the right fit. (602) 359-0615

Today's market news reports, private employers added 44,000 jobs in July, according to ADP, well below expectations of about 70,000. Hiring rose across businesses of all sizes, though ADP described job growth as "choppy" across industries.

Private employers added 44,000 jobs in July, according to ADP, well below expectations of about 70,000. Hiring rose across businesses of all sizes, though ADP described job growth as "choppy" across industries.

06/26/2026

Have you ever been denied a mortgage loan? I have been able to get difficult loans approved so call me for a no obligation consultation and let me help you get on track to homeownership. Call me today at 602-359-0615 or start a pre-approval with a soft credit pull that does not impact your score. Click here to apply https://cf.loans/isabelamontalvo

06/16/2026

Are you having a hard time saving up a down payment to purchase your dream home?

Look no further, 100% Financing is available and there is no annual income requirement. Everyone can do this smart loan program where your down payment doesn’t come out of your pocket at closing.

Don't wait, Call me today to discuss your needs and get pre-qualified with 100% financing and be in your new home for your next BBQ. Isabela Montalvo

06/12/2026

Thinking about buying a house? Avoid connecting with the wrong Mortgage Broker so you don't end up in the dog house. Because let's be honest, getting a home loan can feel super overwhelming. But it doesn't have to be. Don't trap yourself with a bad mortgage. Call me, Izzy Montalvo, Senior Loan Officer NMLS 1047136 for a personalized consultation and your pre-approval today! Call 602-359-0615.

Isabela Montalvo

06/05/2026

Are you considering buying or refinancing a home that needs repairs? We have the perfect mortgage loan for you! Call me today so we can discuss your options. Izzy Montalvo, 602-359-0615

Renovation loans can combine the purchase price and improvement costs into one loan, based on the home’s after-renovation value.

05/29/2026

Isabela Montalvo

05/14/2026

It does not cost a thing to get pre-qualified and see where you stand in purchasing a home. We can do a soft credit pull and it will not have a negative impact or inquiry on your report. Give me a call and we can set you up for success in homeownership!

Isabela Montalvo