John Bircher NMLS #1284702 - VanDyk Mortgage Corporation

John Bircher NMLS #1284702 - VanDyk Mortgage Corporation John Bircher | Loan Officer NMLS #1284702 | VanDyk Mortgage Corporation
NMLS #3035 13830 Ballantyne Corporate Pl, Charlotte, NC 28277

VanDyk Mortgage Corporation was established in 1987 by its Founder and CEO Thomas L. VanDyk in Grand Rapids, Michigan. We currently have over 500 employees and we are licensed in 48 states with 90+ brand offices nationwide. Since 1987, we’ve closed over 120,000 mortgage loans. Whether you’re looking to refinance your current home or find the right mortgage loan program for you, we’re ready to help you!

Mortgage rates matter, but they’re only one part of the homebuying decision.Your budget, available homes, monthly paymen...
09/07/2026

Mortgage rates matter, but they’re only one part of the homebuying decision.
Your budget, available homes, monthly payment, financial goals, and how long you plan to stay can matter too. Instead of trying to predict exactly where rates will go next, consider looking at what buying would mean for you based on today’s numbers.
You can make decisions based on what you know now and revisit your financing options as circumstances change.

Another Charlotte closing in the books!Congratulations to my clients on reaching the closing table. Helping people navig...
09/04/2026

Another Charlotte closing in the books!
Congratulations to my clients on reaching the closing table. Helping people navigate the financing process and move forward with their homeownership goals is always a great way to start the week.
I’m grateful for the trust my clients place in me and my team throughout the process.
If you’re buying a home in Charlotte or anywhere across North Carolina, I’m always happy to answer questions and help you understand your mortgage options.

Sometimes “more space” means a backyard for the dog. A home office with an actual door. A garage that finally fits the c...
09/03/2026

Sometimes “more space” means a backyard for the dog. A home office with an actual door. A garage that finally fits the car. Or enough room to host everyone for the holidays.

Whatever more space means to you, your home should support the way you want to live. If your current place is starting to feel a little too small, we can help you explore what financing another home could look like.

New job. New relationship. Growing family. Empty nest. Sometimes a change in life also changes what you need from your h...
08/31/2026

New job. New relationship. Growing family. Empty nest. Sometimes a change in life also changes what you need from your home.

You don’t have to know exactly where you’re headed to start exploring the possibilities. Understanding your financing options, potential buying power, and what a future payment could look like can help you decide what makes sense for your next chapter.

Another successful closing in Waxhaw, NC!This time, I had the opportunity to help a homeowner complete a cash-out refina...
08/28/2026

Another successful closing in Waxhaw, NC!

This time, I had the opportunity to help a homeowner complete a cash-out refinance and access some of the equity they’ve built in their home.

Home equity can be a valuable financial tool, whether you’re looking to make home improvements, consolidate debt, cover a major expense, or simply explore your options.

If you own a home in Waxhaw, Charlotte, or the surrounding area and are curious about what your equity could do for you, let’s talk.

When qualifying for a mortgage, income can sometimes come from more than a traditional salary. Depending on the loan pro...
08/27/2026

When qualifying for a mortgage, income can sometimes come from more than a traditional salary. Depending on the loan program and your circumstances, things like bonuses, commissions, overtime, retirement income, or other eligible income sources may be considered. The key is understanding what can be documented and how lenders calculate it.

Your mortgage can change as your life and financial goals change. Refinancing may be worth exploring if your circumstanc...
08/24/2026

Your mortgage can change as your life and financial goals change. Refinancing may be worth exploring if your circumstances, available interest rates, home equity, or financial priorities look different than when you originally purchased. It isn’t the right move in every situation, but reviewing the numbers can help you understand whether a change makes sense for you.see less

Mortgage rates can change from day to day, and sometimes even within the same day. A rate lock can help protect an agree...
08/20/2026

Mortgage rates can change from day to day, and sometimes even within the same day. A rate lock can help protect an agreed-upon interest rate for a specific period while your loan moves toward closing. Knowing when to lock—and how long you may need that lock—is one of the conversations worth having once you’re under contract.

Waiting for “perfect” credit could mean waiting longer than necessary. Loan programs like FHA financing may offer more f...
08/17/2026

Waiting for “perfect” credit could mean waiting longer than necessary. Loan programs like FHA financing may offer more flexible credit requirements for qualified borrowers. If past credit challenges have made you assume homeownership isn’t an option, it may be worth having a conversation before counting yourself out.

08/17/2026

Carl Phelps

Address

13830 Ballantyne Corporate Place #215
Charlotte, NC
28277

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Website

Alerts

Be the first to know and let us send you an email when John Bircher NMLS #1284702 - VanDyk Mortgage Corporation posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category