Josh Catigano CMG Home Loans

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Josh Catigano CMG Home Loans Joshua Catigano provides customized mortgage solutions in Charleston, SC, specializing in customer

11/04/2026

A lot of people have a plan to wait — for rates to drop, for prices to soften, for conditions to feel right.

It's a real strategy. So is buying now. Both have trade-offs, and which makes more sense depends on your situation: your income, your timeline, what you're paying in rent, and the market you're buying in.

If you haven't compared the two, let's put the numbers side by side.

thefunfunder.com/mortgage-map

Josh Catigano | the FUN funder | NMLS #1817426
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity.
For educational purposes only. Not a commitment to lend. Loan approval is subject to underwriting and applicable program requirements.

11/03/2026

Your earnest money needs a plan—and a paper trail.

At closing, that deposit is often credited toward your down payment and closing costs. Keep proof of the payment and ask your lender which records they need to document the source and receipt.

If the purchase does not close, a refund is not automatic. Have your agent or attorney walk through the contract, contingencies and deadlines before you commit.

Moving boxes are optional at this stage. Clear expectations are useful right now.

Build your Mortgage Map: a personalized conversation and next-step plan. Visit https://www.thefunfunder.com

Josh Catigano | the FUN funder | NMLS #1817426
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity.
For educational purposes only. Not a commitment to lend. Loan approval is subject to underwriting and applicable program requirements.

Behind every brave service member is a family whose strength, sacrifice, and unwavering support deserve recognition.This...
11/02/2026

Behind every brave service member is a family whose strength, sacrifice, and unwavering support deserve recognition.
This Military Family Month, we're celebrating the families who navigate every deployment, relocation, and homecoming with courage and resilience. 🇺🇸

11/02/2026

"Pre-qualified" and "pre-approved" can mean very different things depending on the lender — and in a competitive market, the distinction matters.

Some lenders issue a pre-qualification based on a short conversation. Others complete a full review of income, credit, and assets before writing a letter. The words alone don't tell you which you got.

Before making an offer, it's worth asking: What credit was reviewed? What documents were verified? Are there conditions that still need to be met?

Those answers tell you more than the term on the letter.

Josh Catigano | the FUN funder | NMLS #1817426
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity.
For educational purposes only. Not a commitment to lend. Loan approval is subject to underwriting and applicable program requirements.

11/01/2026

Your Closing Disclosure deserves more than a quick scroll.

When it arrives, put your most recent Loan Estimate beside it. Check the loan amount, loan type and term, then compare your monthly payment, closing costs and cash to close.

See a change or something you do not understand? Ask your lender or closing agent to explain it before signing. Your moving boxes can wait a few minutes while you get clear on your numbers.

Build your Mortgage Map: a personalized conversation and next-step plan. Visit https://www.thefunfunder.com

Josh Catigano | the FUN funder | NMLS #1817426
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity.
For educational purposes only. Not a commitment to lend. Loan approval is subject to underwriting and applicable program requirements.

Daylight Saving Time ends November 1st at 2:00AM, local time ⏰ Take a moment to set your clocks back one hour and enjoy ...
11/01/2026

Daylight Saving Time ends November 1st at 2:00AM, local time ⏰
Take a moment to set your clocks back one hour and enjoy a little extra time to recharge! 😴

Happy Halloween! 🎃👻Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home...
10/31/2026

Happy Halloween! 🎃👻
Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home financing? Whatever your homeownership GHOULS, your friends at CMG Home Loans are here to make it happen 🍬

10/31/2026

Before closing funds move, make one verification call.

Your closing checklist deserves a saved phone number—not just a full inbox. Agree on a trusted number with your settlement team ahead of closing.

Before wiring, call that number and confirm the payment instructions, including the account name and number. If an email announces new instructions, pause. Do not use the number or links in that same message to verify it.

Stop Guessing. Start Planning. Build your Mortgage Map: a personalized conversation and next-step plan. Visit https://www.thefunfunder.com

Josh Catigano | the FUN funder | NMLS #1817426
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity.
For educational purposes only. Not a commitment to lend. Loan approval is subject to underwriting and applicable program requirements.

Are you ready for trick-or-treaters? 👻Before the ghosts, goblins, witches, and superheroes arrive at your door, make sur...
10/30/2026

Are you ready for trick-or-treaters? 👻
Before the ghosts, goblins, witches, and superheroes arrive at your door, make sure your home is ready for a safe and successful night of trick-or-treating. 🎃🍬
Swipe through for a few frightfully helpful tips!

10/30/2026

If you've been Googling "how much do I need to buy a house" at 11 at night, this is for you.

The FUN Funder Starter Pack™ is a free homebuyer guide — credit scores, loan types, down payment assistance programs by state, and the real path from where you are to keys in hand.

No credit pull. No application. Just the information most people don't get until they're already in the middle of the process.

thefunfunder.com/starter-pack

Josh Catigano | the FUN funder | NMLS #1817426
CMG Mortgage, Inc. dba CMG Home Loans | NMLS #1820
Equal Housing Opportunity.
For educational purposes only. Not a commitment to lend. Loan approval is subject to underwriting and applicable program requirements.

Address

1387 Harbor View Road
Charleston, SC
29412

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 7pm
Thursday 8am - 7pm
Friday 8am - 7pm
Saturday 8am - 7pm

Telephone

+18433231150

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