Ashlee Fowler

Ashlee Fowler, Loan Officer, NMLS ID # 2098067 | Renasant Bank

Atlantic Coast Mortgage, LLC is an Equal Housing Lender, Company NMLS ID #643114 (www.nmlsconsumeraccess.org)

06/14/2026

That ‘we officially own a house’ energy 🔑✨

06/12/2026

This is what happiness looks like: my dogs and a Charleston sunrise. 🌞🌞

06/10/2026

Your first home shouldn’t be your forever home. 🏡

One of the biggest mistakes I see first-time buyers make is waiting until they can afford their dream home before buying anything at all.

The reality is that your first home is often a stepping stone—not the final destination.

By purchasing a home that fits your needs today, you can start:
• Building equity
• Creating stability
• Taking advantage of future appreciation
• Positioning yourself for your next home

Most homeowners don’t buy their forever home first. They buy a home, build wealth, and use that equity to help them get there.

The goal isn’t perfection. The goal is getting started.

Thinking about buying your first home? Send me a message and let’s create a plan. ✨

06/07/2026

Busy turning “we’ll never win” into “we’re under contract.” 🪩🤘

06/04/2026

✨ Nobody talks about the Type C girl.

The one with 31 tabs open, dog hair on her leggings, and a color-coded budget covered in doodles.

The one who asks a million questions before making a big decision.

And when it comes to buying a home, that’s exactly who I love helping.

You don’t need to know mortgage terms.
You don’t need to have it all figured out.
You don’t need to feel embarrassed to ask questions.

You just need a lender who will walk through it with you. 🩷

If homeownership is on your vision board this year, my DMs are open.

06/01/2026

POV: This view… and no rent payment. 🌊✨

There’s something different about waking up knowing the place you call home is actually yours.

No landlord.
No rent increases.
No waiting for permission to make it your own.

Just a place to build memories, equity, and a life you love.

If you’ve been wondering whether buying is possible, let’s talk. You may be closer than you think.

05/29/2026

Before you start touring homes, let’s make sure you know your numbers.

A quick pre-approval can help you shop with confidence, understand your budget, and be ready when the right house comes along.

Your mortgage whisperer is just a message away. ✨

05/22/2026

New faces around here so I figured I should reintroduce myself ☺️

Hi, I’m Ashlee — your local Charleston mortgage lender, professional over-explainer, and your girl for allllll the home buying questions. 🏡✨

A few things about me:

• I’m a mortgage nerd and I actually love talking strategy

• I believe loans should make sense for your life, not just “work on paper”

• I’ll always keep it honest, even if that means telling you to wait

• I’m here to make the process feel less intimidating and a lot more approachable

• I’m probably answering emails with an iced coffee in hand ☕️

Whether you’re buying your first home, upgrading, investing, refinancing, or just curious where to start — I’m happy to help without pressure or judgment.

So if you’re new here, thank you for being here and following along! 🪩💖

05/07/2026

⬇️⬇️

High-net-worth buyer denied by another lender.

Income declining on paper. Near retirement.

I asked one question: do they have assets?

Turns out: $4M portfolio.

We used asset depletion.

Divided assets by the loan term.

Approved.

This happens all the time with wealthy buyers.

They’re not earning like they did at 35, but they still have money.

Most lenders only look at W-2 income and automated systems.

They miss assets, capital gains, and trust income.

Two things I always check that most lenders don’t:

• Assets (asset depletion works for retirees, trust fund clients, investors)
• Capital gains income (especially when it shows up consistently on tax returns)

I’ve saved multiple deals this way — even qualifying clients without using their business income at all.

If your high-net-worth client got denied, it’s usually not because they can’t afford the home.

It’s because they’re talking to the wrong lender.

Assets + capital gains = two tools most lenders never use.

01/30/2026

Being only 4 years into this business, I’m so humbled (and honestly a little in shock) to share that I ranked in the top 20 loan officers at my bank — out of nearly 100 in the company — closing $20 million in production.

I truly could not have done this without the incredible people who surround me. To my amazing referral partners: thank you for trusting me with your clients, for the constant teamwork, and for always being in the trenches with me to get deals to the finish line. Your confidence in me means more than you know.

To my clients — thank you from the bottom of my heart for allowing me to be part of such a huge chapter in your lives. Buying or refinancing a home is a big deal, and I never take lightly the trust you place in me to guide you through it. Your referrals, kind words, and continued support are the reason I get to do what I love every single day.

And to my incredible loan partner, — this absolutely would not be possible without you. Your attention to detail, steady support, and the care you put into every single file behind the scenes make all the difference. I am so grateful to have you on my team and to get to do this alongside you.

I’m beyond grateful, wildly motivated, and just getting started!

charlestonsc

Address

1435 Stuart Engals Boulevard
Charleston, SC
29464

Telephone

+18642703450

Website

http://www.ashleefowler.princetonmortgage.com/

Alerts

Be the first to know and let us send you an email when Ashlee Fowler posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Ashlee Fowler:

Want your business to be the top-listed Finance Company in Charleston?