Ashlee Fowler

Ashlee Fowler, Loan Officer, NMLS ID # 2098067 | Renasant Bank

Atlantic Coast Mortgage, LLC is an Equal Housing Lender, Company NMLS ID #643114 (www.nmlsconsumeraccess.org)

08/27/2026

Just making sure we’re not letting the headlines make all the decisions. 👀

There’s a lot more to buying a home than just the interest rate and sometimes the right strategy matters.

Seller credits, negotiating the purchase price, choosing the right loan program, timing your first payment… these are the things I want my buyers to actually understand before they make a move.

Because the goal isn’t just to get you a mortgage. It’s to help you make a smart one. 🏡

08/16/2026

Just a lender who keeps it real and has your back. 🤝

08/08/2026

Just a few things I personally find kinda chic 💅🏼

making your own money.
buying the house.
decorating it however you want.
helping your friends do the same.

what did I miss? 🏡✨

08/05/2026

The best loan officers don’t just plug numbers into a calculator—they know how to navigate guidelines, think creatively, and find solutions others might miss.

If someone in your life says, “I don’t think I can buy a home,” send them my way before they count themselves out.

Sometimes all they need is a lender who thinks outside the box. 🏡

📩 DM me or schedule a planning call.

07/30/2026

🚨 Heads up, Realtors… condo financing is changing.

Beginning August 3, many transactions that previously qualified for a Limited Review will now require a Full Project Review.

Then on January 1, reserve funding requirements are expected to increase from 10% to 15% for many condo projects.

What does that mean for your buyers?

• More HOA documentation may be needed.
• Financing timelines could take longer.
• Some condos that qualified before may require additional review.

My biggest piece of advice? Try to check financing before writing an offer. While HOA information isn’t always available upfront (and often requires the buyer to pay for it), having the conversation early can help set expectations and avoid surprises.

📌 Save this post so you have it handy for your next condo transaction.

📤 Share it with another Realtor who works with condo buyers.

💬 Have a condo question? Drop it below, and let’s talk through it.

07/28/2026

POV: You’re spending the day with your mortgage lender. 💻

No two days are EVER the same. One minute I’m celebrating a clear to close, the next I’m helping someone beat a cash offer, finding a solution to a last-minute hiccup, or answering the question, “Can I actually afford to buy?”

Behind every closing is a whole lot of strategy, problem-solving, and coffee.

My goal? Make homeownership feel a little less overwhelming and a lot more achievable.

If you’ve been thinking about buying, refinancing, or just have questions, my inbox is always open.

P.S. Shoutout to Muddy Waters for keeping me caffeinated through it all. ☕🤎

07/21/2026

5,000 off sounds like a big win… but is it really? 🤔

A lot of buyers focus on the purchase price, but what really matters is your monthly payment.

On many loans, a $5,000 price reduction may only lower your payment by around $24–$30 per month. In some cases, negotiating for closing costs, a rate buydown, or seller concessions can have a much bigger impact on your monthly budget.

Every situation is different, which is why it’s so important to look beyond the sticker price.

Before you celebrate a price reduction, let’s make sure you’re negotiating what actually saves you the most money. 💰

📩Send me a message if you’re buying a home and want help understanding which concessions will benefit you the most.

Address

1435 Stuart Engals Boulevard
Charleston, SC
29464

Telephone

+18642703450

Website

http://www.ashleefowler.princetonmortgage.com/

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