Coastal Funding - Charleston

Coastal Funding - Charleston Charleston's Number 1 Mortgage Broker

Could your Charleston home’s equity help support your next goal?A Home Equity Line of Credit (HELOC) can give eligible h...
08/27/2026

Could your Charleston home’s equity help support your next goal?

A Home Equity Line of Credit (HELOC) can give eligible homeowners flexible access to a portion of their available equity: whether you’re planning renovations, helping with education expenses, or preparing for another important financial goal.

Unlike receiving one lump sum, a HELOC may allow you to draw funds as needed, up to an approved limit. Because your home secures the line of credit, it’s important to understand the costs, repayment terms, and how a variable rate could affect future payments.

At Coastal Funding Corporation, we’ll explain your options clearly, compare programs from multiple lenders, and provide transparent pricing with no hidden fees. Our local Charleston mortgage team is here to help you decide whether a HELOC fits your needs: not push you into a product that doesn’t.

Learn more at charlestonmtg.com
NMLS #103035

Could the rental income from your next Charleston investment property help you qualify for financing?A DSCR loan: short ...
08/26/2026

Could the rental income from your next Charleston investment property help you qualify for financing?

A DSCR loan: short for Debt Service Coverage Ratio loan: evaluates the property’s expected rental income in relation to its monthly debt obligations, rather than relying primarily on traditional W-2 income. This can be a helpful option for real estate investors, self-employed borrowers, and those building a rental portfolio.

DSCR financing may be used for eligible investment properties such as single-family homes, condos, and townhomes. Lenders may also consider credit, down payment, reserves, property type, appraisal, and projected or existing rental income.

At Coastal Funding Corporation, we help Charleston-area investors understand their options and explore financing solutions tailored to their goals. Whether you’re purchasing your first rental property or expanding your portfolio, we’ll communicate clearly throughout the process.

Learn more at charlestonmtg.com. NMLS #103035

A home outside the city may open the door to a powerful financing option.USDA loans may offer zero down payment for elig...
08/25/2026

A home outside the city may open the door to a powerful financing option.

USDA loans may offer zero down payment for eligible suburban and rural properties around Charleston, SC. They can be a great fit for buyers who want more space, a quieter setting, and a manageable path toward homeownership: but property location, household income, credit, and other requirements apply.

At Coastal Funding Corporation, we understand the Charleston market and work with multiple lenders to find solutions that fit your situation. If another lender has turned you down, we may be able to help explore a different path.

Ready to see whether a USDA loan could work for you? Visit charlestonmtg.com or connect with our caring local team.

Coastal Funding Corporation | NMLS #103035

Buying a home in Charleston may be more approachable than you think. An FHA loan could be a helpful option for qualified...
08/24/2026

Buying a home in Charleston may be more approachable than you think. An FHA loan could be a helpful option for qualified buyers who want a lower down payment and more flexible credit guidelines.

FHA financing may offer down payment options as low as 3.5%, depending on eligibility. It can be worth exploring for first-time buyers and others searching in Charleston, Summerville, Mount Pleasant, North Charleston, or the surrounding Lowcountry.

Every borrower’s situation is different. At Coastal Funding Corporation, we take the time to explain the benefits, costs, mortgage insurance, and requirements so you can understand whether FHA is the right fit for your goals: not just what you may qualify for.

Ready to explore your options? Visit charlestonmtg.com or connect with our caring local team today.

Coastal Funding Corporation | NMLS #103035

Credit, income, debt, property, and program guidelines apply. This is not a commitment to lend.

Your service may open the door to homeownership in Charleston. 🇺🇸Eligible veterans and active-duty military members may ...
08/23/2026

Your service may open the door to homeownership in Charleston. 🇺🇸

Eligible veterans and active-duty military members may be able to purchase a home with a VA loan and zero down payment: helping you preserve savings for the move, improvements, and the life you’re building in the Lowcountry. VA loans may also offer other valuable benefits, including no monthly private mortgage insurance.

At Coastal Funding Corporation, our experienced team has been helping veterans and military families navigate VA financing since 2004. We take the time to explain every step, communicate throughout the process, and look for the right solution for your Charleston-area home purchase.

We’re grateful for your service, and we’re honored to help you explore the benefits you’ve earned. Reach out today to see whether a VA loan may be right for you.

Learn more at charlestonmtg.com
NMLS #103035

Buying your first home in Charleston doesn’t mean you have to figure it out alone. 🏡Coastal Funding Corporation helps fi...
08/22/2026

Buying your first home in Charleston doesn’t mean you have to figure it out alone. 🏡

Coastal Funding Corporation helps first-time homebuyers understand their financing options and move forward with confidence. Depending on your goals and eligibility, programs may include Conventional, FHA, USDA, and other solutions designed to help make homeownership more achievable.

Our caring team will guide you through:

Down payment and assistance options
Credit education and preparation
Understanding your loan choices
The mortgage process from pre-approval to closing

Whether you’re dreaming of a home in West Ashley, Summerville, Mount Pleasant, North Charleston, or another Charleston-area community, we’ll provide personalized education, clear communication, and local expertise every step of the way.

Your homeownership journey starts with a conversation. Learn more at charlestonmtg.com.

Coastal Funding Corporation | NMLS #103035

Loan programs, terms, and eligibility requirements vary. Contact us to discuss your specific situation.

08/22/2026

Refinancing your home loan in 2026 may help you lower your monthly payment, change your loan term, move from an adjustable-rate mortgage to a fixed rate, or access some of your home equity. But ref…

Rate Watch Friday: Mortgage rates have a national average sitting around the 6.6% range this week and have eased slightl...
08/21/2026

Rate Watch Friday: Mortgage rates have a national average sitting around the 6.6% range this week and have eased slightly.

For Charleston-area buyers, even a small rate movement can affect estimated monthly payments and purchasing power. If you’re considering a home in Mount Pleasant, Summerville, West Ashley, North Charleston, or elsewhere in the Lowcountry, this may be a good time to review your options and budget.

Already own a home? A refinance conversation can help you understand whether today’s rates, a different loan term, or available equity may align with your goals. Refinancing isn’t right for everyone, and rates can change: there are no guarantees.

At Coastal Funding Corporation, we compare options from multiple lenders and explain the numbers clearly, so you can make an informed decision without pressure.

Visit charlestonmtg.com or reach out to discuss your next step.

NMLS #103035

Think you need 20% down and perfect credit to buy a home in Charleston? Let’s clear up two common mortgage myths.MYTH: Y...
08/21/2026

Think you need 20% down and perfect credit to buy a home in Charleston? Let’s clear up two common mortgage myths.

MYTH: You need 20% down.

FACT: Some FHA loans may allow down payments as low as 3.5%. Eligible VA and USDA borrowers may even qualify for 0% down options.

MYTH: You need perfect credit.

FACT: Credit requirements can be more flexible than many buyers realize. The right loan program depends on your complete financial picture, including income, debts, savings, and credit history.

Whether you’re buying your first home in West Ashley, Summerville, Mount Pleasant, North Charleston, or elsewhere in the Lowcountry, you may have more options than you think.

Coastal Funding Corporation is here to explain your choices clearly and help you find a path that fits your goals. Reach out to get started.

Visit charlestonmtg.com
NMLS #103035

“I don’t think I can qualify.”That’s how one first-time buyer began their conversation with Coastal Funding Corporation....
08/21/2026

“I don’t think I can qualify.”

That’s how one first-time buyer began their conversation with Coastal Funding Corporation. Instead of stopping there, we looked at the full picture, discussed ways to improve their credit profile, reviewed available loan options, and created a clear path forward.

With patient guidance and consistent communication, this buyer went from feeling discouraged to closing on a home in Charleston.

No two borrowers are alike: and uncertainty about qualifying doesn’t always tell the whole story. We can’t promise approval, but we can listen, explain your options clearly, and look for a responsible solution that fits your situation.

If buying your first home feels out of reach, let’s have an honest conversation.

Learn more at charlestonmtg.com
Coastal Funding Corporation | NMLS #103035

Address

Charleston, SC
29412

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm
Saturday 9am - 9pm
Sunday 9am - 9pm

Telephone

+18432156200

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