04/07/2026
Do you really need to worry about Part B excess charges with your Medicare Supplement? 🤔
The honest answer… probably not as much as you think.
Yes, it’s true—some doctors can charge up to 15% more than what Medicare approves. That’s called a Part B excess charge.
But here’s what most people don’t realize 👇
👉 They’re not very common
👉 Most doctors accept Medicare assignment, which means no excess charges
👉 And you can the provider search tool to proactively avoid them
Where it can matter is when choosing a plan:
Some supplements (like Plan N) do not cover excess charges, but these plans offer monthly savings as we deal with rising Plan F and Plan G premiums. But they are a better option than you think once you realize how uncommon and avoidable excess chargers really are.
👉 In our latest blog, we break it down:
✔️ What are excess charges
✔️ How often excess charges really happen
✔️ How to avoid them entirely
✔️ What this means when comparing Plan G vs. Plan N
Bottom line: this sounds scary—but for most people, it’s very manageable.
🔗 Read the full guide here: https://themedicaresite.com/what-are-medicare-part-b-excess-charges-and-how-do-you-avoid-them/
