05/19/2026
Your dream home is closer than you think! 🏡
✨ With up to 5% assistance for down payment or closing costs and a low FICO requirement, EQUO DPA is here to help you take that next step. 💰
Don't wait—let's make homeownership happen. 📞 Call me today to learn more!
On an EQUO DPA FHA Repayable 5%, 30-year fixed rate purchase with loan amount $392,755 (at 96.5% Loan-to-Value [LTV] with 3.5% down payment [refer below note] and FICO 720), at an interest rate 7.125% with $27 discount points (Annual Percentage Rate: 8.01%), you will be required to make 360 equal monthly payments of $2,646.06 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). The stated rate may change or not be available at the time of loan commitment or lock-in.
Note: 3.5% down payment and part of closing costs will be in the form of a “EQUO DPA 2nd Repayable 5%” second lien of loan amount $20,000, which is 5% of the purchase price, is a 10-year term, 9.125% interest rate (Annual percentage rate: 9.418%), you will be required to make 120 equal monthly payments of $254.71. All EQUO DPA programs require 1% origination fee paid to Sun West.
The rates are effective as of 05/01/2026 03:09 p.m. PT and are subject to change at any time without prior notice.