Ameroy Cotton NMLS 2264774

Ameroy Cotton NMLS 2264774 FHA, Conventional. NMLS: 2264774 KY: MC774665

Ruoff Mortgage

Apply online anytime:
www.ameroy.com

USDA, VA Mortgages and Refinances
Junior Mortgage Banker
Licensed in Kentucky, Tennessee, and Florida (NMLS 2264774, KY MC774665)
Atlantic Bay Mortgage Group NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Mortgage rates have been on quite a journey. From double-digit rates in the 1980s to the record lows of 2021, our latest...
06/15/2026

Mortgage rates have been on quite a journey.

From double-digit rates in the 1980s to the record lows of 2021, our latest article breaks down the key moments that shaped the mortgage market and what they can teach us about today.
https://myoc.io/ameroy/0L32m



NMLS # 2264774

Summer buying season is officially here!🌊☀️So if you're serious about a new home in 2026, now's the time to beat the rus...
06/12/2026

Summer buying season is officially here!🌊☀️
So if you're serious about a new home in 2026, now's the time to beat the rush and talk to me! 👋🏡
Interest rates, inventory, or just a friendly chat – I’m here to help. DM me or give me a call! 📲



NMLS # 2264774

Planning on going to an open house this weekend?  Don’t go without your pre-approval!  www.ameroyisthekey.com
06/10/2026

Planning on going to an open house this weekend? Don’t go without your pre-approval!

www.ameroyisthekey.com

Closing day gets all the attention, but the weeks after are just as important. Here's a checklist to help you settle in ...
06/08/2026

Closing day gets all the attention, but the weeks after are just as important. Here's a checklist to help you settle in with confidence.
https://myoc.io/ameroy/MaaBc

NMLS # 2264774

Check out this week's mortgage rates! Got questions? Just DM me!   NMLS # 2264774
06/05/2026

Check out this week's mortgage rates! Got questions? Just DM me!



NMLS # 2264774

June is National Homeownership Month, and an important year midpoint for our business. 📊Hit the link below for my articl...
06/03/2026

June is National Homeownership Month, and an important year midpoint for our business. 📊
Hit the link below for my article on becoming the go-to guide for the current market. 🏡
➡️atlanticbay.com/knowledge-center/real-estate-roundup-mid-year-market-update/?utm_source=socialcoach&utm_medium=organic

Want my monthly Round-Up email? just DM me! 📲



NMLS # 2264774

Spring is winding down, and summer buying season is heating up! 🌊Rates are holding steady, and I'm here to help you beat...
05/29/2026

Spring is winding down, and summer buying season is heating up! 🌊
Rates are holding steady, and I'm here to help you beat the rush - just DM me! 👋



NMLS # 2264774

Behind every local business are real hands. Real families. Real people pouring back into the same community they serve.W...
05/26/2026

Behind every local business are real hands. Real families. Real people pouring back into the same community they serve.

When you choose a local lender, you’re choosing someone who supports your schools, your small businesses, your neighbors, and your community right alongside you.

Big online lenders have their place, but local lending creates a ripple effect that stays right here at home.

Support the hands that support your community.

Address

181 West Professional Park Court
Bowling Green, KY
42104

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