Ameroy Cotton NMLS 2264774

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United States
Bowling Green, KY
Ameroy Cotton NMLS 2264774

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FHA, Conventional. NMLS: 2264774 KY: MC774665

Ruoff Mortgage

Apply online anytime:
www.ameroy.com

USDA, VA Mortgages and Refinances
Junior Mortgage Banker
Licensed in Kentucky, Tennessee, and Florida (NMLS 2264774, KY MC774665)
Atlantic Bay Mortgage Group NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

10/30/2026

Want to buy a home before year-end? There's till plenty of time, with plenty of solutions to find a path that works best for you. Don't let mortgage rates keep you on the sidelines - I'm here to help! Call or DM me, and let's run the numbers!

NMLS # 2264774

10/28/2026

Kentucky, it's almost time to make your voice count!

Whether you're planning to vote early or head to the polls on Election Day, make sure you have a plan!

Every election matters, and every voice deserves to be heard. Take a few minutes to find your polling location and encourage your friends, family, and neighbors to do the same.

📍 Find your polling location here:
https://elect.ky.gov/Voters/Pages/Polling-Locations.aspx

No matter who you support, get informed, show up, and make your voice count!

10/23/2026

Debt-ermined to buy a home? 🏡 If you’re paying down balances and saving up at the same time, every extra dollar comes with a choice. We broke down how to decide based on what your debt costs, your timeline, and your DTI.
🔗 atlanticbay.com/knowledge-center/pay-off-debt-or-save-down-payment/
https://myoc.io/ameroy/9y9q9

NMLS # 2264774

10/23/2026

New products, fall buying trends, and tricks to treat sellers with more offers. Tap the link for a scary-good October Round-Up! Want more news and tips? Ask me about my monthly email!
https://myoc.io/ameroy/G4sSR

NMLS # 2264774

10/23/2026

The housing market may seem a little scary, but there may be more options than you think! From rate buydowns to different loan programs, we can explore tricks and treats to help make your homeownership goals possible. Send me a message, and we can chat!

NMLS # 2264774

10/18/2026

A few of my favorite things include fall in Bowling Green 🍂🍎🍃🍁

10/16/2026

October is fall buying season, which can have a lot of advantages over the busy spring. I'd love to tell you why. Give me a call, and let's see what we can do!

NMLS # 2264774

10/14/2026

15 years or 30? A shorter term can save you a lot in interest, while a longer one gives your monthly budget more room to breathe. We put the numbers side by side so you can see which fits your goals.
https://myoc.io/ameroy/8GdGU

NMLS # 2264774

10/09/2026

Today’s mortgage market still has plenty of opportunity! Send me your scenarios, and let’s work together to help your buyers make their move with confidence.

NMLS # 2264774

10/06/2026

Dreaming of a bigger kitchen... or a whole different house?
Before you call a contractor or a real estate agent, run through these three questions. They'll help you figure out which move makes the most sense for your family, your budget, and your future.
https://myoc.io/ameroy/9l84l

NMLS # 2264774

Address

181 West Professional Park Court
Bowling Green, KY
42104

Telephone

+12707925376

Website

http://www.ameroyisthekey.com/

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