Tom James - Loan Officer at Honor Home Loans

Tom James - Loan Officer at Honor Home Loans NMLS #2092103 Lower, LLC DBA Honor Home Loans Equal Housing Opportunity Lender NMLS ID #: 1124061

Tom James - NMLS #2092103
*Licensed in KY, TN, and GA for Mortgages or Refinances
*100% financing Programs available also FHA, VA, KHC, CONV

Here are a few reminders during the homebuying process. It's fun to think about all the purchases that'll make a new hom...
04/13/2023

Here are a few reminders during the homebuying process. It's fun to think about all the purchases that'll make a new home great, but it's best to wait until after closing day. Let me help you navigate the mortgage process. Call me at 270-991-1010 to get started or visit tomjameslo.com

Wondering about manufactured home loans? We've got the answers at Honor. I can help you run your numbers and look at whi...
04/11/2023

Wondering about manufactured home loans? We've got the answers at Honor. I can help you run your numbers and look at which option's right for you. Call me today at 270-991-1010 and let’s talk!

Great news for so many homebuyers! Call me today at 270-991-1010 for details or visit www.TomJamesLO.com to start the pr...
03/31/2023

Great news for so many homebuyers! Call me today at 270-991-1010 for details or visit www.TomJamesLO.com to start the preapproval process.

Tip  #9 – Find and choose the real estate agent that is right for you: I imagine some are reading this and thinking, “Wh...
03/27/2023

Tip #9 – Find and choose the real estate agent that is right for you: I imagine some are reading this and thinking, “What” Don’t get the realtor until now?” You can get the realtor before this point in the process, but if you do, they are going to have you work through all of the things we have covered up to this point. And trust me, the realtor will be thrilled that you come to see them with a preapproval letter in hand. That makes their job much more enjoyable. Without the letter, they always have in the back of their mind questions about can you really afford to purchase what they are showing you. Many realtors will not show you more than just a couple of homes without you going ahead with the preapproval.

Good real estate agents understand the current housing market. They know neighborhoods, housing inventory, how to compare homes, how to present your best offer to a seller and negotiate in your best interest. They also have access to many homes before they hit the market. It’s not uncommon for a home to have an offer before it is “official” with a sign out front. Ask friends, family, and coworkers you trust for recommendations and talk with a few agents. Go to open houses – you may meet an agent you like. You’ll be spending a lot of time with your agent, so choose someone you’ll enjoy working with!

Call me at 270-991-1010 with questions or visit www.TomJamesLO.com to get the preapproval process started.

03/24/2023

Address

181 W Professional Park CtSuite 1
Bowling Green, KY
42104

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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