Primary Residential Mortgage - Bowling Green, KY

09/12/2022

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01/20/2022

Please go Follow our page on IG. We have a lot to share this year and want everyone to be a part if it.
#2022

12/28/2021

Your search is over. We offer home financing at affordable rates. We even have options that don’t require a down payment* or perfect credit. Contact us today or Apply online
*Closing costs and fees may still apply.

11/12/2021

You can order just about anything on your smartphone these days—even a home loan. Our convenient online application helps you get home financing on your phone. So, relax, and become a homeowner.

07/01/2021

A VA loan can help those who have served their country get into a home they deserve. At Primary Residential Mortgage, Inc., we want to help you get the information you need to reach your financial goals.

To learn more about VA loans, check out answers to these frequently asked questions.

What is a VA loan?
A VA loan is a mortgage loan insured by the US Department of Veterans Affairs (VA).

VA loans help former and active military members buy a home or refinance an existing home. VA loans aim to help make homeownership possible and affordable for more military members and veterans.

What are the benefits of a VA loan?
VA loans tend to have more lenient credit requirements than traditional loans and are available with no down payment* and no private mortgage insurance (PMI).

Who is eligible for a VA loan?
US veterans, active-duty military members and widowed military spouses are eligible for VA loans.

What down payment is required with a VA loan?
You may be able to get a VA loan with no down payment.* However, if you can put down a small amount of money upfront, it may help reduce your monthly payments.

*Closing costs and fees may still apply.

Do I need perfect credit to get a VA home loan?
No. You may qualify for a VA loan with a credit score as low as 580.

Do I need to pay for private mortgage insurance?
No—since VA loans are insured by the government, they don’t require private mortgage insurance.

What can I buy with a VA loan?
VA loans can be used to purchase or refinance your primary residence. You can use a VA loan on an existing home, condo, mobile home or new construction.

Co-ops, farms, investment properties, businesses and vacation homes are ineligible.

Can I pay off my VA loan early?
Yes. You can pay off a VA loan early without penalty.

Can I get a VA home loan if I’ve gotten one before?
You can take out a second VA loan if you have remaining entitlement after your first purchase. (Entitlement is the maximum amount the VA will provide to the lender for your loan.)

Alternatively, you can have your original entitlement restored in one of a couple ways:
If you sell the property you bought with the first loan and if that loan has been completely paid off.
If a qualified veteran buyer takes on your old loan with their own entitlement.
If you have any other questions about VA loans, your Loan Officer will be happy to get you the answers. Our goal is to help you get into the home you deserve with less time and hassle.

Check out the PRMI Blog for helpful information about home financing, renovations, maintenance and more!

06/16/2021

Use these handy tips to deep clean and disinfect your home!

Follow us for more tips and mortgage needs.

Check out the PRMI Blog for helpful information about home financing, renovations, maintenance and more!

05/25/2021

Give your home’s curb appeal a boost with these easy upgrade ideas.

Check out the PRMI Blog for helpful information about home financing, renovations, maintenance and more!

08/27/2020

There are two common types of title insurance: one for lenders and one for owners. In both cases, title insurance protects against potential problems with the title such as liens, wills, taxes or other public record mistakes. To learn more, contact a Loan Officer today.

08/24/2020

Buying your first home is exciting, but it is also a commitment. Use these tips to take care of your new investment.

Contact one of our experienced Loan Officers today!!👇👇

https://www.primeres.com/bowlinggreen/about/loan-officers

08/23/2020

The right home financing is the foundation of a strong financial future and you deserve to work with someone who earns your trust. We take time to understand your needs and find financing that’s right for you, because you’re not just our client, you’re part of our community.

Contact one of our experienced Loan Officers today!!👇👇

https://www.primeres.com/bowlinggreen/about/loan-officers

05/25/2020

Today, we remember and honor those who have diligently served our country. Thank you for your sacrifice and service.