Gabe Bodner, NMLS# 235374

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Gabe Bodner, NMLS# 235374

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Gabe's goal is to be Your Mortgage Consultant for Life! Licensed AZ, CA, CO, GA, MI, MS, MT, NM, NC, OR, TX, and WA
One Trust Home Loans

Licensed NV Mortgage Lender, NV License Number 54120

NMLS # 235374

11/02/2026

Boulder Market Update – Monday
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Snow is flying in the high country, ski resorts are firing up their snowmaking equipment, and another Colorado ski season is just around the corner! For those of us who love spending time in the mountains, it's always exciting to see the first signs of winter. Time to start thinking about getting those skis tuned and ready!
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Back down in Boulder, the housing market is showing some gradual changes as we head into November. This week, the median list price is $1,650,000, the Market Action Index remains steady at 30, and inventory has decreased to 330 homes.
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While the overall balance between supply and demand remains relatively stable, list prices have continued to ease over the past several months. Buyers may be finding new opportunities, while sellers who price their homes appropriately remain competitive. These gradual adjustments are worth watching as we approach the end of the year.
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Just as we're watching the mountains prepare for another ski season, I'll be keeping an eye on how the Boulder housing market shapes up as we head toward 2027.
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Here's to fresh snow, bluebird days, and another great Colorado ski season ahead!
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10/29/2026

Let’s go back to the basics. What exactly is a reverse mortgage?

A reverse mortgage is a type of home loan that allows eligible homeowners to access a portion of their home equity while continuing to own and live in the home. The most common type is the Home Equity Conversion Mortgage, or HECM, which is insured by the Federal Housing Administration.

For HECMs, homeowners generally must be age 62 or older. Unlike a traditional mortgage, borrowers do not make required monthly principal and interest payments while they continue to meet the terms of the loan. The loan balance generally becomes due when the borrower sells the home, no longer occupies it as a principal residence, or another applicable maturity event occurs.

A reverse mortgage may not be the right fit for everyone. Understanding how it works, what it costs, and how it may affect longer-term financial and housing plans is an important first step.

10/27/2026

Once the mortgage process is underway, financial changes can sometimes affect loan qualification.

Before closing, buyers may want to avoid opening new credit accounts, financing large purchases, taking on significant new debt, or making major changes to employment without first discussing them with their lender. Large transfers or deposits may also require additional documentation.

That does not mean life has to stop while buying a home. It simply means communication matters.

If a financial change is unavoidable or there is a question about whether something could affect the loan, checking with the loan officer before making the move can help prevent unnecessary surprises before closing.

10/26/2026

Boulder Market Update – Monday 🎃

Halloween is almost here, and Boulder is getting into the spooky spirit! From decorated neighborhoods and creative costumes to trick-or-treating and haunted houses, there's plenty of fun to be had this week. And while Halloween is all about surprises, the Boulder housing market isn't giving us too many scares lately!

This week, the numbers are looking pretty familiar:

Median List Price: $1,695,000

Market Action Index: 31 (unchanged from last month)

Inventory: 334 homes

No tricks here! The market continues to hold steady, with list prices remaining consistent and inventory changing very little. Buyers still have options, and sellers who price their homes appropriately can remain competitive.

As we head into November, it'll be interesting to see whether the market has any surprises in store before the end of the year.

Here's a question for everyone: Are you a Halloween decorator who goes all out, or do you prefer to just hand out candy and enjoy the costumes?

Wishing everyone a fun and safe Halloween! 🎃👻

10/22/2026

New to reverse mortgages? Here are four basics that may help you understand them.

1. You continue to own your home. A reverse mortgage is a loan secured by the home. The borrower remains the homeowner.

2. HECMs are generally available to homeowners age 62 and older. Eligibility also depends on other borrower, property, and program requirements.

3. A portion of home equity may become available as loan proceeds. The amount available depends on several factors, including age, interest rates and the home's value, subject to applicable program limits.

4. Homeowner responsibilities continue. Borrowers must continue paying property taxes and homeowners insurance and maintaining the home.

Reverse mortgages work differently from traditional mortgages, so education is an important part of determining whether one may fit into a homeowner's broader retirement and housing plans.

10/20/2026

USDA loans are often associated with rural homebuying, but there is more to the program than many buyers realize.

The USDA Single Family Housing Guaranteed Loan Program is designed to help eligible low- and moderate-income households purchase a primary residence in eligible rural areas. Qualified borrowers may be eligible for financing up to 100% LTV. Both the borrower and the property must meet USDA eligibility requirements.

One important thing to know is that USDA eligibility is based on specific geographic boundaries. A property does not necessarily have to feel remote or agricultural to potentially fall within an eligible area. USDA provides an eligibility tool that can be used to check specific locations.

For buyers considering homes outside major urban areas, it may be worth asking a lender whether USDA financing is one of the available options.

10/19/2026

Boulder Market Update – Monday

October is one of those months when there's no shortage of things to do around Boulder. Pumpkin patches, corn mazes, fall festivals, and Halloween preparations are all part of the fun this time of year. Whether you're picking out the perfect pumpkin, exploring a local farm, or just enjoying the changing colors around town, there's something special about fall along the Front Range.

Meanwhile, the Boulder housing market continues to show a familiar pattern of stability. This week, the median list price is $1,695,000, the Market Action Index remains steady at 31, and inventory is sitting at 337 homes.

While list prices have moved around a bit this fall, the overall balance between supply and demand has remained remarkably consistent. Buyers still have options, and sellers who price their homes appropriately continue to have opportunities in a market that hasn't shifted dramatically in either direction.

As we head into the final months of 2026, it will be interesting to see whether the market maintains this steady pace or begins to shift as the holidays approach.

In the meantime, enjoy everything this beautiful time of year has to offer. And here's a question for my Boulder friends: What's your favorite local fall tradition?

10/15/2026

A reverse mortgage can offer financial flexibility for some homeowners, but deciding whether it is the right fit starts with asking the right questions.

How long is the home expected to remain the primary residence? What financial goals are most important during retirement? How might available home equity support those goals? What responsibilities continue throughout the life of the loan? And how could the decision affect longer term plans for the home?

These conversations can help homeowners look beyond the basic features of the loan and understand how a reverse mortgage may fit into their broader financial picture.

Every client has different priorities, resources, and retirement goals. That is why we take the time to walk through the options, answer questions, and help homeowners determine a strategy that makes sense for their individual situation.

10/13/2026

You may have heard of an FHA loan, but what exactly makes it different from other mortgage options?

FHA loans are mortgages insured by the Federal Housing Administration and offered through FHA-approved lenders. They can be an option for both first-time and repeat homebuyers.

Compared with some conventional loan programs, FHA financing may offer more flexible credit and qualification guidelines and may require a smaller down payment for qualified borrowers. FHA loans also have their own requirements related to mortgage insurance, the property being financed, loan limits, and borrower eligibility.

There is no single mortgage program that is right for every buyer. Understanding how FHA financing compares with other available options can help buyers determine which loan programs may fit their individual financial situation and homebuying goals.

10/08/2026

For many homeowners, retirement planning includes an important question: what would it take to comfortably remain in the home for years to come?

Aging in place may involve home modifications, accessibility updates, in home support, or simply creating greater financial flexibility for future expenses. For eligible homeowners age 62 and older, a reverse mortgage may provide access to a portion of home equity that could become part of that broader planning conversation.

Every retirement plan looks different. Taking time to understand the available options can help homeowners determine whether using home equity may support the lifestyle and long term housing goals that matter most.

Address

5377 Manhattan Cir #103
Boulder, CO
80304

Telephone

(720) 600-4870

Website

http://www.BodnerTeam.com/, http://www.ReverseMortgagesCO.com/, https://livefortodayplanfortomorrow.transistor.fm/

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