Gabe Bodner, NMLS# 235374

Gabe Bodner, NMLS# 235374 Gabe's goal is to be Your Mortgage Consultant for Life! Licensed AZ, CA, CO, GA, MI, MS, MT, NM, NC, OR, TX, and WA
One Trust Home Loans

Licensed NV Mortgage Lender, NV License Number 54120

NMLS # 235374

Prequalification and preapproval are often used interchangeably, but they can represent different levels of financial re...
09/08/2026

Prequalification and preapproval are often used interchangeably, but they can represent different levels of financial review.

Prequalification may provide an early estimate of potential financing based on information provided by the buyer. Preapproval generally involves a more detailed review of financial information and supporting documentation by the lender.

Both can be helpful, but understanding the difference can help buyers know where they stand and what steps may still be needed before making an offer.

Because lender processes can vary, speaking with a loan officer early can help buyers understand what type of review has been completed and how prepared they may be to move forward when the right home comes along.

Boulder Market Update – Tuesday***Labor Day is behind us, the long weekend is over, and Boulder is settling back into it...
09/08/2026

Boulder Market Update – Tuesday
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Labor Day is behind us, the long weekend is over, and Boulder is settling back into its regular rhythm. Kids are back in school, CU is back in session, and for many of us, September feels like the real start of a new season.
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The Boulder housing market is seeing a shift of its own.
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The median list price is $1,695,000, the Market Action Index remains steady at 31, and inventory has dropped to 325 homes, down from 347 last week.
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That's 22 fewer homes on the market in just one week. Buyer demand hasn't changed much, but with fewer homes available, there's also less competition among sellers.
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Here's the question I'm watching this fall: Will inventory continue to shrink, or will we see another wave of homeowners decide it's time to sell?
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Either way, September should give us a good indication of where the Boulder market is headed for the rest of 2026.
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One of the unique features of a reverse mortgage is the flexibility in how available funds may be accessed. Depending on...
09/03/2026

One of the unique features of a reverse mortgage is the flexibility in how available funds may be accessed. Depending on eligibility and the loan program, borrowers may choose a lump sum, monthly payments, a line of credit, or a combination of these options.

Each option is designed to support different financial goals. Some homeowners may prefer ongoing monthly income, while others may value the flexibility of a line of credit or immediate access to funds for planned expenses. Borrowers remain responsible for property taxes, insurance, and upkeep.

Because every retirement plan is different, we take the time to answer questions, explain each option, and help homeowners determine the strategy that best supports their long-term goals.

One of the biggest misconceptions about buying a home is that a large down payment is always required. In reality, minim...
09/01/2026

One of the biggest misconceptions about buying a home is that a large down payment is always required. In reality, minimum down payment requirements vary depending on the loan program and borrower qualifications.

Understanding the available options early can help buyers create a savings plan, set realistic expectations, and determine which financing solutions may best fit their goals.

If you're planning to purchase a home, I'm happy to walk through the available loan options and answer any questions about down payment requirements.

Boulder Market Update – Monday***Can you feel fall starting to creep into Boulder?***The mornings are getting a little c...
08/31/2026

Boulder Market Update – Monday
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Can you feel fall starting to creep into Boulder?
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The mornings are getting a little cooler, the days are getting shorter, and we're getting closer to that time of year when the mountains start changing colors. Fall in Colorado is hard to beat.
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The Boulder housing market is seeing a little movement as well. This week, the median list price is $1,749,000, the Market Action Index is 31, down slightly from 32 last month, and inventory is holding fairly steady at 347 homes.
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After watching prices trend downward through much of the summer, the median list price actually moved back up this week. One week doesn't make a trend, but it's something worth watching as we head into the fall market.
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Here's my question: Does fall make you more or less likely to think about making a move?
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Some people want to be settled before the holidays, while others would rather wait until spring. I'm curious which camp you're in.
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The homebuying journey often begins well before visiting open houses or scheduling showings. Taking time to review finan...
08/27/2026

The homebuying journey often begins well before visiting open houses or scheduling showings. Taking time to review finances, understand available loan programs, estimate a comfortable budget, and explore pre-approval options can help buyers feel more confident when it's time to begin the search.

Starting with a solid financial plan may also help reduce surprises later in the process and make decisions easier once the right home comes along.

Whether buying is months away or just beginning to feel like a possibility, I'm happy to answer questions and help explain the home financing process.

One of the most common misconceptions about reverse mortgages is that the lender takes ownership of the home. In reality...
08/25/2026

One of the most common misconceptions about reverse mortgages is that the lender takes ownership of the home. In reality, borrowers retain ownership of their home throughout the life of the loan, provided they continue to meet the loan obligations, including maintaining the home as their primary residence and staying current on property taxes and homeowners insurance.

Understanding the facts behind common myths can help homeowners make informed decisions about whether a reverse mortgage may fit into their retirement plans.

I'm happy to answer questions and explain how the program works.

Boulder Market Update – MondayAs we head toward the end of August, the Boulder market is giving buyers something they ha...
08/24/2026

Boulder Market Update – Monday

As we head toward the end of August, the Boulder market is giving buyers something they haven't had as much of in recent years: choices.

The median list price is now $1,695,000, the Market Action Index sits at 31, down slightly from 32 last month, and inventory has increased to 359 homes.

We've watched list prices gradually adjust throughout the summer while inventory has remained elevated. That doesn't mean Boulder has suddenly become a buyer's market, but it does mean buyers can be more selective and sellers need to be realistic about pricing from the start.

For anyone who has been sitting on the sidelines waiting for the market to become a little more approachable, these are numbers worth paying attention to.

Sometimes opportunity doesn't arrive with a big headline. It shows up gradually in the weekly numbers.

A reverse mortgage is designed for eligible homeowners age 62 and older and allows borrowers to access a portion of thei...
08/20/2026

A reverse mortgage is designed for eligible homeowners age 62 and older and allows borrowers to access a portion of their home equity while continuing to live in the home as their primary residence.

Unlike a traditional mortgage, a reverse mortgage does not require monthly principal and interest payments as long as loan obligations continue to be met. Borrowers remain responsible for property taxes, insurance, and upkeep. Depending on individual needs, reverse mortgage proceeds may be received as a lump sum, line of credit, monthly payments, or a combination of options.

Every homeowner's financial situation and retirement goals are different. Taking time to understand how the program works, review available options, and answer questions can help determine whether a reverse mortgage may fit into an overall retirement strategy.

I'm happy to walk through the available options and help determine the approach that best aligns with your goals.

Buying power is about more than just income. Factors like credit history, monthly debt, available down payment, loan pro...
08/18/2026

Buying power is about more than just income. Factors like credit history, monthly debt, available down payment, loan program, and current interest rates can all play a role in determining how much home may fit comfortably within a buyer's budget.

Understanding buying power early in the homebuying process can help set realistic expectations, narrow the home search, and make it easier to move forward when the right opportunity comes along.

Whether you're just starting to think about buying or actively planning your next move, I'm happy to answer questions and help you better understand your home financing options.

Address

5377 Manhattan Cir #103
Boulder, CO
80304

Telephone

(720) 600-4870

Website

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