Alicia Alpenfels, Senior Mortgage Originator

03/10/2026

03/05/2026

Big win for homebuyers.

Mortgage trigger leads are officially banned! No more nonstop calls the minute your credit is pulled. No more lenders you’ve never spoken with blowing up your phone.

This is how it should have been all along. Your information. Your choice. Your loan.

11/27/2025

Happy Thanksgiving!

11/06/2025

Thinking about retirement or helping your parents plan for theirs? Join my colleagues and I for a seminar on Weds, 11/12 from 10am - 11:30am at the Superior Community Center to learn more about reverse mortgages!

A reverse mortgage can help you:
✅Access your home’s equity without selling
✅Eliminate monthly mortgage payments
✅Boost retirement income or cover expenses

08/14/2025

Hearing words like this reminds me exactly why I love what I do! Helping people navigate the mortgage process and celebrating with them when the keys are finally in hand is the best part of my job.

Thank you for trusting me to guide you home. 🏡✨

08/12/2025

One of the biggest myths in home buying is that you need to save 20% for a down payment 🏠

The reality:
🔑 First time Bond Loans start as low as $1,000 down
🔑 Conventional loans start as low as 3% down
🔑 FHA loans start at 3.5% down
🔑 VA and USDA loans may require $0 down

Trying to save 20% can keep you on the sidelines for years while home prices and interest rates keep growing. Starting with 3% - 5% down can get you into a home sooner!

Schedule a time to chat with me by calling 303-710-5992, or by emailing me at [email protected]!

06/23/2025

🏡 Thinking about buying an investment property, but worried your income might get in the way? A DSCR loan could be just what you’re looking for!

Here’s why:
✅ Qualify using your investment’s income, not your paycheck
✅ As low as 15% down
✅ No prior landlord experience required
✅ Loans up to $2M
✅ Works for a wide range of properties

… and more!

If you’ve been dreaming about getting started with investment properties, this might be the key 🔑

👉 DM, call, or email me — I’m happy to walk you through it and help you see if a DSCR loan is a good fit!

05/01/2025

Baseball ❤️

04/21/2025

Proud to announce that I have received the Five Star Mortgage Professional award for my 14th time in 2025! There are 4,265 mortgage professionals in Denver Metro, and only 20 of us received this award 14 times.

A heartfelt thank you goes to my clients and partners who continue to nominate me for this annual honor.

This year has been off to a great start in my Mortgage Broker role, and I look forward to serving you and your referrals with my recognized high level of professionalism and knowledge.

04/10/2025

Do you need a "perfect" credit score to buy a home? No!

The highest possible credit score is 850, and first-time homebuyers can qualify for competitive terms in the 650-750 range. My loan team uses a variety of strategies to assess risk and find the best possible combination of factors to approve applications.

We will also work with you to boost your credit score. Be sure to pay bills on time, reduce debt, and avoid applying for new credit.

Contact me to analyze your financial situation, so we can research what home you can afford.