Casey Parsons Team - Guild Mortgage

Casey Parsons Team - Guild Mortgage I want to earn your trust; as I feel like that is the most important tool when you are discussing something as fundamental as home financing.

~Multi award winning mortgage loan producer~Multi year champion lender with the Alabama Housing and Finance Authority~Award winning company for first time homebuyers! Your home is more than likely the largest and most important investment you will ever make in your life. Trustworthy guidance and options gives you the freedom to confidently place your family in the safest and most stable mortgage p

roduct available! Lets get there TOGETHER! NMLS # 1615531

Guild Mortgage is an equal opportunity employer


Guild Mortgage Company is an Equal Housing Lender

Company NMLS ID # 3274

09/02/2026

Poor bug lol the things they hear….or don’t… at my office 🤣

🏡🚨 **HOMEOWNERS + REALTORS: BIG APPRAISAL CHANGES ARE COMING!**Starting **November 2, 2026**, a new appraisal reporting ...
09/01/2026

🏡🚨 **HOMEOWNERS + REALTORS: BIG APPRAISAL CHANGES ARE COMING!**

Starting **November 2, 2026**, a new appraisal reporting format becomes mandatory for new conventional appraisals submitted to Fannie Mae and Freddie Mac.

First things first…

❌ **No, this isn’t going to crash home values.**
❌ **No, appraisers aren’t suddenly changing how they determine what your home is worth.**

Comparable sales, market conditions and supported adjustments will still drive the final value.

👉 **So what IS changing?**

Appraisers will be documenting properties in much greater detail, including things like:

🏠 Roof age + major components
🍳 Kitchen updates
🛁 Bathroom renovations
🪚 Custom cabinetry + built-ins
🔨 Major improvements + renovations
✨ Premium materials + finishes

And THIS is where homeowners should pay attention. 👀

**🏡 HOMEOWNERS:**
Start keeping a “home improvement file.”

Save those receipts. 🧾
Keep permits and invoices. 📁
Write down when improvements were completed. 📅
Save warranties and contractor information.

New roof? Save it.
Remodeled kitchen? Document it.
New HVAC? Keep the paperwork.
Finished basement? Take photos and keep the permits.

Even if you’re not planning to sell anytime soon, **Future You may be very happy you did this.**

**🏠 REALTORS:**
Our MLS information and documentation are going to matter even more.

Instead of:

❌ “Completely remodeled!”
❌ “Over $100K in upgrades!”

We need to be able to say **WHAT was done, WHEN it was completed and ideally have documentation to back it up.**

There are actually some things I REALLY like about this change:

✅ More detailed property information
✅ Better information on comparable sales
✅ More transparency in the appraisal
✅ A clearer picture of WHY an appraiser reached their value

The goal isn’t to lower home values. It’s to create **more detailed, accurate and consistent appraisals.**

And a well-maintained home with documented improvements may actually be in a better position to have those improvements fully represented. 💪🏡

**THE BIG TAKEAWAY:** 📣

**DOCUMENT. YOUR. HOUSE.**

The more accurate information we can give the appraiser, the better chance we have of making sure your home is being fully represented.

And if you’re thinking about selling, don’t wait until the appraisal to start figuring all of this out. That’s part of the homework we should be doing **before your home ever hits the market.** 🏡📈

Congratulations to the precious Owen’s family!!! I am so excited for you guys, you are so young and HOMEOWNERS!!!Thank y...
08/31/2026

Congratulations to the precious Owen’s family!!! I am so excited for you guys, you are so young and HOMEOWNERS!!!

Thank you for allowing me to
Be a part of your journey ! 😍

Any body notice that amazing realtor in the photo with me?!!! My buddy is now an Alabama resident again and the dynamic duo is back!!! James Alan, I know Texas will miss you but I’m so glad you are BACK!!! 💜

Ready to be a homeowner but you don’t have a downpayment, THATS OKAY! 🩵 let’s talk about your options, no strings attached!!! (205) 209-2795

Update as we head into the weekend! 💜Remember when everyone said, “I’d buy if there were actually houses to choose from”...
08/28/2026

Update as we head into the weekend! 💜

Remember when everyone said, “I’d buy if there were actually houses to choose from”?

Well…

1.14 million homes are now for sale.
Most since December 2019.
List prices are DOWN 2.1%.

Housing didn’t crash. Buyers just finally got their negotiating chair back at the table.

Buyers finally have some leverage.

🏠 Listings: 3-month high
📉 Pending sales: lowest since March
💰 Asking prices: DOWN

More houses. Fewer buyers. More nervous sellers.

Yes, rates still suck. (Not really though 😉)

But if the payment works, negotiate EVERYTHING:

Price. Closing costs. Buydowns. Repairs.

Because here’s the part to really get:

Buying opportunities usually show up BEFORE buying feels comfortable.

Buy The House.

Let’s talk about it 205-209-2795!

A big thank you to the Webb family for trusting Guild Mortgage once again! 🙌 They’re leveraging their low COVID interest...
08/28/2026

A big thank you to the Webb family for trusting Guild Mortgage once again! 🙌 They’re leveraging their low COVID interest rate and using a home equity loan to consolidate debt and build a stronger financial future. 💪🏡 We’re grateful for your continued loyalty and happy to help you grow even stronger!

Shoot me a quick call or text if you’re interested to see your options, my direct cell number is 205-209-2795!

More buyers are asking, "Can we make the payment work?"The answer might be YES. Let's talk today about helping you say "...
08/26/2026

More buyers are asking, "Can we make the payment work?"
The answer might be YES.

Let's talk today about helping you say "YES" more🏠
📱 (205) 209-2795
💻 [email protected]

🩷✝️🥹An incredible legacy left behind! 💜
08/26/2026

🩷✝️🥹

An incredible legacy left behind! 💜

We are thrilled to share that the Leeds community has voted the **Guild Mortgage - Casey Parsons Team** as the ** #1 Mor...
08/25/2026

We are thrilled to share that the Leeds community has voted the **Guild Mortgage - Casey Parsons Team** as the ** #1 Mortgage Group** in Leeds for TWO consecutive years! 🎉🏡 A heartfelt thank you to everyone who supported us—this achievement is truly an honor. We’re grateful for your trust and look forward to helping more families achieve their homeownership dreams! 💚

guildmortgageleeds

08/21/2026

Loyalty means everything! 💙 If you’ve been working with a realtor who dedicates hours and sacrifices time with their family to help you find your dream home, make sure they know how much you appreciate it. 🏡✨

Stay loyal to them and don’t just jump to the next one if you can help it 💜

Supporting those who support us builds stronger communities!

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1030 Ashville Road
Birmingham, AL
35094

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