Drew Tibbs- Mortgage Professional nmls #224924

Drew Tibbs- Mortgage Professional nmls #224924 Professional, Responsible and Kind. Customer Service Driven Mortgage Veteran

12/24/2025

“Shepherds saw the wondrous sight, Heard the angels singing;
All the plains were lit that night, All the hills were ringing.”

07/29/2024

Belief and Faith.
Belief and Faith. Typically, these two words are rather synonymous. We group them together all too easily and fail to really delve into the distinct difference between them. While they work together quite well, it takes one to give birth to the other.
In the culture that I was raised, and the culture I live in now, these two terms are not taken lightly. Many of you who are reading this now were also raised in the Sunday School world, and Wednesday evening Bible Studies, so you are familiar that one must have Belief first in order to exercise and build Faith. However, the two words do not live exclusively in the religious realm, they live in our everyday professional life.
Belief, as defined by Webster’s, is “a state or habit of mind in which trust or confidence is placed in some person or thing” and Faith, as defined by Webster’s is “a firm belief in something for which there is no proof”.
I like to picture it this way: I can see a chair from across the room and believe that it is a chair. I can see that it has 4 legs and appears to be sturdy enough for me to place my trust in it to support me. However, it is at the point that I physically place my weight on that chair that I place my Faith in that chair. How that chair performs will either confirm my Faith or destroy my Belief.
In the business world it is much the same. When I came to McGowin- King, I had a Belief they were the best fit for me and my family, personally and professionally. I also believed that they had the products and resources that would be beneficial to my clients, so I decided to allow myself to enter and exercise my Faith to see the result. And the rest is history. My Faith and my Belief were strengthened. I Believe and have Faith that my check will be deposited when it is supposed to be and in the correct amount. I have the Faith that it will be done based on my experience of it happening before.
New Realtors, working with me and McGowin- King, have much the same experience as I do with my employer. Using me as a new Loan Officer requires them to Believe in my claims alone. They must have Faith in me in order to deliver their clients to me. When the realtors are new to me and McGowin-King… they have “no personal proof” of our abilities and claims. It is up to us to deliver their clients to the closing table without issue. All this in order that their employer may deliver to them what they are supposed to receive. See, its circular. For new realtors dealing with us, we know this is an uncertain feeling, and we are honored when they do place this Belief and Faith in us.
Clients purchasing, building, or refinancing their homes also exercise their Belief and Faith in what I claim that I am able to deliver. If I don’t deliver, their Faith in me is destroyed as well as their Belief in my claims.
Loan Officers, like me, live and die by referrals from Realtors, Past Clients, Family and Friends. These peer groups giving word of mouth reviews and recommendations to the ones they care about, and who are important to them, is what allows my company to provide what they agreed to me and my family. I want all of you to know personally that I am honored each time some one tells me “Jane told me to call you, or, Joe said that you were the best.” Every time it is humbling. Your Belief and Faith in me and my abilities (in my small corner of the world) strengthens my Belief and Faith in the one at the head of the realm to which these words were first introduced to me. And again, it’s all quite circular!
Please remember me when you or your clients need mortgage lending.
I am ready, willing, and able to help at any time I can.
We (McGowin-King Mortgage) offer the best rates and cost in the industry and have an excellent reputation by providing the absolute best service to every client. Call me and let me prove to you that I, and McGowin- King, is a place worthy of you placing your mortgage lending Faith.
I am here to help and wish all of you the very best!


Drew Tibbs NMLS 224924
Senior Loan Officer
McGowin King Mortgage
205-451-0678 Office
205-965-1932 Cell

05/29/2024

If your are in the market and shopping for Home or a Home Loan. Call me for any product and Rate comparisons you may already have from any other lenders.
By going Local you can usually get a much better interest rate and without the large cost.
I look forward to hearing from you soon.

02/02/2024

DESIGN. BUILD. RENOVATE. Contact us.We can’t wait to serve you! Drop a message in the form or give us a call to get [email protected](205)243-1999   Name * First Name Last Name Email * Message * Thank you!A member of our team will be in touch with you shortly. We look forward ...

02/02/2024

NEWSFLASH: You DO NOT have to have 20% down to purchase or even Build a Home.
McGowin King can do 100% financing on New Home Purchases and 5% down on New Home Construction Loans...
Call me today and lets discuss how we can help you make the Dream of Home Ownership come true for you.

Local Loan Officer, Local Approvals, Local Appraisals, Local Handshakes...Call me today!
01/31/2024

Local Loan Officer, Local Approvals, Local Appraisals, Local Handshakes...Call me today!

Can't find what your looking for? Build it with McGowin King Mortgage
01/31/2024

Can't find what your looking for? Build it with McGowin King Mortgage

Would love to work with you today. Call me, lets catch up and see what we can do to get you into the house for you and y...
01/31/2024

Would love to work with you today. Call me, lets catch up and see what we can do to get you into the house for you and your family.

09/15/2023

Whatever is bad for the economy is typically good for interest rates .  That's the grim irony for the mortgage market and it's the reason you might find a crowd of rate watchers feeling good abo...

Mortgage Rates change all day, every day. The question is why?Read below to see how the process works.When being quoted ...
06/13/2023

Mortgage Rates change all day, every day. The question is why?
Read below to see how the process works.
When being quoted and interest rate be careful of the times you shop, and make sure the information is current. What are the cost involved, and what is the "structure" of the rate quoted ?
An "Apples to Apples" comparison is the only way to know you are getting the best deal out there. and btw. Local is Usually always better!

Mortgage rates change daily , and sometimes multiple times per day. In this article, “mortgage rates” will refer to the combination of upfront cost and actual interest rate described here:...

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2 Office Park Circle Suite 103
Birmingham, AL
35223

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