Megan Graham - Loan Officer, Ellason Mortgage

10/20/2026

🏡 Don't let the recent increase in interest rates scare you away from homeownership! At 80 Farmhouse Lane in Springville, you have the opportunity to BUY DOWN your interest rate using a $3,000 seller credit PLUS a $1,000 lender credit! 💰

✨ 100% USDA Financing – No down payment for eligible buyers!
💰 $3,000 Seller Credit – Apply toward eligible closing costs or discount points!
💵 $1,000 Lender Credit – Additional savings to help reduce your out-of-pocket expenses or buy down your rate!
That's $4,000 in potential credits PLUS the opportunity to purchase with NO down payment! 🙌

The best part? You have options! These credits can be used toward buying down your interest rate, applied entirely toward eligible closing costs, or split between the two! This gives you the flexibility to choose what works best for your financial situation.

Higher interest rates don't have to put your homeownership goals on hold. With the right financing options and incentives, you could be closer to owning a home than you think! 📲 Let's talk about how we can make this opportunity yours!

Kennedy Poe | REALTOR®
EXIT Legacy Realty
📲 205-901-9411

Megan Graham | Senior Loan Officer
Ellason Mortgage Group
📲205-566-8456
NMLS 2218567

10/20/2026

10/13/2026

🏡 Think your credit score is keeping you from buying a house? Think again!

Your credit score matters, but it’s only ONE piece of the puzzle. Your income, debts, down payment, and loan program all play a role in what you qualify for.

Don’t count yourself out before you explore your options! You might be surprised. 😉

10/08/2026

🚨 That mortgage payment on Zillow might be lying to you.

Okay…maybe “lying” is a little dramatic. 😂 But it is an estimate.

Your actual payment can be affected by your interest rate, down payment, loan program, taxes, insurance, PMI, HOA dues and more.

So use Zillow to find the house.

Don’t use Zillow to decide what you can afford.

That’s where your lender comes in. 😉

10/05/2026

I keep hearing, “I’m just going to wait until rates come down.”

And honestly, I get it. But the problem with waiting for the “perfect” rate is that none of us knows exactly when it’s coming.

Instead of trying to predict the market, let’s look at what you can actually control—your budget, purchase price, down payment, loan options and overall strategy.

You don’t have to love today’s rate to make a good financial decision. 🏡

09/25/2026

🏡 403 Harless Lane | Alabaster
4 Bedrooms • 3 Baths • $419,900
Homeownership may be closer than you think! This beautiful home offers 100% financing for qualified buyers, plus a 1% lender credit based on the loan amount.
📲 Contact me for details or to schedule a private showing.
Judge Henshaw | ARC Realty

09/14/2026

Your equity isn't just a number. It's cash you can put to work, on your terms.
Want to see what yours could do? Let's talk about your options. https://EllasonMortgage.com/Megan-Graham/

06/15/2026

📉 Mortgage rates are moving in the right direction!

Recent economic news has helped improve the rate environment, which could mean more buying power and lower monthly payments for homebuyers.

Thinking about buying or refinancing? Let's run the numbers and see what's possible.

📩 Message me anytime!

06/11/2026

Thinking about getting started in real estate investing but worried about qualifying for financing?

A DSCR (Debt Service Coverage Ratio) loan may be the solution. Instead of using your personal income to qualify, these loans focus primarily on the property's ability to generate rental income.

Whether you're buying your first rental property or growing your portfolio, I'd be happy to answer your questions and help you explore your options.

📲Give me a call to learn more!

05/05/2026

Thank you to the ones who show up, pour in, and make a difference every single day. 🍎