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The Skipper Mortgage Team - Union Home Mortgage

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The Skipper Mortgage Team - Union Home Mortgage

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Kim Skipper - Loan Officer - NMLS 555620 UHM NMLS #2229
Union Home Mortgage is an Equal Opportunity Housing Lender.
(1)

Loans are available on a fair and equal basis regardless of race, color, religion, s*x, familial status, national origin,military status, disability or ancestry. Kim Skipper NMLS #555620
FL LO103220 | GA 555620 | TN 209038 | AL 73251 | NC 555620

10/31/2026

Don’t forget to set your clocks back tonight! 🍂⏰ Enjoy that extra hour as we “fall back” for Daylight Saving Time. Whether you spend it relaxing or getting ahead on your to-do list, I hope you make the most of it!

10/27/2026

Did you know that negotiating a better purchase price on your home can impact more than just your upfront investment? 🏡✨

A lower price today could mean savings on your long-term costs and more equity in your future. The purchase price truly deserves a closer look!

Ready to explore your options? Let’s talk about how you can make the most of your next home purchase.

10/22/2026

When it comes to buying a home, the purchase price is more than just a number—it's a key part of your long-term investment. Taking the time to negotiate can make a real difference in your financial future. Ready to look at the whole opportunity and make the most of your next move? Let’s talk about your options!

10/13/2026

🏡 Look Beyond the Rate. The right homebuying opportunity is about more than just the interest rate. It’s about finding the right fit for your goals and making the most of the opportunities available to you. Sometimes, the bigger picture makes all the difference.

10/08/2026

Thank you so much for the kind review! It was truly a pleasure helping you through the homebuying process. I appreciate your trust and am so happy I could be part of your journey to homeownership!

10/06/2026

Your payment history is critical to maintaining a healthy credit score, so use all the tools at your disposal to make sure you always pay on time!

10/05/2026

Thank you for your kind review, John! It was a pleasure assisting you with the purchase of your new home. I truly appreciate the opportunity to be part of such an exciting milestone and wish you all the best in your new home!

10/02/2026

📢 Appraisal Update!

The appraisal changes that were expected to roll out this fall have been postponed until spring 2027.

I’ll continue to keep you updated as we get closer and more details become available. These changes will bring some updates to the appraisal process, so it’s important to stay informed.

Stay tuned—I’ll keep you in the know!

09/30/2026

A pre-qualification may be a good way to roughly estimate your purchase power, but a pre-approval shows sellers exactly how much you can afford and that you are serious about buying a home. Contact me to get started on your pre-approval!

09/21/2026

Appraisal changes are coming — and your clients will have questions.

As a local mortgage professional, I’m here to help you understand what’s changing, what details matter, and how to prepare your buyers and sellers for the updated process.

The best resource is someone who knows the market, understands the process, and is available when questions come up.

Have questions about the upcoming appraisal changes? Let’s connect.

Address

4009 Crosshaven Drive
Birmingham, AL
35243

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Telephone

+12055877775

Website

https://www.uhm.com/kskipper/

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