Scott Nilsen - Loan Originator #457094

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Scott Nilsen - Loan Originator #457094 My name is Scott Nilsen and I am eager to help you with your home loan needs in the Birmingham, AL and surrounding areas. Contact me today.

I listen carefully to what your needs are and use our diverse mix of lending products to fit your situation.

Don’t forget to fall back! 🍂⏰Daylight Saving Time ends tomorrow morning at 2:00 AM, which means we get an extra hour of ...
11/01/2026

Don’t forget to fall back! 🍂⏰

Daylight Saving Time ends tomorrow morning at 2:00 AM, which means we get an extra hour of sleep!

Just a friendly reminder to set your clocks back one hour before heading to bed tonight. Enjoy your extra hour and have a wonderful weekend!

Wishing you and your family a Happy Halloween! 🎃👻I hope your day is filled with sweet treats, spooky fun, and plenty of ...
10/31/2026

Wishing you and your family a Happy Halloween! 🎃👻

I hope your day is filled with sweet treats, spooky fun, and plenty of wonderful memories!

Stay safe and enjoy all the Halloween festivities!

🏡 Waiting until everything falls perfectly into place before exploring homeownership?Whether you’re building your saving...
10/28/2026

🏡 Waiting until everything falls perfectly into place before exploring homeownership?

Whether you’re building your savings, working on your credit, or simply unsure where to begin, you may have more options than you realize!

At First Federal Mortgage, we believe the first step is understanding what’s possible. Our team is here to answer your questions, walk you through available financing options, and help you create a plan that fits your goals.

🍂 You don’t have to have all the answers to start asking questions.

Let’s talk about where your homeownership journey could take you!

🍂 Autumn leaves, cozy evenings, and a place to call your own! 🏡There’s something special about coming home, especially t...
10/26/2026

🍂 Autumn leaves, cozy evenings, and a place to call your own! 🏡

There’s something special about coming home, especially this time of year! Whether you’re dreaming of buying your first home or finding the perfect place for your next chapter, First Federal Mortgage is here to help make homeownership a reality.

🍁 New season. New possibilities. Let’s get you home!

🏡 Homeownership may be closer than you think!One of the biggest misconceptions about buying a home is that you need a la...
10/23/2026

🏡 Homeownership may be closer than you think!

One of the biggest misconceptions about buying a home is that you need a large down payment to get started. The good news? There are a variety of loan programs and homebuyer assistance options that may help make your dream of homeownership a reality!

Whether you’re purchasing your first home or getting back into the market, you may have more options than you realize.

From down payment assistance to programs that can help with closing costs, I’m here to help you explore what’s available and find the right fit for your goals.

🔑 Your path to homeownership starts with a conversation. Let’s talk!

Program availability, eligibility requirements, and restrictions apply.

Being self-employed shouldn't mean putting your homeownership dreams on hold! 🏡As a small business owner, freelancer, or...
10/22/2026

Being self-employed shouldn't mean putting your homeownership dreams on hold! 🏡

As a small business owner, freelancer, or independent contractor, your income may look a little different, but that doesn't mean your mortgage options have to be limited!

With First Federal Mortgage's SmartSelf Bank Statement Loan Program, eligible self-employed borrowers may be able to qualify for a mortgage using bank statements instead of traditional tax returns.

I'd love to help you explore your options and find a mortgage solution that fits your needs!

📲 Let's connect and talk about your homeownership goals!

Big dreams, bright lights, and new beginnings! 🏈✨Friday nights are made for cheering on our hometown teams and celebrati...
10/16/2026

Big dreams, bright lights, and new beginnings! 🏈✨

Friday nights are made for cheering on our hometown teams and celebrating the communities we call home.

Whether you're making memories under the stadium lights or dreaming of a place to call your own, First Federal Mortgage is proud to be part of your hometown story.

Here's to Friday night football and the places that bring us together! 🏡

Before you say YES to a mortgage, make sure you know your options!Buying a home is a big investment, and the first mortg...
10/14/2026

Before you say YES to a mortgage, make sure you know your options!

Buying a home is a big investment, and the first mortgage offer you receive doesn’t have to be the only one you consider.

Already working with another lender? I’d love the opportunity to review your current quote, compare your options, and see what we can do for you!

And here’s a little extra incentive! 🎁

When you give us the opportunity to take a second look, you’ll receive a $100 gift card!*

You deserve to move forward with confidence, knowing you’ve explored your options and made an informed decision.

📲 Let’s connect and take a second look!

*Must provide a closing cost estimate or pre-qualification letter from a competing lender.

In observance of Columbus Day, First Federal Bank will be closed on Monday, October 12, 2026.As we recognize this federa...
10/12/2026

In observance of Columbus Day, First Federal Bank will be closed on Monday, October 12, 2026.

As we recognize this federal holiday, we wish our customers and communities a safe and enjoyable day.

We will resume normal business hours on Tuesday, October 13.

Looking for a little more breathing room at the start of your mortgage? 🏡  Our Lender-Paid Buydown may help eligible bor...
10/08/2026

Looking for a little more breathing room at the start of your mortgage? 🏡
Our Lender-Paid Buydown may help eligible borrowers lower their initial monthly principal and interest payment, with the cost of the buydown paid by us, not the seller.
It’s another option worth exploring when you’re looking for the right way to make your next move.
Ready to see what it could look like for you? Reach out to learn more!

Address

2871 Acton Road, Ste 200
Birmingham, AL
35243

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+12052431077

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