10/07/2026
■ Nav operates as a preferred affiliate of CPAC Credit Optimization, providing a centralized financial platform tailored for entrepreneurs to manage their comprehensive credit profiles.
❇️ Personal Credit Features
Personal Credit Monitoring: Nav provides access to personal credit scores and reports, such as those from Experian, allowing users to track their individual financial standing.
Unified Dashboard: The platform displays personal credit side-by-side with business credit in a single dashboard. This is critical because lenders often review personal credit reports and scores when evaluating business funding strategies.
Credit Change Alerts: Nav offers monitoring features like credit change alerts to keep you informed of any updates to your profile, helping you know exactly where you stand.
❇️ Business Credit and Growth Features
Comprehensive Bureau Access: Nav allows business owners to immediately check their business credit across all three major commercial bureaus: Experian, Equifax, and Dun & Bradstreet (D&B).
FICO SBSS Score: Nav provides access to the FICO® Small Business Scoring Service℠ (SBSS℠) score, a specific metric tailored for small business borrowers.
Credit Building Tradelines: Through Nav Prime membership tiers, the platform reports monthly tradelines to major business credit bureaus to actively help users build their business credit history.
Funding Readiness Assessment: Nav evaluates over 90 factors that lenders use to assess a business, providing personalized insights to help owners work toward their specific financing goals.
Cash Flow and Bookkeeping Tools: Users can connect their business and credit accounts to view their finances in one place, while also accessing bookkeeping tools to manage cash flow and simplify tax preparation.
CPAC ● "Your Partner In Business Privacy & Corporate Compliance."
☎️ (213)267-5994 ■ California Privacy Authority Corporation
CPAC IP - Intellectul Property ▪︎ Trademarks, Copyrights, etc.
CPAC Funding ▪︎ Start Up Capital upto $500k for Businesses
CPAC Credit Optimization ▪︎ Building Personal & Business Credit