Gloria Shulman, along with her partners and support staff, have carved a unique niche in the mortgage industry by tackling and successfully closing loan transactions of all sizes and levels of complexity. From the simplest "first home" purchase to the most complex and multi-layered refinance scenario, we utilize up-to-the-minute industry knowledge, highly creative and dynamic structuring, and vigo
rous, finessed transactional tracking and follow-up to assure the most seamless possible loan process. And with all of this occurring behind the scenes, CenTek has never lost sight of its first priority: providing borrowers with a highly personalized, pro-active customer service experience that is second-to-none. As a brokerage, CenTek Capital group interfaces with a wide and diverse spectrum of lending sources nationwide. By submitting a single CenTek application, a borrower has immediate access to numerous competing lenders for the mortgage vehicle desired, and can be confident that we will explore multiple avenues in order to secure the most aggressive rate and terms available. Even when a transaction has moved "downstream," CenTek has the latitude to change courses by switching to an alternate source, if warranted. Moreover, in the case of an "unorthodox" transaction that does not readily fit within conventional guidelines, CenTek will conduct a meticulous internal review of the file, and then zero in on wholesale lenders whose guidelines and parameters look to be the most conducive to a successful close. This anticipatory posture eliminates the risks of costly, stressful approval delays, or 11th hour denials- unfortunate but all-too-common occurrences in today's unforgiving market. The number of loans CenTek has closed on the heels of a denial by an alternate mortgage source (whether it be a competing broker or direct lender) is a testament to the efficacy and sophistication of our analysis and submission process. Finally, CenTek has always approached borrowers (and their transactions) from a holistic, strategic orientation. In today's ever-evolving market, closing a home loan can quickly become a daunting, multi-faceted challenge with many moving parts. Our longevity here in the Los Angeles real estate finance circuit has enabled us to foster strong relationships with countless real estate and financial professionals, and with experts working in vital tangential industries. Whether you need to pump up your credit score, navigate through a complex title vesting issue, or simply connect with an outstanding real estate agent specializing in a particular sub-market or geographic area, our "rolodex" is fully at your disposal. If desired, we're more than happy to coordinate with any and all 3rd parties to expedite your transaction, and work as hard as possible in pursuit of our CenTek mantra:
"Your Deal Must Go Through"
