Centek Capital Group

Centek Capital Group Official page of CenTek Capital Group, a licensed mortgage bank / brokerage located in Beverly Hills, California.

Gloria Shulman, along with her partners and support staff, have carved a unique niche in the mortgage industry by tackling and successfully closing loan transactions of all sizes and levels of complexity. From the simplest "first home" purchase to the most complex and multi-layered refinance scenario, we utilize up-to-the-minute industry knowledge, highly creative and dynamic structuring, and vigo

rous, finessed transactional tracking and follow-up to assure the most seamless possible loan process. And with all of this occurring behind the scenes, CenTek has never lost sight of its first priority: providing borrowers with a highly personalized, pro-active customer service experience that is second-to-none. As a brokerage, CenTek Capital group interfaces with a wide and diverse spectrum of lending sources nationwide. By submitting a single CenTek application, a borrower has immediate access to numerous competing lenders for the mortgage vehicle desired, and can be confident that we will explore multiple avenues in order to secure the most aggressive rate and terms available. Even when a transaction has moved "downstream," CenTek has the latitude to change courses by switching to an alternate source, if warranted. Moreover, in the case of an "unorthodox" transaction that does not readily fit within conventional guidelines, CenTek will conduct a meticulous internal review of the file, and then zero in on wholesale lenders whose guidelines and parameters look to be the most conducive to a successful close. This anticipatory posture eliminates the risks of costly, stressful approval delays, or 11th hour denials- unfortunate but all-too-common occurrences in today's unforgiving market. The number of loans CenTek has closed on the heels of a denial by an alternate mortgage source (whether it be a competing broker or direct lender) is a testament to the efficacy and sophistication of our analysis and submission process. Finally, CenTek has always approached borrowers (and their transactions) from a holistic, strategic orientation. In today's ever-evolving market, closing a home loan can quickly become a daunting, multi-faceted challenge with many moving parts. Our longevity here in the Los Angeles real estate finance circuit has enabled us to foster strong relationships with countless real estate and financial professionals, and with experts working in vital tangential industries. Whether you need to pump up your credit score, navigate through a complex title vesting issue, or simply connect with an outstanding real estate agent specializing in a particular sub-market or geographic area, our "rolodex" is fully at your disposal. If desired, we're more than happy to coordinate with any and all 3rd parties to expedite your transaction, and work as hard as possible in pursuit of our CenTek mantra:

"Your Deal Must Go Through"

Borrow one dollar over $1,249,125 for a home in LA County, and your down payment can double.Here's why. Loans of $1,249,...
09/02/2026

Borrow one dollar over $1,249,125 for a home in LA County, and your down payment can double.

Here's why. Loans of $1,249,125 or less are "high-balance conforming." You put down just 5%, and reserve requirements are typically 2-6 months of savings.

Cross that line into jumbo territory, and the rules change fast: 10–20% down, 6-12 months in reserve, tighter income requirements, sometimes a second appraisal.

A quick example:

➔ $1.15M home, 5% down ($57,500) → loan is $1,092,500. Still conforming.

➔ $1.35M home, 5% down ($67,500) → loan is $1,282,500. Now jumbo. Down payment jumps to $135,000-$270,000.

Same 5%. Wildly different outcome - all because of where the loan amount lands.

This isn't a niche scenario. Non-agency jumbo mortgages made up 15.4% of all single-family mortgage originations in 2025, the highest share since late 2022. More buyers are landing here, not fewer.

This is where we come in. Sometimes we can shift the down payment by a few thousand dollars to keep a purchase on the conforming side, before an offer is ever written. When jumbo is unavoidable, we structure and price the loan in advance, so nothing surprises our client at closing.

Tell us your situation. We'll tell you what's possible.

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Just closed an interest-only second home with 20% down payment, sales price 850,000 Client would only buy the property i...
09/01/2026

Just closed an interest-only second home with 20% down payment, sales price 850,000 Client would only buy the property if the loan was interest only rather than principle and interest. All parties were very pleased, and we closed on time.

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Known person in the entertainment industry was notified by a new business manager that there were tax liens on the prima...
08/18/2026

Known person in the entertainment industry was notified by a new business manager that there were tax liens on the primary residence. The individual was not aware of anything negative pending and was very distressed this information could surface in the business world. We received an emergency call from the new business manager who asked us to resolve this issue immediately in order to relieve the stress his client was experiencing. We funded an equity line within 15 business days with the proceeds of course going to fully pay off the debt and penalties. At the business managers request we were instrumental in explaining to the client that IRS issues are not unheard of and just have to be resolved. The client and her business manager were extremely pleased, and the client was now positioned to proceed with other real estate acquisitions.

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Some deals don't fit a standard checklist, and that's exactly where we work best.This one required structuring around mu...
08/14/2026

Some deals don't fit a standard checklist, and that's exactly where we work best.

This one required structuring around multiple income streams and an entity most brokers wouldn't touch. We found the path, built the proposal around it, and closed.

No transaction is too complex. If there's a path, we'll find it.

It pays to own vs. rent-- We all know the advantages of homeownership and are familiar with the sagas of appreciation an...
08/13/2026

It pays to own vs. rent-- We all know the advantages of homeownership and are familiar with the sagas of appreciation and income tax savings. With a fixed or adjustable loan, there is also Principle Reduction from the payment and income tax savings based on the tax bracket one is in. Please give us a call, and we can run specific numbers.

We are always pleased to run "What-If" scenarios, and we think "Outside of the Box"

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

It pays to own vs. rent-- We all know the advantages of homeownership and are familiar with the sagas of appreciation an...
08/04/2026

It pays to own vs. rent-- We all know the advantages of homeownership and are familiar with the sagas of appreciation and income tax savings. With a fixed or adjustable loan, there is also Principle Reduction from the payment and income tax savings based on the tax bracket one is in. Please give us a call, and we can run specific numbers.

We are always pleased to run "What-If" scenarios, and we think "Outside of the Box"

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Let us help you purchase your dream property. We welcome your contact.Contact us:📞 310-275-3202🏥 Centek Capital Group 91...
07/30/2026

Let us help you purchase your dream property. We welcome your contact.

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Check your credit score and take steps to improve it when necessary. There is a "credit utilization ratio," which is the...
07/22/2026

Check your credit score and take steps to improve it when necessary. There is a "credit utilization ratio," which is the amount one owes on the credit cards compared to the total limit available. One can ask the credit card issuer to increase the maximum allowable credit, and this can affect the credit ratios, hence potentially pump up the credit score.

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Just closed a La Quinta transaction with a very established attorney who is an expert with real estate and owns several ...
07/17/2026

Just closed a La Quinta transaction with a very established attorney who is an expert with real estate and owns several properties. The agent Lucas Coronel with Hacienda Realty and our company had to provide a very detailed comp analysis. To assist the attorneys decision making process we also had to provide our input regarding the value of any improvements. Everything went smoothly and all parties are satisfied.

Contact us:

📞 310-275-3202

🏥 Centek Capital Group 9100 Wilshire Blvd Beverly Hills, CA 90212

📧 [email protected]

⌨️www.centek.com

CalDRE #00659928 | NMLS #275995

Address

9100 Wilshire Boulevard Suite 275
Beverly Hills, CA
90212

Opening Hours

Monday 8am - 7pm
Tuesday 8am - 7pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 7pm

Telephone

+13102753202

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