Tim Martin - Home Loans - NMLS #16273

Tim Martin - Home Loans - NMLS #16273 I am a SVP of Mortgage Lending NMLS 16273 at Guaranteed Rate Affinity, LLC NMLS 1598647 (d/b/a GR Affinity, LLC in New York state).

Tim Martin has over 20 years of residential lending experience assisting over 6,000 individuals and families with their residential financing needs. He began his mortgage career developing an understanding of real estate customs and mortgage practices nationwide. Beginning in 2010, Tim focused his efforts on closing transactions in the state of Connecticut with an emphasis on Fairfield County and

the surrounding areas. In the 12 years since, he has become one of the top producing Loan Officers in the region and added the states of New York and Florida to further serve the needs of his clients. This focused approach has solidified his expertise in all aspects of the local real estate markets and helps him stand apart from competitors. With a network of real estate agents, real estate attorneys, insurance providers, and other real estate professionals, Tim can provide perspective and guidance to clients in all aspects of the real estate process. Tim and his team deliver award winning customer service as proven through hundreds of positive reviews, testimonials, media interviews, awards and recognitions. Working together with individuals from all aspects and stages of life, Tim specializes in educating his clients on their options and explains the process using clear and concise language. This approach guides borrowers so they can make informed decisions to fit their unique and specific financing needs. His goal is to guide people through the ever-changing process of obtaining a competitively priced mortgage while making the experience as seamless as possible. This service-oriented approach has made Tim an award winner for excellence year after year. He has placed among the distinguished rankings of two mortgage industry leading publications: The Scotsman Guide’s Top Originators list (2018, 2019, 2020, 2021) and Mortgage Executive Magazine’s Top 1% Mortgage Originators in America (2018, 2019, 2020, 2021). He has also received many production awards and client satisfaction recognition; a member of the President’s Club at Guaranteed Rate Affinity as a multiple year recipient and most recently a member of the distinguished Chairman’s Club, awarded to a small group of recipients exclusively for volume exceeding $100,000,000 in one year (2020, 2021). In 2021 alone the team continued to break personal records closing over $225,000,000 in volume. In 2021 and into 2022, Tim also started selectively adding other seasoned Loan Officers to his team to further expand opportunities to serve his referral sources. Personally, Tim received his formal education at Rutgers University, School of Business with a Bachelor of Science degree in Marketing and Master of Business Administration (MBA) with a specialization in Finance, graduating with high honors. When he is not guiding clients through the home financing process, he resides in Fairfield County where he may be found coaching his 3 children in baseball, attending their academic and athletic activities, and enjoying time with his wife, friends, and family. CORPORATE DESCRIPTOR: Guaranteed Rate Affinity, LLC NMLS 1598647 1800 W. Larchmont Ave., Chicago, IL 60613 (888) 844-9888 • grarate.com Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org www.grarate.com/licensing

09/08/2026

Your home search starts long before you start browsing listings online. Taking the time to understand your mortgage options can help you stay on budget and make an offer you feel confident about. While pre-qualification gives you a general idea of what loan you may qualify for, pre-approval takes a closer look at your finances to provide a more solid and reliable picture.

Ready to take the first step? Let’s talk it through.
https://myoc.io/iT5Rp8vdPyw/HXgxH



NMLS # 16273

09/07/2026

This Labor Day is a moment to celebrate the ones who keep our communities moving, one day at a time. We appreciate, acknowledge and thank you for building something special. Kick back, relax and enjoy the time off. You deserve it.
https://myoc.io/iT5Rp8vdPyw



NMLS # 16273

09/06/2026

Comparing rates is important but it’s only part of the picture. A lender’s experience, process and platform could make or break your entire homebuying experience. Contact me to learn more.
https://myoc.io/iT5Rp8vdPyw/3UPLO



NMLS # 16273

09/03/2026

Many buyers assume that spring is the best time to enter the market, but don’t forget about fall. In reality, it’s less about finding a perfect season and more about finding what works for you. To help you consider your options, I’m happy to help you time your purchase.

Let’s start early to prepare for whatever your homebuying journey has in store.
https://myoc.io/iT5Rp8vdPyw/lyjbE



NMLS # 16273

09/01/2026

Here’s to everyone who works behind the scenes to make a home purchase happen. Together, we help you go from house hunting to move-in. Ready to get in the game?

Let’s talk about any questions you may have about the homebuying process.
https://myoc.io/iT5Rp8vdPyw



NMLS # 16273

08/31/2026

You've put in the years and built real equity in your home. So what can you actually do with it? A HELOC is one option that may let eligible homeowners tap into a portion of that equity, up to an approved limit, for the goals that matter to them.

If you've been curious how your equity fits your bigger plans, it's worth a conversation.
https://myoc.io/iT5Rp8vdPyw/6TrS0



NMLS # 16273

08/27/2026

Your monthly housing payment is already part of your budget. The question is whether it could also support your future goals.

I can help you compare renting and owning so you can make a more informed decision.
https://myoc.io/iT5Rp8vdPyw/UtPsN



NMLS # 16273

08/26/2026

There is a smarter way to think about home projects than just chasing the biggest one. A little know-how goes a long way when you are deciding where to spend. Which home project gave you the best bang for your buck?

Tell me in the comments. And if your next one is already on your mind, reach out and let’s talk it through.
https://myoc.io/iT5Rp8vdPyw/es7Qh



NMLS # 16273

08/24/2026

Buying a home feels a lot less overwhelming when you start early. A few smart moves now may shape the options you will have later.

Message me whenever you want to talk through your starting point.
https://myoc.io/iT5Rp8vdPyw/Egty6



NMLS # 16273

08/20/2026

You don’t need a W-2 to get a mortgage. Asset utilization lets qualified borrowers use liquid assets instead of traditional employment documentation.
That means savings, investment accounts, stocks, crypto, retirement accounts and bonds give you access to loans up to $5M, without liquidating your portfolio.

If you’re a retiree, investor or anyone who’s built wealth outside of a W-2, this is for you.
https://myoc.io/iT5Rp8vdPyw/6TkN6



NMLS # 16273

Address

230 Greenwood Avenue, Suite 1A
Bethel, CT
06801

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