Tim Sickinger, Mortgage Loan Originator

05/02/2024

There's new opportunity in new construction - are you paying attention as the price gap between existing homes for sale and new builds are narrowing?

04/25/2024

The Federal Reserve doesn't set the mortgage rates, but its actions influence them. Are you trying to buy this year? I can help you understand your options and get you closer to your dream home.

Sales of newly built single-family homes in the United States soared in March despite mortgage rates remaining elevated that month.

04/18/2024

Mortgage application rates have increased for the second consecutive week. In fact, mortgage applications went up more than 3% compared to the week of April 1st and the Refinance Index is up 11% compared to this time last year. Staying in the know helps me provide the best service to my clients!

Buyers are overcoming high rates to purchase homes, according to the Mortgage Bankers Association.

04/11/2024

Do you have a current mortgage? You could be in the perfect position to refinance. Here are 3 signs that refinancing may be your best bet.

04/04/2024

The housing market is heating up in 4 specific metro areas around the United States, giving mortgage loan officers like myself a great kick off to the spring season.

The Manchester-Nashua area in New Hampshire is the country's hottest market, according to realtor.com.

02/01/2024

What does the most recent Fed interest rate meeting mean for in 2024?

Check out the insights for what's in store for this year's market:

It seems mortgage rates fever has finally broken—at least for now. After rising to a scorching 7.79% in October—the 2023 high—mortgage rates have cooled markedly in recent weeks amid signs of receding inflation pressures and promising signals from the Federal Reserve. The average 30-year fixed

01/25/2024

are expected to decrease by nearly 1% by year's end, according to recent housing forecasts.

That's good news for , as the decrease would reduce monthly costs for many.

With mortgage interest rates expected to decline in 2024, monthly housing payments could drop by nearly $200.

01/18/2024

The average contract interest rate for 30-year fixed-rate mortgages with balances decreased to 6.75%.

With the decrease in rates, total mortgage application volume jumped 10% compared to last week - according to the .

Total mortgage application volume jumped 10.4%, compared with the previous week, according to the Mortgage Bankers Association's seasonally adjusted index.

05/27/2023

This Memorial Day, we at honor those who made the ultimate sacrifice to protect and serve our country. Let’s take a moment to reflect on their bravery and remember our fallen heroes.

05/09/2023

Beautiful day & spectacular views at 1 Pratt Island, Darien. It's a must see! Keiley Gaston Fuller Tim Sickinger

04/19/2023

⭐ FINAL WEEK TO REGISTER! ⭐

There's still time to register for the Citizens Home Mortgage Power Hour Webinar with Tom Ferry. Tom has more than 35,000 hours of coaching experience and works daily to help agents and brokers grow a prosperous business while simultaneously balancing — and loving — their personal lives.

This is a live webinar and there's no cost to attend! Be sure to tag and share with your real estate colleagues and REGISTER HERE >> bit.ly/PowerHourApril27

02/23/2023

Great news for homeowners (and buyers) with FHA-insured mortgage loans! The FHA is reducing insurance premiums by about $800 a year on a typical loan. Nearly one in six homebuyers used an FHA-insured loan in December 2022. Officials expect the fee reduction to benefit roughly 850,000 home buyers and homeowners in 2023.

The move by the Biden administration is a bid to boost affordability while median home prices remain near records.